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there wore 48 instalments ipaid 20.my son given car to his friend, he is not paying
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i have taken loan in ... |
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 Let's say i'm negative in my account...i know i cant use debit...can i still use the credit on my card? |
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 If I cancel/close my credit card...? |
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 So how will everyone be spending their checks? |
How will you guys be spending your rebate checks from the government? Paying off debt? Shopping? Saving?
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Oh debt! oh debt! how we love our debts!!... |
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 Co-Signing Troubles!!!? |
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 I am 19 with bad credit. Please help!!? |
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jeff m | Home mortgage questions? |
i am a first time home buyer with fair credit due to high credit but have made my payments on time for 5 years.my question is are there any programs(lenders) out there that would give additional money on a home loan to clear other debt and just allow you to work with one payment |
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S C
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As a first time home buyer, you may also want to see what programs your state offers. You may be able to obtain a good loan with competitive interest rates, even with a lot of debt.
Good luck! |
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jeff
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hello, unless your putting money down on your home which would allow you to take a home equity line of credit then lenders wont finace more than 100% of the loan amount, ive worked for brokers and am now with a direct lender and have been since 2002 and dont let anyone else tell you that they can do it. If they tell you they can this is what they are going to do and trust me i use to be shady and did this...You buy the home then a broker has an appraiser come out and "push value" on it and lets say you buy your home for 400k and after you buy it the appraiser says its worth 450k. Now you take out a 50k second mortgage and congratulations because you are now upside down on your house, and with the market where it is now(dropping) you dont want to owe more on your house than its worth. Dont let a broker or anyone for that matter tell you different. Countrywide has a 125% LTV second mortgage program but it has very stict guidelines. Hope this helps |
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lscalder
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What you can do is refinance your home and consolidate your debts which will increase your credit score when you refinance and payoff your debt. You can refinance and only have one loan which means you will only have one payment.
For more mortgage visit: www.lowermyinterestrate.net
They have the best mortgage programs and they will walk you though the mortgage process |
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Mortgage Advisor
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I think you're trying to ask if a lender will extend the loan amount above the value of your purchasing home to aid in you paying off your current credit debt. The answer to that is no.
Providing a loan to a borrower is already a risk to the lender. The house is collateral that is tied to the loan, such action is called the mortgage (in simple definition). It wouldn't be sensible for investors to provide a loan more than the value of the home. That is why lenders will allow a cashout-refinance, once equity has been established.
By the way, congratulations on a good credit history. If you have any further questions, feel free to contact me. |
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tom4bucs
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sometimes you can use home equity - but that's a second payment - however - still could be at a lower interest than your credit cards
you would want the 2nd payment, rather than tying your credit cards to a 30 year payoff - see!
pay the equity line off quicker!
best of luck |
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Cindy
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Nothing that I have heard of unless you have a lease purchase agreement on the house that you already live in.
If you have a lease purchase agreement, and the house appraises for enough then yes. |
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Cathy V
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I was searching the Internet and discovered a website that provides free advice on mortgages, loans, debt consolidation, refinancing, new home purchases, home equity loans etc. They also have a directory of rated best lenders accros the United States. Their loan experts can shop for the best rates and lower payments for you. Maybe you should try them. http://mortgage.yeyeyup.com |
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