 I 'm 25 single mom. I working on paying off my debt. How soon does these payments show on your credit score? |
| I owe about 7 thousand dollars spread over 4 seperate accounts. My student loan is the biggest of all @ 5thousand dollars. I am making my monthly payments but not always on time. I also have 3 more ... |
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 Hi i defaulted on a store card 8 years ago and it has been sold and they are chasing me to pay ,do i have to? |
| i was paying this through a debt management company along with other debts,all the other creditors stopped the intrest and have all now been paid,but this one company didnt stop the intrest so i ... |
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 Will Bank of America give me a small, SECURED loan with TERRIBLE credit? |
here is the scenario:
i want a motorcycle that is $4,000.
i have $3,000 cash in my pocket.
i have terrible credit and do NOT qualify for a loan.
i can afford to pay the $1,000 ... |
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 How can I rebuild my credit if I'm in bankruptcy and my credit score is 0? |
| I'm in my 5th year of Bankruptcy (ch.7), I've paid my mortgage on time, I have only applied for credit once during that time. I have no other credit cards or loans, I don't understand ... |
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 Home loan agency for bad credit? |
| My boyfriend and I want to buy this one house, but we don't have perfect credit. What is an agency that can help us?... |
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 My first credit card? |
| I am 25 and I have virtually no credit and I am looking into getting a credit card. what do you think is the best card to start out with?... |
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| How long can bad debt chase you for owed cash? |
| have a ot of bad debt from two years to ten years if one catche s up with will the ... |
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 No credit, How do I start and what is a good credit card for a beginner\r? |
| I am 20 years old and after trying to get a card for a store I find I have 0 credit history. I have never owned a credit card and want to pick a good one to start bulding credit. Does anyone know a ... |
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 I've been told that after so many years, credit card debt goes away. Is this true? |
| A company that will go unnamed wants to settle with me at 11% of my original debt. This is over 5 years old.... |
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 ANSWERS QUICKLY!!!! What should I do? |
| I recieved a letter in the mail followed by a check for 2,850.00. They said I won a lottery for $56,000. They said I have to deposit the check, and send them back the check and they will send me ... |
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 How can my ex get loans and credit when he doesnt live here anymore? |
We jointly own my house, we separated nearly two yrs ago. Only morg and council tax had his name on everything else was in my name. Yet he has been able to get cards and loans.
How is this ... |
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 I am trying to improve my credit after a really bad year. I can't even get a secured credit card.? |
| I had a really bad year last year and don't know what to do. I've never had a credit card, but I have a defaulted student loan and line of credit on my report. I am paying both of these ... |
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 I need a loan, but have not so good credit.? |
| Something came up today that I'm going crazy about. Well, two things. First of all, my whole pay check for the next two weeks is gone. Second, I need to get a loan badly. As in... Either if I ... |
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cackle01 | Hi i want to take a 10000 loan out start the new year a fresh and all sorted willing to set DD up etc? |
Hi there I want to start new year afresh willing to be open to offers re interest etc anyone genuine be able to help
make our life such a difference
had ccj so bank hopeless |
 |
 
Vaz
|
Do NOT do it, debt is for fools! you should know this if you already have a ccj! just sturggle and one day - in the far and distant future maybe - but one day you will debt free!
speak to your local Citizens Advice Bureau, they can help - really.
look here - http://www.debt24.co.uk/index_zz.htm |
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thejokker
 |
how does going in debt $10,000 help you start "fresh"
thats an easy way to start ruining your new year. |
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amsterdam
|
don't do it, just don't.
cut back expenses to the bone, buy no new clothes, stay in and talk to each other instead of going out. Sell stuff on ebay, (buy nothing on ebay)
Until you are out of this mess, live as cheaply as you can. It's the only way - when you are in a hole - stop digging. |
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zodiacs_cat
|
I recommend having a look at http://www.moneysavingexpert.com as you can get some top quality advice from people in a similar position to you. It can help in all areas of finance, and I really cannot recommend it highly enough. |
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Jo C
|
OK the worst thing you can do is apply for finance at different lenders you have what is called a bureau score every person does, it is a bit like a credit score the higher your score the better profile to a lender you are, the more finance you apply for the lower your score. one of the best ways to get finance is to re-mortgage if you have capital in your property because the rates are lower and there are companies that deal with ccj clients a financial adviser is the best person to consult because they can usually sort something out without having to pay anything upfront BUT don't re-mortgage over a longer period than you have left on your existing if you don't have a mortgage then it could be a bit harder to borrow money without high rates of interest if you type in your search engine financial advisers you will get a list of them that can help with financial difficulties i.e ccj's good luck |
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lancashiretasty
|
**** off...try park next time.or even..spend less...but if u own yr own hme lol youll get a loan no sweat |
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jeanimus
 |
Hope you've tried a few banks first and not just thinking theyre hopeless. Lots of people will give you a loan with a CCJ but theyre gonna charge high interest, and possibly have a penalty interest clause. Make sure that borrowing is the best way to sort your finances before you do it. Dont sign anything until youve read the contract thoroughly. And make sure its a reputable firm who is regulated by the FSA because you may have insufficient rights should anything go wrong if its not. |
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Ray J
 |
Lucky you and lucky me. I just happen to have an extra $10,000 burning a hole in my pocket that I am trying to get rid of. It is $10,000 isn't it? If it is pounds I'm gonna be a bit short. |
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DillyDallyLama
|
you sound like a poor loan risk - I think you will have problems uinless you get a dodgy loan shark then you will regret it. |
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hong kong phooey
 |
u should try. cash converters mate. lol |
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JOHN W
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try yes loans |
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