 HELP! I'm being harrassed by creditors!? |
| I am very on time in paying my bills. About a few months ago, my employer at the time shorted my hours making it a hardship on me to pay my bills. The only thing that I could get by with is paying my ... |
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 Returned an item and they gave me a gift card.....? |
| ok i bought a guitar pedal at this crappy/expensive guitar shop near my house and returned the day after and they gave me store credit on a gift card.... but there prices are ridiculos like the pedal ... |
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| Whats a good bank for students ?!? |
| anything other then bank of america. thnkx.... |
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 If I get married and I discover that my wife has $8000? |
credit card debt, am I responsible for her debt if the credit card
company decides to bring it to court? If so, that seems very
unfair. Any suggestions?... |
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 Out of these three what should i choose; if i am getting these free of cost!!? |
since i hv shown good results in my office(company)
i hv been offered to choose any one of these. its a type if gift for me:-
1) A World Space Satallite Radio
2)Dinner for family at ... |
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 I have a creditor calling me? |
| They want over 7,000, but are offering me a settlement of 2,400. They wanted it all at once, or in 3 payments of 800. I told them I cant afford that, and could give them 250 a month. Now they are ... |
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 I do not wish to have a credit card how can i get a debit card? |
| I am new to the U.K. And do not need to pay interest on any credit card I have never used one my whole life we have allways saved the money and payed cash but these days one canot be without a card ... |
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| New to the credit card thing? |
So, I got a credit card, and racked up a $470 bill, so before I got the statement I made a $200 payment.
I got the statement and it says they received the $200, and now I like $276 or something..... |
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 How do i get approved for a loan without good credit and a co signer? |
| i have so many bills overdue and i can't get a loan from no where bc my credit isn't good and i have no co signer.... |
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 When is the best time to pay off a credit card ? |
| Is it better to pay off a credit card , as soon as the purchase can be seen through the online banking site or should I wait until a due date is shown ?... |
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 Do you guys think i'm badly in debt? |
| I owe a $500 bill, $200 bill, a $70 bill and I still owe $11,000 on my car I've been making payments on all three of my bills. They started out alot higher. My credit score is between 500-600 ... |
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| Which part on my debit card is my card number? |
it is a lloyds TSB VISA debit card
I would like to know how long the card number should be
i have had trouble knowing this whilst filling in a ... |
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 Can a credit card company collect a debt after 10 years? |
| In 1993 I had a opened up an account with a bank for a credit card. The bank is now out of business. For over 3 years I never recieved any statements for this card. I conatcted the bank so many times ... |
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 My husband closed out his credit card account and...? |
| while we were seperated the credit card company sent checks in the mail that would apply to the credit card, well, not knowing the account was already closed i spent about $1000.00. if the account ... |
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 What happens to all of someone's debts if they go to prison? |
| I was just wondering what happens to a persons debts (bills, bank loans, Mortgage etc etc) they obviously can't pay em if they're in prison, do they get put on hold or something?. I don'... |
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 Collection agency information? |
| can a collection agency go into someones bank account and take out money owed to them?? do they have the power to do that?? thanks for your ... |
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trixi | Have u been a victim of credit card fraud? |
I've recently had £2,000 taken from my account. The bank cannot tell me where or how (is this true?!). How the hell do these fraudsters do it though? I still have my card and shred everything.
Additional Details
squidgy: its nothing to do with being 'thick' (which i most certainly am not!). I don't have to pay the money back its just a big inconveniance as i wait for new card, pin etc and am given no information. |
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'Er indoors!!
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It's foreign gangs, I'm afraid, and yet we still have to endure them coming here in their droves!!!
We had a call from the bank just this week. Someone had tried to buy £1,000 worth of computer goods with our debit card details. Fortunately, their wasn't the funds in our account, and we only have that much in the bank at the beginning of the month, when my hubby gets paid, but how do we stop this happening??? I live in a very remote little village, I don't drive, and my husband works 7 days a week. I rely on the internet for shopping.
I am so sorry you lost so much money, it just isn't right that the banks are not doing more to dtop decent working people getting ripped off. It's very frightening to think people can access peoples personal accounts, but what do we do???
Our bank told us that computer, and sports goods were ordered on the internet, but what I can't understand is, if someone is ordering these goods, surely they need an address to have these goods delivered, so why can't the police catch them at the address the goods are going to????
