 I want to get a "rewards" credit card ..which one is the best? |
| I want to eliminate all my credit cards and get just one that has "rewards" I don't spend thousands every month on my card ..only a few purchases... anyone know which one is the best ... |
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 I have bad credit but need a school loan with no cosigner...any suggestions? |
| i am a student with bad credit and no cosigner...im 6 months away from graduating and have NO way of getting a bank loan. please ... |
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 Can I get a credit card when i"m 13??? |
| Im 13 and i wanna credit card because i dont wanna carry around cash anymore, can i get one?... |
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 Is there any way I can change my name and ss# and have a clean credit report again? |
| I am 43 had 3 husbands and they ruined me and my credit. I don't have 7 yrs to wait for it to be cleared and I don't want bankruptcy...can I change my name and ss# and get a clean credit ... |
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 When can i refinance my car loan ?? |
i bought a car on June 5th this year ( 200-7-) Now i pay around 425 dollars for it every month , and as per insurance around 198 .
i make around 750 dollars a month .
i am doing ... |
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 Have moved to spain but have just been informed of a debt we left behind? |
whats the best way of paying this debt off could we pay in euros through our now local bank in spain
Additional Details
would like to leave it but they have been pestering my mother ... |
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 Does cancelling a cell phone contract hurt your credit? |
| i got a cell phone in my cousins name (with her permission, of course) and now we're trying to switch the contract over to my name. i don't know if i want to continue with this company, and ... |
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 Is one credit card enough? |
| I have two credit cards, my first card had a limit of $1000 which I got while in college. Today after five years they have raised the limit to exactly $10000. The second, American Express Gold, which ... |
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 What happenes if you dont pay your credit card bills? |
does it just go to a credit place or do they take you to court or jail? my bill is 4 thousand dollars?
Additional Details
I am on maternity leave, my baby is very colicky so i cant work ... |
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 How do i put this into words? |
I have been advised to offer a minimal repayment to a debt collection agency, however i cannot find any sample letters that reflect this.
All i wish to do is briefly explain my circumstances, ... |
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 What are some things you can do to increase your credit score? |
| My credit score has gone down since last year (I was at about a 750) and I have only been late on making a credit card payment once. ( I am down to about a 630) What are some things I can do to get ... |
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 I have a check to cash that accidently ran through my printer...HELP!!? |
| I CAN NOT ask the person who wrote it to re-issue. Long story, but I can't. The front of the check is fine. The back has a picture printed on it...it stuck to my printing paper, unbeknownst ... |
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 I have two collections left on my credit reports? |
| I have contacted both of them asking for a pay for deletion letters, and they both refused. The total of both is only 145.00. If I choose to not pay them until the 7 years is up, how will it reflect ... |
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 How hard is it to get a mortgage now? What kind of credit score do you need? |
| I've heard that due to all of the foreclosures mortgage companies are getting tougher.... |
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 What is the billing address mean??? |
| when I go to buy online I give the shipping address and he would the billing address is this mean the address of my bank???... |
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dolly k | Have you curtailed spending because of the credit crunch? |
and can any one honestly say that they are not affected in some way or another |
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obanpussyginger
|
the credit crunch doe's not affect me
i'm married
never had any money in my pockets |
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Faith
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To be honest Dolly, i try..but only bcos of what i read in the media. So far, so good...life hasn't changed much. But i know it can & might..and so i doing my best to curtail spending & stick to a budget. |
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Ruthie
 |
I'm not affected by it at all. My job is secure and my company has just taken 10 new people on to do the same job as me. (it's a non-profit charity)
My boyfriend's job is also secure, but I could afford the mortgage and bills on my own if anything did happen to his job.
As we're currently renovating our new house, we're taking advantage of all the sales!
I think as long as your job isn't affected and mortage payments aren't a problems, I don't see why you'd be affected. |
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Aurora
 |
I don't want to curtail my spending any further but what can we do??
I would just love to stop paying the bills especially the £560 I just had to pay for gas and leccy!! Bare faced robbery is all it is.
The next thing to go will have to be new clothes and holidays. How depressing is that.
Here we are mid-January and nothing to look forward to but February.
Could have had a nice holiday with £560!!!!!!
See how bloody miserable I am today!! LOLOLOL |
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WelshLad
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Before the credit crunch I was careful what I was spending anyway (I was buying needs and not wants), because I'm single with a mortgage. |
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Maid Angela
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Actually not really. We had planned to holiday in the UK this year not because of the credit crunch but there are a number of places we wish to see and relatives we would like to visit and we thought we would do that all in one trip. We will probably do that. However we saw a nice holiday in Tunis advertised to decided to do that as well. So we probably spend about the same amount this year on holidays as last year when we toured Turkey for two weeks. |
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the truth bringer
 |
not really found that even when the pound is devalued that the euro exchange rate is still a rip of thing is as money gets tight they just look for a different way of skinning you what we need is some good ol pulling together like in the war |
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sometimeswrong
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I was never a spender as some are but I don't see much difference yet |
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Paul B
 |
Yes and I think most people have to a certain extent. I try to maintain the same lifestyle by spending less on the same goods. Internet shopping is great for this. One trick I use is to shop via cash back websites such as the one in my source - that way you get a bit of money back on stuff that you would buy anyway. It soon adds up. |
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