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 Bad credit fix?
Is it better to pay off bad stuff on your credit or have someone like careone do it?...


 What is better a credit card or a debit card?
...


 I am still looking for $30,000 t pay off some bills and get caught up?
I am looking fo a private person that can help on a one on one
basis
This would free up extra money and help clear up our credit ...


 How do I find out who to pay? Debt collection?
I have a debt and have not heard from the debt company for a while.
I know that this has been passed over to a debt collection agency but when they first contacted me I was out of work and only ...


 Do you think any private lenders that give out personal loans are real?
I ask a question on yahoo about bad credit personal loan and my answers were some people told me about private lenders do you think they will scam me?...


 Florida bankruptcy law.....?
Is there a minimum amount of debt owed in order to file a Chapter 7 in Florida?...


 I applied for a credit card but it says "declined, no credit history." Why?
I recently applied for an American Express card and it said that I got declined because I don't have sufficient credit history and that the credit cards that I have have not been open long ...


 I've been fraud!!?
this guy from Dubai sent me $4000 postal money order for something, i deposited in my bank. and days later, i got notice from bank saying it didn't went through...... i thought postal money ...


 I just turned 18 and i have bad credit, looked up my credit report, and found i owed $91.00.....?
and i could not find a mailing address or phone number for the credit company that i owe the money to. Funny thing is, i got one notice a year ago and none since. Any suggesions????...


 If a person maxes out their credit cards before they die, does their family have to pay the debt off?
...


 I want to refinance my house but?
I want to refinance my house but the bank said I have to wait 3 years before I could refinance. We bought the house a year ago already, but would like to refinance to fix some things around the ...


 I have a 547 credit score, and few collections, can i get a loan to buy a home.?
...


 What is ones credit score after Chapter 7 Bankruptcy Discharge?
Hi, my husband & I filed Bankruptcy 11/20/2006 due to a local attorney coming after us for $3,500 in medical bills from 1998-2001. We had our hearing on 1/9/2007 and our bankruptcy is due to be ...


 Does this hurt your Credit Score?
If you make a mortgage payment between your grace period.

Let's say you payment is due on the 1st....but there is an additional penalty after 15th....so there is an obvious grace ...


 I want to buy a car, How can I build my Credit?
I'm 18, barely got my credit card 3 months ago so i dont even have a credit score.
Today I went to a dealership to see if i could buy a car(planning for later) and they told me that since i&...


 If I am 30 days late on my credit card bill will it tremendously lower my credit score?
...


 Can someone explain credit card APR to me?
Looking to apply for a credit card but i'm confused by APR. What does it mean exactly. I know its a way of charging you for what you spend but how is it worked out....


 What is the best way to establish credit when you have none?
I have no credit. I am getting ready to graduate and I am getting married in August.... How do I establish credit? Should I get a credit card and use it wisely paying it off every month? Or should I ...


 Bed credit rating?
i have defaulted on alot of credit in the past and entered a debt management scheme, i have now been paying my creditors for 3 years without any missed payments through the scheme, i will be finished ...


 My employer recieved an order to withold on my wages!?
I just recieved in the mail today by my employer that they have to garnish my wages. I guess a creditor got a judgement to garnish my wages. I recieved letters and a summons before by these ...



Frogzee
Help!! I tried to order my credit report but it doesn't exist. How is this possible?
I just received a collection notice for a debt I definitely don't owe, but when i went to order my credit report on transunion's site, the system said it wasn't able to find my report... I've lived at the same address for 10 years and have a social security number... how could this be?
                     
 




Jeremy J
Rating
You need to call the credit union and see what is going on...You may be have some credit theft issues...transunion should have had a phone number listed for you to call....but definitely don't sit around and do nothing, because someone probably is using your credit for no good!


stan c
Rating
Just call 1 877 322 8228.


Derrivatives Spread Trader
Rating
Oh yeah, that happened to my mom and sis. Their site is bullsh*t. You'll have to call them at the 1-800 number to get a user name and password, and then you'll be able to see your report online. Or you can order a free one from them. Print the form from their site and mail it to them with a photocopy of your drivers license and SIN card. For some reason I was lucky enough to get my credit report at an instant from the Equifax website the first time I tried it. Could be because my creditors have a big file on me and report it to the bureau regularly.


joyceeleann
You would have to call those three credit report people and ask them..maybe the system is down


pimpstress_dark
Rating
go to annualcreditreport.com

you are entitled to 1 free credit report/year... you may not have any information in transunion's database

remember there are 3 credit bureas... transunion, experian, and equifax... equifax being the largest.

hope it helps!


BrightEyedBlasphemer
Either that isn't a reputable site (go through a federal government site for these things) or..you don't have a credit history. I know my step father has a lot of money, and has been a consumer for many, many years. However, as he has always paid cash for everything, has never had a credit card, he doesn't have a credit report. And thus, he can't even get a credit card at a local store.

Good luck with your situation.


SCH
Have you tried pulling your report from annualcreditreport.com? I have never heard of anyone having a non existant credit report, especially when you recieved a collection notice. Try the other two bureaus...maybe it will give you a clue as to why transunion is not able to find your report (maybe they have your ssn wrong or something).


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