 What is the best way to not get sued? |
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 If you were my husband, where would you have hidden my credit card? |
I'm trying to order stuff online...
Additional Details
chacha: I am doing that as soon as I find his wallet..
GOOD IDEA.... |
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 I am 18, should I get a credit card? |
Hi, I am 18, live on my own and have a job and I want a credit card. The only problem is, I have no credit and have been refused by The bay, Canadian Tire, Mastercard and Capital one.
I ... |
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 What will happen if i don't pay a hospital bill? |
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 Credit card for kids? |
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 I am 22 with a credit score of 635..should I be worried or is it normal? |
Additional Details
well i am paying for my own college education....so i guess im cool ... |
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 What is the PIN number on your credit card and where could it be found? |
I'm on a website and it is asking for my credit card PIN number. I've never been asked that before. What is the PIN number and more importantly, where is located on my card? Thanks!
<... |
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 Can a credit card company take me to court for non-payment on the balance? |
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| just got my mtvU card today, and its my first credit card. do you have any advice to keep myself gettin in trouble, if yea know what i mean. thanks in advance.... |
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 My daughter as been using my credit card,igave it to her several months ago,but now as refused to pay the bill |
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operationebay | Hi. What is better, paying your cell bill with a check card, or credit card? -19 year old college student? |
Hello, I am signing up for my own cell phone plan, it had been under my moms name, (I would just pay her cash) and I was wondering what is the best way to pay for the monthly bill? I could have it automatically taken from my checking account or have it put onto my credit card. I was wondering what it the best way? I just want to make sure that it will get paid on time, every time. Thank you very much, I need the adivce. Have a good day. |
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Sharon F
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well, here's the thing:
if you want it paid on time (as you mentioned) then paying either way would be fine
if you want to start building credit then i would suggest paying by credit card but then you risk getting into debt because even though you paid the cell bill, you now have to deal with paying the credit card bill and tacking on interest
if you pay by check card then you know that its taken from your account immediately and there are no other bills; BUT you dont have any kind of credit history
so it depends on which route/purpose you are going for |
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Doctor Deth
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don't use the credit card - that's not "paying it off" - that only increases your debt - use your checking acct |
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amandafofanda66
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Pay it on your debit card. Put as little as possible on your credit card. |
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julez
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Have it taken from your checking acct. If you have it taken from your credit card, before you know it, you will be accumulating more debt on it! |
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beerhead1963k
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trust me id pay with the checkin account.... |
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Jeff
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If you have the money, put it on the debit card.
If you don't have the money, you don't need the phone. |
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Manwae
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Use a check, if you have a discrepancy you can have it resolved before it comes out of your account. Don't trust card companies anymore myself. |
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RR17
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Go with the debit card. Why pay your cell phone company for cell phone service and your credit card company (the CEO of which is likely already a millionaire) for them to loan you what for them is pocket change? Don't help the rich get richer, keep the money for yourself, and develop these habits during your crucial formative college years. What you do now will dictate how you live your life later. Also, go with a cheap plan with few minutes. You don't need to be on the cell phone all the time, you need to be hitting the books so you don't end up being a dropout like me making $16/hour when I could easily be making $35 or $40/hour with my computer skills (not to brag). |
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char__c's.a.good.cooker
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You an pay online, they will draft from you checking. But not until you says so! Or write a check every month or automatic draft from checking. If you use cash get a receipt. Never use the credit card unless you absolutely have to !!!!! |
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wayfaroutthere
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Either automatic method would be fine. Some people prefer giving a credit card or debit card number out than their bank account routing information. You can change your debit card number with a phone call--if you give your bank info to the wrong person, it causes a lot more trouble. Credit cards have better protection against fraud (usually $50 vs. $500 for a debit card and no limit for drafts directly against your checking account). Using your debit card ensures that you aren't spending money you don't have (which is really easy to do).
