ginger
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The interest rates of these companies are shockingly high and they prey on the poor, so think carefully about getting from this type of company.
I hope this helps. |
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Under Pressure
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They are a legitimate company and have been around for years.
Their interest rate is pretty high though. |
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star
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all i can say to that is try your bank first if you have one just because its xmas please don`t give your self stress miss ive been there done that and even wore the tea shirt . and if you do need money and you have jewelry i did find the porn shop to be best at the time .or try a friend it cost nothink to ask and give tham the just a Little bit more back .as for the provident .its like going the shop and buying some think for 1 pound but its cost you 160 from the provident there all the same , shop around after all it`s your money in the end so wendy don`t give your self sleepless nights and working to give greedy people |
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misskitti7®
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lol still do,
in fact i applied on line they are not the cheapest around, but then depends where in the UK you are
regards x Kitti x |
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redkiraarsenal
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yes but now use there sister company greenwoods and there interst rates aint as high as provident |
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Mimkat
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Yes but only once when I was desperatly skint & in dire need of a washing machine. Their interest rate is sky high & once you've got your first loan from them they keep 'tempting' (preassuring actually) you with offers of more cash or vouchers. Not worth it, avoid at all costs! I was lucky & was strong enough to say no after the first loan but I've seen so many of my friends & family get sucked in. |
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dennis
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i use them at moment,i got a loan ages ago,i thought i would have finished paying it off by now,turns out i havnt even paid the intrest off yet,they are ok but the intrest is more than sky high |
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gordonmother
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I suggest that you do not approach them , unless you have a bad credit ratings, as their interest rate is well above the normal banks rate. Use Credit Unions which is a charity, but you can borrow small amount of money from them. The best advice, I can give to ask your local CAB, before you get yourself into debt with Provident. |
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swordof_vermillion
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The biggest problem with doorstep loan companies is that once you get one loan its very hard not to say no to another one or any of the other services they provide. We got a loan from Shopacheck and swore we would only get the one.....17 yrs down the line we were still getting loans. Its only been a couple of years since we finished with them altogether. You will have to be very careful coz they will convince you that you can afford another loan on top of what you already have! Doorstep loans have incredibly high interest rates so you'd be better off saving up for what you need. We also had a loan with Provident and found that they worked the same sort of system as Shopacheck. These companies target people on benefits or low-income famillies. Avoid like the plague lol. |
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Lynn C
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very high interest and i mean sky high. |
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The Rugby Player
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If you need money quickly I would try Nationwide |
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Jade B
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i would only use provident for a loan as a last resort they charge high interest persuade you to take more loans when you don't want them and aren't very friendly when you struggle to pay. if your credit rating is fairly decent you would be better applying for a credit card or bank loan |
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olivia
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Stay well clear they just prey on vulnerable people and those of limited income. |
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jackie m
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150%apr - only if you cant get credit anywhere else - it took me 5 years to pay £600, if you must use a money lender try Greenwood's their APR is a bit lower. |
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brian t
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They charge the earth for loans and try to get you to borrow more and more.
better than illegal loan sharks though |
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