 Does it affect your credit score positively to pay off a loan early or not? |
| I have a car loan with a Credit Union that has a year or so left, and I'm curious if paying it off early will significantly effect my credit scores, or it really doesn't matter very much?<... |
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 Where can you find those American Exprees Gift Card things? |
you no like those things that r like temporary credit cards you can use anywhere or w.e.
DONT BOTHER GIVIN ME S**** BOUT MI SPELLING I DONT CARE... |
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 Can collection agencies try to collect a debt that is eight years old? |
| I received a call from a collection agency trying to collect on a debt that is 8 years old, dating back to 1998. My state's Statute of Limitations for debt is seven years. Can they still collect ... |
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 I want to buy a new car but my credit score is only 680. Is this good enough? |
| I also have on my credit report a few old debts and one judgment which is already paid and have a student loan on good stading.I will pay all of my old debts before trying to apply for a car loan. T... |
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 Am i building up credit this way? |
| Ive had a credit card for a few years now, and I pay off my credit card bills online. My in laws told me that if i want to avoid intrest charges I should pay off my credit card a week or two before ... |
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 Serious Credit Card Debt! What should I do? |
| I am a student with about 3 years left of school before I start making money and I have some serious credit card debt! I owe about $12,000 to Visa and about $7,000 to AMEX. Most of that money has ... |
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 How do you ERASE your credit history!!!? |
| As a young adult, I destroyed my credit and went bankrupt. Afterwards I have 1 credit fraud and cant prove it wrong without hiring another lawyer. I need the bottom line secret to cleaning my credit ... |
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| Can a debt be reported to the credit bureaus if I am making payments? |
| I have a $13500.00 debt that is owed for a rental car that was totaled in an accident. The rental car company wants their money for the car and I am willing to make payments, but they keep ... |
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 How to repair your credit? |
| Once you have paid off your debt how do you increase your credit ... |
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 Co-signer is paying, how to make it last? |
| A few months back I got someone to be a cosigner for my new car, but my girlfriend and friends are high maintenance and I don’t have the extra money for the car’s monthly payments and I stopped ... |
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 I'm getting my first credit card, what's the best way to build credit? |
| i'm thinking about just using it to buy gas for my car than paying it in full when the bill comes would that be a good idea?... |
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 The credit crunch, who's to blame? |
| Anyone else think the Government created it to make Gordon Brown look like he's doing something useful to help people out ie dropping the VAT to 15% woo wee I save £2.50 everytime I spend £100,... |
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 Need to borrow some money, my credit rating is good, is it cheaper to use credit card or bank loan? |
| need to borrow some money, found a credit card that offers 0% interest for the first sixteen months. Or i could arrange a bank loan. What is the cheapest way of borrowing the money, i could pay back ... |
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 What's the best way to avoid paying back a bank loan? |
| Hi, i have took my name of the elctoral role and was told that if the bank coulnd'nt find me, they couldn't do nothing?... |
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 Because gas is going up so high do you think credit card companies will start to throw people in prison? |
| If they can not pay their minimum balance and people can no longer afford to pay them first when everything goes to pay for basic needs will these companies throw people in jail or automatically draw ... |
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 What is the difference credit card and a debit card? |
| My parents are leaning to finally give me something which I can use to buy my own stuff. So, your answers will be great. Thanks!... |
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The Baby Brother Of Buddha | How Can I Remove My Name From Bad Credit Scoring??? |
I asked this question:
http://uk.answers.yahoo.com/question/index;_ylt=AtNFd9bQJlWDXkqAiWLYkgEgBgx.?qid=20070819070326AAgqQlM
and the first gentleman stated that I can have my name emoved from bad rating if I pay £10.00. How can I do this??? |
 |
 
JOHN F
 |
hi, you need first of all to get yourself credit Report, there are two credit Reference agencies
Experian ltd www.experian.co.uk
or Equifax.co.uk
your have to pay a fee of about £3.00, they will send your Credit Report and if there is anything you disagree with, you contact the credit agency, and they in turn contact your Creditor.
this happen to me, and something had been added to my credit report which was an error, and i got it removed |
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Studly
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Not sure how they do it in the UK.....but it sure won't work the the States. |
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bdancer222
 |
Sounds like a scam to me. If you got that bad credit score from making poor financial decisions, then you earned it and it's yours! |
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sengamcc2007
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I wanted to know how do i check if a Company that BlackListed me for something i have already payed 4 and half years ago has up dated my Credit Report after finding out i did pay it and they said they were going to up date my Credit Report for me could you find that out for me |
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simm101
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No easy way out but to pay what you owe.Sorry! |
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SUE G online
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you cant, you can only pay 10 pounds if the last bad credit is older than 7 years, then you can get it removed by contacting the reference agency that has the details, but several agencies usually have details and you would have to pay 10 pounds to each one and it could end up costing you a fortune. |
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steve m
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that is BS you cannot have it removed. the best thing you can do is keep up minimum payments and your record will improve. |
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Iron m
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Have seen lots of people asking info on bad credits. Well, if you need to get your problem solved on<!--bad credit, you must know to how to confront it. Of course, Even if you have bad credit, you can get loans. Many factors can contribute to someone getting a "bad credit" rating, among these are non-payment of an account or late payments over an extended length of time. You may find a bad credit loan here,
http://badcredits.awardspace.com/
You may find want you want. You can easily be labelled as a bad credit risk by financial companies. This can make it more difficult to-->arrange loans or other finance, and usually means you will pay more interest on any loan you take out. |
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Eddie
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you cannot remove you name from credit scoring. You can only improve your score or make it worse depending upon you payment history. Your score is linked to your the electoral register and those who lend money check you DOB and address for previous and current address's using credit reference agencies such as experion or equifax who have information submitted to them monthly on how you have been paying your current loans, store cards and credit cards. The more behind you get the worse the score. The only thing the £10 will do is supply you with your credit reference details which you can query and have altered with the relevant agency if you feel it is wrong but they will check with the lender first before changing it.! |
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