 Bad credit, home loan? |
| i have a judgement for $4,500(from a lawyers office that handled my old credit card debt) and i want to get a home loan. is it possible to get a home loan for about $130,000?... |
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 What happens to a car when the owner dies? |
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my stepdad passed away and was the only one on the loan can they make my mom pay the rest of the ... |
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 What is Paypal and how do I use it? |
Okay what is Paypal and how do I use it??
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Thankies to all of you how helped me :D... |
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 I need a $10,000 loan, but I have no credit!? |
| I'm 21 years old, and my parents have offered to buy a house for me, and I would be making the payments back to them until the house is paid off. However, I need to come up with the downpayment. ... |
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 How Do I get good credit...? |
| I have bad credit.... mostly from overdue bills or past due bills. How do I straighten that all out without using one of those credit counseling places? Any help would be great.... |
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 Payday Loans?? |
| Okay, I really need about $100 because I had my grocery money, but lost it, and I have a child to feed..so it seems the only choice I have is a payday loan..so are there any out there that are legit? ... |
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 Can minors be responsible for bad credit when it is their parent's fault? |
| I am a minor...15 years old to be exact , and I am wondering can i be responsible for all the things my mom has done with my credit like putting utilities under my name...borrowing books and ... |
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 First time home buyer? |
| I would like to buy a condo, but my credit is bad. My score is, 567. I have no debt now, but i was stupid and had late payments, defaulted on a student loan, never had a credit card. Aside from my ... |
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 Does co-signing on a loan hurt your credit score? |
| My husband was going to co-sign for a student loan but he's worried it will hurt his credit. Can someone justify his worries?... |
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 What are the best credit cards for college students? |
| I'am starting my second year of college and after I pay all my fees I really dont have much money left for books and such whats a good credit card with at least a 500 dollar ... |
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| My mother has a lot of credit card debt and asked me to research debt consolidation.? |
| She has over $25,000 of debt and has trouble making the minimum payments. We do not own a home and pay rent and auto loan monthly as well as the usual expenses. I looked at debt consolidation loans, ... |
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 What credit card should I pay off first? |
| Hi I am serious about paying off my debt. I have heard it's better to pay off the cards with the highest interest rate, but the cards with the highest interest rates also has the lowest balance.... |
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 Will starting a debt management program ruin your credit score? |
Additional Details
I have a decent credit score and have never missed a payment. However I find that I have to borrow from my credit cards to pay monthly bills. I am starting a dmp as ... |
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 I receive an email from company called:The Free Lotto .that said i won lotto prize. it can be real? |
| I receive the email that inform me won a big money prize from england.is it can be real or a kine of joke?how can i know this?... |
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 What's a good credit card to get? |
| My Sears card is absolutely horrible with their interest rate. I am going to pay off the remaining balance and try to get another credit card. I woudl love to close out Sears but I was told through ... |
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 Loan-shark killed? now what? |
| I had a loan with a loan-shark... My payment was due 5 days ago... I have been calling and leaving voice messages... no calls back, which I found weird becasue this guy was very sharp about payments ... |
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 What should I do collection agencies won't clear negative information from my credit report? |
| Collection agencies have not removed negative information from my credit file even though I PAID all my credit card debts. Now what should I do I called and told them to remove the invalid ... |
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**incywincy** | Have you ever had a credit limit increase on a capital one credit card? |
i near enough clear my bill each month and have had the card for 2 years yet never been offered an increase |
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Bluefox650
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I've had one for ages too.....and never got offered one either! |
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Confuzzled
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I had one and when I tried to close it they offered me a 'better deal' with an increased limit. They don't like to lose good payers so if you are the type to be sensible and manage your money well then try ringing them and explain you are considering closing the account because you need a better credit limit. It may prompt them to increase it if that is what you really want?! Seriously though my advice is to live within the money you have and not to create a state where you are borrowing too much ahead of your earnings. Better to save the money in a bank, pay cash and have no debts! Managed it once in life so far and the feeling was so liberating and fantastic! |
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paulsuperking
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get rid of cap one, they offer no fraud protection, but if not the phone them |
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Batman
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Yes I have, but I was a Platinum card holder for over 10 years.
I recently dropped them for increasing my rate from 6.99 to 12.99 for absolutely no reason!
Try "First National Bank of Omaha" if you can, they are a MUCH better company.
For other comparisons try this website:
www.bankrate.com |
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leambi
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You can phone them up and ask for one, that is what i did and got an increase from £2,000 to £4,000 straight away. |
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Tinker
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Within 6 months my limit went from£250 to a helluva lot more I asked why but never got a sensible answer..And its just gone up again... |
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John M aka Needs More Cowbell
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I asked for an increase, but instead they sent me a new card with a much higher limit. They'd rather charge you $59 twice (annual fee for each card) |
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Lesley
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Yep, I had one years ago, and my limit went from £250-£1000 in around 18 months. |
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The Stig
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Yes a £50 increase after 3 years. Not brilliant but better than a poke in the eye I suppose. |
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puffy
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Nope! They are crap! |
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stan®™
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yes, it started at £200 then after a few rises it is now alot more, but i do not always clear it, they like that better as they make more money, you can call them and ask to raise it. there an ok company as they go. |
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BUDDXX
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..HI, I have had a credit limit increase the reason is only as I had always paid on time and had no problems with them. nothing wrong with the card its the person who uses it and get into debt. I had an 800 limit increase this too 1800 cos am good with the card cheers . |
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