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Ivailo I | How Do I get A CO-Sighner For my College Loan ? |
I live in USA, but I want to go study in EUROPE. Im thinking about applying for a Internation Loan. I graduated last year, and I saved some money for College by now. The problem is I need a CO-Sighner. Who can be my Co-Sighner, And where can I find him/her? |
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comusbassington
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A co-signer can be anyone. Usually, it's someone close to you (a parent). The point is, when this person co-signs for your loan, he or she becomes just as responsible for the loan as you. This is why you will probably only find someone who trusts you to become your co-signer. If you cannot, or refuse to, repay the loan, that person is still responsible and their credit may suffer because of you. |
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buddys_angeleyes
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Often times people have their parents co-sign. Another adult with established credit would work as well, as long as they trust you to pay it back (the cosigner will be held responsible if you do not pay your loan back)
Gaurantee agencies can also be used. They vary by state but can a lot of them can be found at http://www.finaid.org/loans/guaranteeagencies.phtml
Gaur agencies are companies that will Co-Sign your loan and assume collections responsibilities (and can take you to court) if you do not pay your loan back. |
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☆☆☆ iSparkle ☆☆☆
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well a co-signer needs to be someone who you are familiar with and he/she knows you well, do you have any contacts in europe...cuz i doubt any random person would just agree to do so. |
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DaMan
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There is a sucker born every minute . . . surely you can find a sucker that you know to co-sign your "study" in Europe. |
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Kay1986
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usually your closest relative is your co- signer. (i.e. parents or older siblings.) The point is that they are your back up so if you dont make a loan payment, the company will call and notify them as well. It's kind of like that person is partly responsible to make sure that you make your payments on time. You could also use a close friend. Just make sure whoever you use has good credit. Otherwise you wont get a loan. |
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martha m
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Put an ad in the paper? |
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Mackie
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Ask your parents, if not able to, then ask another family member. then a close friend,.. If you don't know where they are then I'm sure I don't know. good luck |
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Insensitively Honest
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It would most likely be a parent or anyone who is dumb enough to risk their credit for someone else .Sorry but statistics show most kids who use a co-signer for loans end up not paying a dime , and leaving the debt on the co-signer . Most college age kids are not at all responsible when it comes to money , just look on here at how many are trying to get a credit card , that alone shows they are not very smart when it comes to money. I would never consider doing that especially for a soon to be college student, who can not even spell co-signer , or know that they need an International Loan ( not internation Loan) ... |
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thatgirl
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A prarent or gaurdian, aunt, god parent, relatives |
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