honest girl!
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By using a fake name and D.O.B is considered fraudulent. Why don't you just pull your finger out and work a couple of jobs, and learn to live within your means |
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Jellicoe
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I don't get it. You have a bad credit rating and now you need (want?) another loan. That's what got you into this state in the first place. You need a reality check - if you can't afford it, you can't have it! |
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The chandlers
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Do not give false info its fraud and im sure you dont want to get into trouble? There is people out there that will offer you a loan but it means you will pay a higher interest rate.... |
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n p
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Hi.
This site is well recommended for no credit check/bad credit loans with no fees :
http://ukbestloans.co.nr |
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Emma G
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This is fraud, if you get caught you will be in big trouble!
You need to provide correct name, date of birth and address, if you just make make it up, it will not match and there will be no credit file for the details you have provided and so you won't get a loan.
It is the person who gets blacklisted not the address. It is a myth that your rating gets affected by your home address, I read this on Experian website.
Look into your credit report and see what you can do to improve your rating. Visit Experian website to view your report.
If you have alot of debt and cannot afford to keep up with the monthly payments, instead of looking at another loan, look into setting up a debt management plan. Visit www.payplan.co.uk , they offer this service free of charge and contact your creditors for you.
There are companies out there who offer loans to people with poor credit rating but the interest rates are a joke and end up putting you in a lot more debt. Don't do it! |
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Health Freak
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see, its people like you that make regular good payers of credit have to pay more in interest rates and bank charges to make up for the money that is lost through bad debtors.
DO NOT CONTEMPLATE GIVING FALSE DETAILS - IT IS FRAUD.
Give them your correct details, chances are you may be successful but you will have to pay a higher interest rate because you are a risk to creditors. |
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burt
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frank you can, I found interesting information about your answer, Bad Credit Loans & options here. Goodhttp://all-debt-consolidation-loan.blogspot.com/2007/08/bad-credit-loans.html Good luck! |
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confucious says
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the house and the person comes back on a credit check you have not got a hope |
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Ellie.
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To get a loan they check your personal details address name,and dob for the last 6 years.Even if you change your date of birth or use a false name it makes no difference you still have to prove a credit history for this length of time.If lenders are suspicious you wont get a loan anyway.By the way it is fraud to obtain credit under a false name or dob. |
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Nic
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do not put in false details - you will get done for fraud. can your bank not help? go onto moneysupermarket.com and you can see who will give you a loan on the credit rating that you currently have.
good luck. |
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jackie m
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Its the person not the house but even if you gave false name they want your national insurance number - that way they can check if your are genuine. Although its the name that comes up I recently applied for one in maiden name and was told no because there was someone at my address with credit problems? |
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pdevans1963@rogers.com
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you cant lose what you dont have. dont borrow just get yourself deeper in debt. if you face foreclosure it is better to sell it and get what you can and pay all the debt you can rather than have the bank forclose and take it from you . If they forclose you lose all if anything that you put into it including any equity you might have had from payments and appreciation since you bought it some of which might settle your outstanding ballance and you can start again fresh. |
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Lucky Man.
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There is no legal way to help you so i advise pay off your debts and improve your credit score. |
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Kissed by a Prince !
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look up debt release .co.uk
they will sort you out. |
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