 What kind of credit card should I get? |
| I'm eighteen years old, and I'm looking to get a second credit card so I can build my credit faster. I got one through Capital One a few months ago, and I pay it off each month. I'm ... |
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 Anything I can do to boost my credit fast? |
| Just curious. Thanks for your answers in advance.... |
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 Credit cards for someone who has no credit? |
| I heard that you can get a credit card without having credit, just not a whole lot of credit on it. Where could i go to apply for one?... |
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 Help with an ebay item? |
| i have found an decent spec pc for the bargain Price of £0.99 (i know it is stupidly cheap) but the P&P on it is £170.01 which makes it £171. the seller has stated that you can pick up for ... |
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 Can i get finance again? |
| I have my car on one of those 3 year finance deals. In 3 years give, it back, keep it or swap it for another one. Well my friend recently totalled her car and wants to get similar deal but she has ... |
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 Can someone obtain a copy of your credit report without your permission? |
| i have already had my identity stolen last year and it was a nightmare. a friend said it's possible for someone to get a copy of my credit report from one ot the 3 agencies if they really tried? ... |
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 I have a bench warrant what can I do?? |
| back in 2004 I got a ticket for not making a full stop at a stop sign i was giving a ticket and had to go to court. but i didn't go and i didn't pay for my ticket. I didn't pay not ... |
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 Ways to increase credit score? |
| My b/f & I are currently living with his parents with a total monthly income of $3,900 Net and have no rent to pay. I plan to move into a rental home by october to save to buy a home within 1 yr. ... |
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 Credit Cards....best method of buying/paying off to boost credit score? Buying House question too!? |
| Is there is better way than another to pay a credit card so it'll show on your credit better. Like to carry a balance, and pay interest......or charge something every month and fully pay it off ... |
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 What happens if I don't pay a Sallie Mae loan? |
| I went to college FIVE years ago and my parents co-signed for a Sallie Mae Loan. I'm not sure if thats a government loan or not. I only went there for one year and then came back home and paid ... |
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 Is it better to pay a small loan off right away, or over time? |
| I have a small secured loan to build my credit. The payment term is over 2 years. Is it better to pay it off early, or over the course of time to build your credit score?... |
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 Do not use Bank of America. What can I do about this? |
| I have been a cardholder since 2001 with MBNA. Bank of America purchased MBNA and since then the customer service level has declined for many reasons. Most recently I received a change in terms to my ... |
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 What should I do? |
| First of all, I'm 21 yrs old. I went from having no credit, to having bad credit. The reason is because I got sick and didn't have insurance so they're all medical bills. The other one ... |
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 Do Mortgage lenders check credit scores from all 3 bureaus or do they check from any 1 bureau randomly? |
| My wife and I will be applying for a home loan soon and between 6 total scores, we have 4 which are above 680 and 2 that are hovering just under 600. Will the lenders take the middle score, an ... |
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 I need a free debit card, how can i get one please? |
| i need a debit card that has a mastercard and visa in it please who can donate one for me i will be ... |
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Courtney B | How Do I Get Out Of Credit Card Debt? |
I asked another question similiar to this one, but I thought I'd be more specific. I'm in credit card debt, and I need to use a debt consolidation company to bail me out, but I don't know who to trust. |
 |
 
Sgt Big Red
|
Debt consolidation is not the true answer. All you are doing is borrowing more money to get your accounts up to date and paid on a regular basis. You are really getting deeper in debt.
Your best bet is credit counseling. Beware of some of those so called non-profit groups, they still charge you a monthly fee and your creditor do not have to agree with their terms.
Try this link from the Federal Trade Commission. It is a list of credible consumer credit counseling services who can help you with your debts.
http://www.usdoj.gov/ust/eo/bapcpa/ccde/cc_approved.htm
Govt approved credit counseling agencies.
Hope this answers your question. |
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princess
 |
cut the middle man out and call whoever u owe and pay them dirctly it will be better and you pay what u owe. not what u owe and what they want to charge u too. |
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JF
 |
the book here http://www.amazon.com/gp/redirect.html?ie=UTF8&location=http%3A%2F%2Fwww.amazon.com%2Fexec%2Fobidos%2FASIN%2F1600200400&tag=thestateofart-20&linkCode=ur2&camp=1789&creative=9325 is a great resource for money issues, especially credit cards and banks. |
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Jody S
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You can check out the company with BBB. If the company is registered in BBB you can trust the company.
Here is the one which I know http://ezconsolidation.com for your reference. |
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muneepenee
 |
1. "debt konsolidate" is 99% krooks. Sumwon tri tu get yer biz. Em charj yu an arm & leg tu not du wot yu kan du.
2. Tu pae off debt, duit.
3. If yu hav very hi % interest on kredit kard debt, It mae be werthwile tu get bank lone at loer % interest.
4. No mater wot, the problem is yu. How did yu get a big debt?
wi kant yu pae it off? If yu du pae it off, will yu rak up nu big debt next month? Oenlee yu kan kontrol self & pae off debts & not get em bak. |
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Abby_2004
 |
You might find this advice strange, and even simplistic, but why don’t you try the lotto? I’ve won a small sum and have been betting for a couple of years. I’ve heard of people who have won twice – if luck can happen to a person twice I’ve always believed someday it will happen to me. Just a suggestion. If you want to know where to get lottery tickets and other lottery news check out this site I always refer to: http://www.luckylotto.com. |
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G Note
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Pay off the amount you owe.
That should do the trick. |
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Ms Cherry Garcia
 |
Just contact the credit bureau directly and they have credit counselors there to help and the best thing about it you don't have to pay a middle man to settle this for you.
Try trans union, equifax
they are two of the credit bureaus |
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