 Credit cards? |
I'm so confused. I"m getting to the age where the option of having a credit card is drawing near.
I've been looking at different cards, but I can't seem to make heads ... |
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 Can i use my ATM card to make online purchases? |
| Can i use my ATM card to make online purchases? My bank is Commerce bank.. now changed its name to TD bank. But, am i able to? On the card, it says ATM and it doesn't seem to have an expiration ... |
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 Is this Credit fallout because of the borrowing to pay for the war.? |
| I am watching all the reasons for American and UK economic fallout and cant help but feel its a smokescreen . The war is costing billions and billions of dollars. Who is paying for this? Is this not ... |
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 I want to remove myself from my ex-fiance's car note.? |
| Like and idiot I co-signed for my ex-fiance's car note. Long story short the wedding never happened, and now I no longer want to be listed on the note. Is there a way to remove myself from it? ... |
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 Can I sue someone for not paying a bill that i put in my name? |
| I got three cell phones in my name. Which I gave to family since they all have bad credit. We made a verbal agreement in front of employee/friend that they will pay their bill on time. But they have ... |
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 Should we take the settlement offer...? |
| About 10 months ago, my wife went to an emergency room because she was having terrible pains. We did not have the funds to pay the bill. For last few months a collection agency has been trying to ... |
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 Bankrupt girlfriend? |
| My girlfriend just told me that she's a discharged bankrupt!! I'm 28, she's 26, we've been together for 7 years, and she went bankrupt when she was 22!!!! It was stupid credit ... |
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 Just thought I'd give it a try? |
Hi, this is George Zimmer founder & CEO of the Men's Warehouse, just by change would anyone have a few million dollars to lend me??
I have the craziest business scheme, I'd let ... |
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 Harassing phone calls- Do I have any recourse? |
| My husband and I moved to a new state 4 months ago. Since our phone number was activated, we have received an increasing number of phone calls from debtors and collections agencies asking for two ... |
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 How did your credit get ruined? |
| I was 19 when my was destroyed. I needed an emergency surgery and didn't have insurance. The "doctors" couldn't figure out what caused the pain, but told me I have endometreosis ... |
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 What is the best way to start building your credit. I'm 18.? |
| I just turned 18 in June. I was told the only way to start was by getting a department store card and then moving on to bigger things. Well, I applied for a JC Penny Card and was not approved because ... |
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 Why can't I get a credit card? |
| I see people all the time who have 25,000 in debt for school loans or people who get pre-approved credit cards in the mail on a daily basis who have NO business having them. I am a 25 year old male, ... |
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 I have no credit history. Should I get a credit card? |
| As the question states, I have no credit history. There is no way I can get someone to co sign for a loan for me. I was just wondering if this was the best way for me to get a credit history if I use ... |
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 I got a letter from Capital One...I think they are suing? |
| I defaulted on my Capital One Card less than a year ago. I recently moved, had the post office forward my mail but unfortunately a letter from Capital One went to my old address at my parent's ... |
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deptofstate | Has anyone used a payday loan company? |
Are payday loan companies you find online reputable? If you have used one, had a good or bad experience, please let me know? |
 |
 
shywink
 |
How much money do you need?
I used QuickPayDay.com several times in the past and it helped me out when I was in a bind.
BUT it was never for more than $500 and I made sure to pay them back with my next paycheck so I never got into debt or in any kind of trouble.
These kinds of payday loans are really only good for smaller amounts of money, when you are in a bind, need a little cash quickly, and if you pay it back as fast as possible.
You don't want to get yourself into a lot of trouble by taking too much of a loan and not be able to pay it back.
My experience was fine. |
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bdancer222
|
600% interest rates, you give them access to your bank account and agree to allow garnishment of your wages. Sound like a bad deal? Well let's not forget how aggressive their collectors can be...
Find some other way. Pawn something, sell blood, collect alum cans. Pay a bill late -- the late fee will be cheaper than the payday loan interest. |
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Surveyor
|
I have used them. It's something that I would only do in an emergency. If you always pay the loan back on time, your only problem will be the huge interest rate. I would never borrow more than 1/3 of my bi-weekly paycheck. You're better off in the long run to suffer through the lean times, because of the interest that you'll pay. You would be wise to carefully read everything that they ask you to sign, before you actually sign it. |
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Steveo
 |
There is no payday loan company that is reputable. Avoid them like the plague. If you're desperate, go to a church, synagogue, or anyplace else. Their interest rates are 592%. |
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rich2481
|
they charge you alot, they are not in the business to lose money,, something like 20 %,, if you can manage without it, like eat mac and cheese for a week, do that,,
I heard the Government was thinking about making them illegal too many people getting into financial trouble |
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gabound75
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don't do it |
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cdabexx
 |
They charge HUGE amounts of interest--its a rip off. |
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MrOrph
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Don't do it! |
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laura k71
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EVEN UNDER THE DIREST OF CIRCUMSTANCES DO NOT RESORT TO DOING THIS, THE INTEREST IS HUGE,AND THE 'LOAN OFFICERS' IN THOSE PLACES ARE ALWAYS VERY BITCHY. |
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jml167
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I have used both an online payday loan company and a storefront. Both were awful - I ended up in horrible debt, paying thousands more than I had borrowed. Please don't do this!! See if there are any other options out there before you take money from these loan sharks! |
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julie
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Dont do it they will take out of ur tax return ,or u will be paying back more |
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