 My boyfriend is mad at me because I won't give him a credit card in my name? |
Ok, I have 4 credit cards that equal up to about 100 dollars a month in payments, because my credit limits are about 500 dollars each, with one exception being a 1,200 dollar one.
Well, I ... |
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 Do you have to use your credit card to increase your limit? |
| I am starting to build my credit. . I want to increase my credit limit, but i don't really use the card since I can only use in that store. . . What do they look for when requesting a increase?... |
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 Any advice with Debt help? |
| I need to find a good trusting company to work with my debt. I am behind on payments and I need to get some kind of debt consolidator.. Thanks for your Advice..... |
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 Suggestions of credit cards to re-establish credit? |
| I am trying to re-establish my credit and already have cards from First Premier Bank, Household Bank, Orchard Bank and Capital One. Does anyone know of other banks or companies that are worth ... |
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 How do I build good credit??? |
| And what credit cards are the easiest and best for a young college student to apply for ???... |
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 Question about what's right.... Here's my situation? |
| I bought a 4 wheeler, and a few months later I decided to sell it because it was just sitting in my garage. My in-laws asked my hubby if they could take over payments, and I said only if they make ... |
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 How to repair bad credit? |
| If someone has bad credit how do you repair it?... |
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 My little sister just ordered an all access visa debit card in my name. HELP ME?!? |
| I went back and looked up the info on it and i've been hearing that it charges you a one time fee for the card and some other monthly charges as well? does anyone have this card or have a ... |
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| A way to check your bills online? |
| I have several bills and some of them I only get a statement thru the internet with different email addresses. Then when its too late, i get a phone call or a late mail statement. Is there a way ... |
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 Will canceling my credit card get me out of paying an annual fee? |
| I've just been hit with a $60 annual fee on a credit card (Chase Visa) that I no longer need and haven't used for months. If I cancel the card, will I still owe the $60, or will it be ... |
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doogie2216 | Help! Getting home loan with poor credit? |
I really need help getting a home loan with poor credit. I have a small down payment and a gift of equity of about 15,000 but i need to know how to get a home loan with poor credit. I don't know how to get a loan? Are there any programs that help people get credit and approved for a loan? I really need help. Are there any down payment programs avaliable to help me out |
 |
 
IHaveAQuestion?
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Depending on how "bad" bad is, it may be more difficult for you right now, b/c of the recent crackdown on subprime lending. You will probably have to have a score in the 600's. They've taken away alot of 100% and 95% financing option in the subprime market. But you have a DP.
It also depends on what price home you are looking at right now you may be in pretty good shape for a $150k home, b/c you'd have 10%, but if you go up to a $300k home you're in trouble b/c you only have 5%.
I would say 10% down and a CS in the 600's would be do-able. |
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iceman
 |
Depends just how "poor" your credit is...
If you can get 10% or more down you have a decent chance of someone approving you out there. However you will be paying high rates no matter what.
You wont want to hear this because its the honest answer, but you should work on your credit or get 20% down then you will be alot better situtation.. |
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mphsblue
 |
You can try Evolve Mortgage in Memphis, TN. Jayme Boyle is the alternative credit manager. He is excellent! |
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snwbm
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Increase your down payment and improve your credit and you will have an easier time getting a loan and at a lower rate |
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See Saw
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Bad credit home improvement loans provide for only the necessary improvement to your home and you have to explain any extra improvements. If you are looking for cash for any non-essential items, try to get the period of your mortgage extended.
If your poor credit record does not make you eligible for a home improvement loan, look around for a bad credit home improvement loan. Before applying for this loan, calculate the expenses that you are likely to incur. |
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blake l
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sounds easy enough
http://www.wesayes.com |
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Bob-O
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Check the link below, ask for Charles. It doesn't matter where you live he's a broker and works with several lenders. You may have to go sub-prime if your credits really bad but he will lead you in the right directions and help you if it's at all possible. |
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Thunder.45
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AAA Worldwide Finance.972-724-3222.
they helped me. good luck! |
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