B.T.W. I sincerely hope it happens to Squidgy one day, (and I think it will, as I believe in karma) He's one who deserves it!!!! |
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Grant O
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I am fairly sure your bank should be able to tell you where the money came off. I take it that this doesn't show up on your statements, when i was victim of credit card fraud then i noticed a lot of transactions on my statements which had absolutely nothing to do with me, then contacted the bank who swiftly refunded all the fraudulent charges.
Good luck..... |
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Stina Lady
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If it's your account they should be able to tell you. Now they may not know how or where if it wasn't processed through a system at a store or something. You need to cancel the card and do a police report immediately. |
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Philip H ©
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They probably skimmed your card at a Petrol station. I only ever use cash to but Petrol, as foreign gangs have infiltrated them and are taking millions through skimming. |
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FM is going away.
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It's no fault of your's, I have too.There are loads of nasty Bast*rds out there, robbing from ordinary people. I'm sorry for you, cos it's happened to me too, and it's a horrible feeling, I don't know how,but they do. Good Luck in getting back to normal. x |
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Maria
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I don't know about where you live but here in the USA the banks has records of all activities under my account #.
Demand to speak with a supervisor or manager of the bank and tell them your story.
It could be also that whenever you use your card in Restaurants or shops that the reciept they keep has your credit card # imprinted.
Here in the USA there are many fruadulant activity where someone that works in the restaurant might sell or personally use your credit card #.
So even though you say you shred you could also be taken advantage of in the above situation I just described.
Go to the Bank and make them send you the latest activities in your account and find out where the discrepancy lies.
Good luck! |
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Wendy H
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My husband was and he was a Police Officer at the time, retired 9 months ago. They rang him to say there was unusual activelty on his account and could he verify a few transactions.
Anyway someone was saying there name was Ikram "Smith" as they only had my hubbys inials no christian name and were using a different delivery address not the same as ours.
So there you have it they have an address, but do they get the Met Police to go to the address and do anything? No. We had to get new cards and they attempted to use it several times afterwards. We even told the credit card company we think we know which transaction we had made that initally triggered the fraud but they were not interested.
In case your wondering why they wont reveal the details its probably because they are not allowed to, as annoying as it it.
About a month later we got a call from a major catalouge company saying someone wanted to use the old card to buy 5 mobile phones (who buys 5?) and would he please confirm his name and date of birth.
He asked them how they had our details and the card was being used fraudulently, and could he have their phone number. They hung up. The cheeky b8stards were ringing us to get details to apply for more cards in his name.
We never got a visit from the Police all he had to do is sign a declaration stating he had not given anyone permission to use his card and telling them which transactions were not ours. |
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foolish mistakes
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wow .. identity theft is major .. i have not been frauded but 2 of my co-workers have and i am just scared |
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Sk¡nny
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The fraud begins with either the theft of the physical card or the compromise of data associated with the account, including the card account number or other information that would routinely and necessarily be available to a merchant during a legitimate transaction. The compromise can occur by many common routes and can usually be conducted without tipping off the card holder, the merchant or the bank, at least until the account is ultimately used for fraud.
A simple example is that of a store clerk copying sales receipts for later use. In some cases, millions of accounts have been compromised.
Stolen cards can be reported quickly by card holders, but a compromised account can be hoarded by a thief for weeks or months before any fraudulent use, making it difficult to identify the source of the compromise. The card holder may not discover fraudulent use until receiving a billing statement, which may be delivered infrequently. |
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EJ
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It has happened to me. I don't know how either. Someone used my card in Israel and I live in the U.S. I had to sign a form saying that I was not in Israel when it happened and the credit company gave my money back. It took a couple of months though. |
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tudorjason (matt)
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I've been the victim of accidental fraud. Which actually isn't fraud because fraud is intentional and my cases were accidental. It's because of my very popular name. My parents weren't thinking when I was born.
Were you able to get your money back though? |
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Bodywatch
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my credit card company alerted me to an unusually large payment made on my card which i was very grateful for - worth the small monthly charge they make for the fraud monitoring service |
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Phil B
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no, but i know a guy who was, he was staying at a bed + breakfast and some someone looked at his credit card and memorised the numbers then used it for a depsoit on a $50,000 truck...beware |
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Pablols
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I haven't |
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dwight
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nope |
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♥philip♥
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you brought anything throught the internet or been to a asian restaurant? or you probably lost your bank details somehow. |
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Nip
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haha unlucky, no i aint cos i aint thick |
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