The choice depends a lot on you and how well you handle yourself and your finances, but if you want me to decide what a typical 19 year old college student, I'd say use the debit card, but have the checking account backed up with overdraft protection. |
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twitalele3
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never use your credit card unless you have no other money. i would pay bills with my check card because it is like cash. you should keep that thought in your mind. . ."only pay with cash." you dont wanna go into debt over your cell phone bill. |
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da.wezal
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Pay with your debit card.........the credit card is gonna kill ya with the interest when you got to pay them back |
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elitesouthwest
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A credit card IF you pay the entire balance every month...but at your age that is not very likely |
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tzak02
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If you know you'll always have the money, then have it come out of your bank account. If you use your credit card, just make sure you pay it on time and leave a very low balance so you pay very little interest. If you pay off the balance on your credit card, they'll close the account without notice because they're not making any money. That would hurt your credit score. |
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gary b
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ur checking account... putting it onto ur credit card will end up you paying more money in interest. just make sure u have enough money in ur checking account n url be fine. |
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felix v
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check! don't want to accumulate interest on the card do ya! |
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justin_I
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Check card is usually better, as it only spends money that you actually have, unlike a credit card, which will charge you interest.
You will certainly save money by using a check card. |
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quiminco
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A check/debit card- credit cards add interest, so you end up paying more than the actual bill (no matter how low they claim your interest rate is!).
A good way to do it (it's what I do), is I set up the automatic payment to come out the day after I get paid. That way I can make sure the money hit the bank before the company takes it out, and I've not had a chance to spend the money before the bill is paid.
Hope this helps! |
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zach c.
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check, automatically.
credit card companies will often steal money by holding checks over the late period and instilling a fee.
use checks. |
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jkjdgeezbuyoyeadvncfrqehyr5edrhe
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check it sould cooler |
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paganmom
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Either way will get it paid on time, but if you don't pay your credit card every month then you will be charged interest, I would suggest using your check card |
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Bean
 |
Checking. A credit card for one usually has a high interest rate and if you plan on paying your cc bill off every month you would be fine if not you will be paying your bill plus interest. Check into having some type of set up where if you are running low on cash in checking the bank automatically pulls from savings to avoid an overdraft charge. Credit cards can suck the life out of a college student if you ask me. They should be banned from sitting in the student union lobbies and sucking you into a plan you don't understand completely. |
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wyrmwyrd1
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Billpay on the checking account is probably the best.
Personally, I don't like using the automated bill pay. I move a balance over each month to pay all may bills then schedule 1 time payments for that month for each of my bills.
The only advantage I can see using the credit card is that you are not likely to overdraft if you forget 1 month. That being said, using the credit card is a guarenteed way to get buried in debt if you are not paying it off each month.
Also, if you are paying the credit card off each month, regardless of when you are being charged interest (time of purchase or grace period), you ARE NOT establishing a credit history. To register credit card use you have to carry a balance over for 1-2 months. THe balance carried over is the balance reported to the credit bureau. If you always pay the balance each month you just have an open account, zero balance, that's never been late. |
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PrincessJ
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Out of your checking account, although I wouldn't have it automatically taken out by enrolling in the auto-pay with the phone company (meaning I wouldn't have the phone company have access to my account) What I do is I have billpay set up and I put the address to the phone company on a list and every month at a specified time, my bank sends a check to the phone company so i'm never late......just be sure you have the money available in your account....if this is confusing talk to your bank and let them know you would like to add bill pay and they can walk you through it.
Try not to use your credit card, except for emergencies, and even then, pay it in full every month so you won't have to worry about accruing interest on your bill. |
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Mary
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If you wait and want to pay fast on last day due, use check card..credit cards take longer to process. |
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rockyfella25
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out of your checking account is the best
If you use a credit card you have interest on that card. |
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karan s
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check |
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Bryan F
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People are forgetting about fraud. I use my credit card for everything and just pay it off at the end of the month so i never accrue any interest. Most credit cards will instantly remove a charge if you want to dispute it (which has happened to me more than a few times). It is only slightly more difficult to do so with check card but harder is harder nonetheless.
Also, the more you use your debit card the more people have your account numbers for your cash storage. I do not want people figuring out my pin and then taking all my money out. |
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wisest of the wise?
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check |
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Sahara
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check card because it's a service you will use quickly.
It's a good idea to never use credit cards for items you consume quickly. |
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brian
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credit offcourse, that way u can build good credit. |
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