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 Is there anywhere to get a loan with bad credit and no bank account?
I only need a loan no more than 500.00...


 What bank in the United States allows a 16 year-old to get a visa check card or similar?
I want to get a Visa check card, but all of the banks I have called have said "Come back when your 18". This is extremely frustrating. Do you know of any banks that let you have one while ...


 Can a collection agency or law firm attempting to collect a debt harrass family members?
A collection agency and a law firm continually contact my parents (with whom I havent lived for over 20 years). Their phone number is unlisted. My father has even been cursed at. Is this legal?...


 What credit card should a person apply for if you have poor credit and are trying to re-establish?
...


 What does Cash on demand mean?
I have a credit card and it says that it has cash on demand. What does that mean?! Thank you in advance........


 Should I pay debt collection or ignore?
I had a cell phone a couple years back that ended up going WAY over my plan minutes due to work use. Work agreed to pay their share, then bailed. The cell company cut off the phone and wanted the ...


 Will this affect my credit?
My dentist thinks I owe him $100. I disagree. If he reports to a collection agency, will that severely harm my credit even though I don't think it's my fault?...


 I've been subpoenaed for $2000 credit card debt, what's the recourse if I don't go?
About 12 years ago, I had 10 credit cards. Through various debt consolidation agencies and extra cash, I paid off most of them. 3 of them I left flapping in the wind because those particular ...


 Capital one taking legal action?
I owe capital one 3000 and somehow now its 4000
a bill collector called me and said that i need to pay that amount or their going to sew me. I told him I cant pay all that amount but that Im ...


 Whay would you do if you were fired for reporting bank fraud?move on? persue wrongfull termination???????????
worked as gsm at a car dealer in fl. i am also on probation till my sentecing wich is going to be a dropped felony.it had to due with a bad addiction wich i am getting thru .i also diclosed this to ...


 Does filing bankruptcy or having your house foreclosed on affect your current credit cards that u have?
If I file bankruptcy or let my home be foreclosed will that affect my current credit card interest rates? Im in great standing with my credit cards. After the foreclosure happens can the credit card ...


 If i get approve for a credit card will that bring down my credit score?
I been thinking of getting a credit card but i wanna know if i get approve for a credit card will that still bring down my credit score....


 Ok here's my situation..just looking for opinions.I am over $9,000 in debt with credit cards...?
i also pay a gas bill,electric bill,internet and cable bill and cell phone bill.I am wayyy overdue on doctor and hospital bills also.I have a 7 month old and cannot afford a baby sitter so I only ...


 Can my daughter ruin my credit? She is 20.?
My daughter just did a very, very stupid thing. She cosigned for a loan with her boyfriend. A 10,000 dollar loan, for a car, no less. (She drives a $500 Camry)

I pay for her insurance, ...


 Where Can I Get A Credit Card If IM Underaged Im Willing To Pay For It ?
serious and unrude answers ...


 What does "charged off" mean?
I am in debt (past due) and many of my accounts are marked "charged off" on my credit report? What does this mean? Also, what if I am incapable of paying off the debt financially, but can ...


 I have very poor credit but need to borrow $5,000 for furniture, medical expenses, etc. Where do I turn?
...


 If debt is sold to a collections agency can I pay the original company or am i forced to pay collect/agency?
...


 Can you pay a credit card with a credit card??
...


 Question about overdraft at Bank of America?
i bought something with my debit card and i accidentally overdrafted only by 6 cents though, so i now have negative 6 cents in my checking account are they going to charge me for this? and if so how ...



marki
Help please,weve got a secured loan?
and the apr is 31%,,we borrowd 5k,,,is it possible to take out another loan at a better rate and pay the 1st loan off,ps we are in the uk,,,thanks for any help
                     
 




brian t
Get yourself around to the citizens advice bureau as soon as possible for advice.

You are being charged a rip off rate of interest.


JoshuaCaleb
Secure loans are usually alot lower. Unsecure loans usually are that high. This is a hard question to answer with this little info. First figure out what you want to do with the money, and will you be able to pay it back. You can get another loan and pay it off, but is there a prepayment penalty on the loan you have now. If there is, you will have to find out what the penalty is and see if it is feasible to pay it off, or stick it out. Hope this helped.

landstonegsl@yahoo.com


Everona97
Please do it as quick as you can. try Barclay's first: they are good on that one. Think before you do it because you have one shot. I believe you have a trouble with your credit rating with 31% rate. It is sky high! But still look for recognisable banks not for doggy firms


Davy B
Rating
You can certainly try to get another loan but if you had to go to a sub-prime lender to pay 31% I would think this is unlikely.

JOJO is 100% right too. You will also have to pay much of the interest that you would have paid [I think it is called the Rule of 97]. It is not as simple as just paying of the outstanding capital


murdamisz
Rating
pay of loan a with loan b okay


esmerelda v
Rating
See the citizens advice bureau


RuthieC
yes it is possible. You tell the next lender that you have that debt, and they'll incorporate paying it off for you.


JOJO
yes you can,go to Northern rock building society,they have one of the lowest apr at 5.7% if not lower but you should check if you have to pay a redemption penalty on your exsisting loan.


xXx Orange Breezer xXx
Rating
Wow that is daylight robbery

Phone them up and ask them what the early settlement figure would be, without seeing the paperwork I cant tell you what clauses they have listed

As long as you have good credit try getting a unsecured loan out 5k these days is not alot to borrow these days

good luck


johnfwallis@btinternet.com
Rating
Speak to a company called G-Mac. They deal with remortgages for diffiult cases.


alec A
Rating
yes you can and I would. I would not have gone for a loan with that amount of interest, when most banks are offering a lot less. I got 5.9% with Alliance and Leicester.


kellie0702
31%?? where did you go - Yes car credit??? Get loan B to pay off A at a much lower APR !


MARTIN D
Rating
Try www.surefirefinance.co.uk they may be able to help.


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