 How do you find out what's wrong with your credit? I just applied for a credit card and was denied. I have a |
| couple of theories as to why and what i owe being the culprits, but how do you find out exactly what is making your credit too bad to recieve a credit card?... |
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 Credit card question? |
| I need to move to LA and fast to start college. My mom and possibly my brother are moving with me who both have incomes to help me with living there, but the thing is coming up with the money to move ... |
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 Why do people live way beyond their means? |
| I understand owing money on a house or even a car, but why are people so in debt? We (our family) only spend money on things we can buy outright, no credit. Sometimes we have to save for several ... |
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 Do most credit cards have annual fees? |
| I'm still pretty inexperienced with credit. I've only had one credit card (a Visa) for the past three years, and it has no annual fee. I just got a second (a MasterCard), and it has an ... |
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 Child support? |
| My BF has a child support judgement on his credit report. It's compleltly paid up in full and his has paperwork proving it. This is the only debt he has on his report. Even though it's ... |
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 How Much Is Your Total Debt? |
How Much Is Your Total Debt?
Mines is $15,000.00... |
|
 What to look for before applying for a Credit Card? |
| I have never had a credit card and I don't have a clue what to look for in the terms and conditions before applying.... |
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 I got credit issues what to do!? |
| Ok Im 25 now, in the past when I was in high school, I got 3 credit cards and maxed out, Since about 03 I havent paied on any of them, now they are charged off. I tried the whole CCC thing but it was ... |
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 What is the most sensible way to get rid of credit card debt? |
| I have about 5k on credit cards right now and they all have high interest fees. I was told if I paid them off in full it would damage my credit rating. What is the best way to bring down the amount ... |
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 My husband just found out that his father has ruined his credit, $214,000.00 worth! What can be done? |
| he found out he has a house in his name, businesses, cars, utilities, starting when he was 10 years old!!!... |
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 If I elect to pay a credit card balance in full via direct debit...? |
Will I be charged interest on the days inbetween the payment being sent & the card company receaving it?
Thanks.... |
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shagufta m | Hi i applied for credit card but i didnot get respond from bank? |
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sara
|
a lot of times when you have not heard anything back, it usually means you did not get approved and they send a letter in the mail within a week or two explaining why you could not get it. |
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Doctor
 |
Did you do it online, by the phone or in person? If it was online or by the phone then it could have been a scam. Try going to the bank you applied at and ask them about the status of you application. |
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frankie77
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Anytime you apply for credit, they have 30 days to respond in writing. You should receive a letter. |
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Ralph N
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check your credit report. see if this bank rec'd a copy of it. maybe the credit report was not good enough for bank. |
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yawnep
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maybe u don't meet the minimum credit score |
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I'm A Dick
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call customer support first off and remember use it responsibly if you get it interest adds up fast so just be careful |
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dolphin
 |
If you are from the US, there are Federal laws that apply to requesting a credit card. The credit card company has 30 days to respond...either giving you a card with a credit limit OR mailing you a letter explaining the factual reasons why they didn't approve you. (It is called Regulation Z-Truth in Lending).
If you didn't get either of these, then you can report the bank to the Federal Reserves. If you feel there was an error (like you mailed the application in, and perhaps, it wasn't received by the bank), you can contact the bank and ask to find out what happened to your application.
If you applied online, hopefully it was a reputable company - not some idiot in his pajamas stealing social security numbers.
GOOD LUCK! |
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salus
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You will, either ways it could be a disaster. |
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Stew M
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You got scammed! |
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Raheem
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Your gonna have financial troubles in the future. I can see it already. Its good to get a credit card when your trying to build your credit score. Only use it when your prepared to pay it back right away. Dont get a credit card and use it thinking youll be able to pay it back next week. Be careful is my advice to you in getting a card. |
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tony l
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idk |
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Feizy
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ask the bank, whu u didnt get it. not here damn!!! |
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