 How do I get a loan with a bad credit rating? |
| I lost my job 2 years ago when my contract ran out and unfortunatley was not re-newed. Most of the credit I had was the ususal - credit cards and small loans. I struggled to keep up the payments on ... |
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 Credit card debt and new baby on the way? |
| I know this sounds like a CRAZY question.... |
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 Can a second signor on a credit card be held responsible for unpaid balance? |
| My husband had a credit card in his own name that i knew nothing about. He addes me as a secondary signor on the actt, also without me knowing. We since were divorced and both responsible for our ... |
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 How do a person clear up there debt? |
| How do a person get good credit .... |
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 What does "going legal" mean when you haven't been able to make a payment on a lease? |
| I'm 4 months behind on my GMAC lease today (due to medical problems). I called them today and they said if I don't give them at least 2 months payments, they will "go legal". I ... |
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 How do i get ride of my bad credit rating? |
| I had a phone bill under my name but it was my sisters phone and she forgot about the bill and now i have a bad credit rating and need to get it off my name asap!!... |
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 When you buy items over the phone and pay with your credit/debit card....? |
| ....the person/company that takes your card details,do they keep the details of your card on their files/computers or are they obliged to delete/destroy your details after the items have been bought?... |
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 How long should I wait to offer settlement to my creditcards in order to get the best deal, after Charged off. |
| Owe around 80K, average of 10-15 K on each, Is it likley they all will sue? It has been over one year since I made last payment. I can try to borrow from family. What kind of a deal can I get for ... |
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 How can you fix your credit yourself without paying someone else to fix it for you? |
| looking for a way to fix my credit without paying a credit repair company to to do ... |
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 Is my mother allowed to look up my credit history with out me knowing? |
my mother 2days ago requested a free credit check... she lied online and she pretened to be me online so she could see my credit. is this allowed since she lied without my permission???
... |
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 Is there anyway to erase credit inquires that you have on your credit report? |
| When you apply for a loan or credit card, the creditor appears on your credit report. Is there anway to erase those inquires?... |
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 I need a $15,000 loan Can anyone help? |
| I am divorced and was left with a debt that I need to payoff because the monthly payment is high as is the interest. My ex also took my 3 daughters and my bed and other furniture when he left. My ... |
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 Auto Loan w/ bad credit? |
| I am in need of a new car, as my current vehicle is gasping for life. I need to work out some financing, but have a problem: in my first year in college, I couldn't afford all my expenses due to ... |
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| Refinance,let the car go back or trade it in? |
| I bought a 2006 honda civic ex a year ago my payments are over 500 a month (i had bad credit) I have paid on time for over a year. my problem is I can no longer afford the payments. I love my car but ... |
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A | Has your life got worse since you got a credit card? |
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Manoj K
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Made my life easier - booking tickets, using it when i went abroad, for emergency expenses, etc. However, till now i have made it a point to repay the amount fully, so no troubles.
I like taking advantage of the benefits program :-)
Life will get worse if i miss even one payment :-( |
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♥Chastons Wifey♥
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No, i rarely use my credit card. i always use cash. |
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jt
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Nope don't use it. Its there for emergencies but i always have cash so its there when i haven't any. |
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Hallwoman
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Yes, have to pay lots of interest fees every month and then they seek in all kinds of charges. So unless you pay the total amount owed on them...do not use them! They can ruin your life and your credit if you are late. |
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maddisons mummy
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no - i only used it once to purchase a sofa - couldnt get finance with the sofa company cos the new house i moved into that week (my first home) was blacklisted becasue people who lived there before me did a runner so cos it was my new address and the last buggers ran off without paying bills it unfairly meant the house was still blacklisted...so got cred card..used the credit card once (for the £1000 sofa) and paid it off over a few months...no problem :) will only use again for an emergency like that i guess... |
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Lone Wolf
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of course not it made it more easy,now you can buy what you want any time and anywhere and having a lot of discounts for me i find it awesome.
But i don't know what you doing with it i feel you are shopping addicted that's why you feel bad cause of debts. |
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MLE
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Yes it has, it was horrible, then it got great, all in all I don't think it had anything to do with credit cards. |
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dmnshnlz1
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If your history shows borrow and spend, then.... yeah! If your history shows make and save.... no! Put money away, and watch your spending... things don't look so bad now, but give about 5 months... you will start to see the results, interest rates droping credit background regs change, and that once easy to get 0 down or subrime house, will be next to difficult to get!.... Make sure you make the right decision in nov. Nov will have certainty, after that, uncertainty.... ( McCain 08) |
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robby_lam
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No, its actually gotten a lot better. Have 4 cards, all of which are paid in full every month. Credit limits of $50,000. Interest rates at 2.99%. Mortgage loans at 4.875%. People who have credit problems will tell you not to use them. People with great credit will tell you, to use them. It all depends on your own situation, student loans, auto loans, kids, mortgages, child support. |
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TSI
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idk i don't have one yet |
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