 Can a credit card company have a debt collector take you to court? |
| I have a outstanding CC and I got a thing in the mail from Maryland and some law firm that says its an arbitration that says I have 30 days to respond or they will go to court without me. That they ... |
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 Should I consolidate my debt? |
| I own a small business. I am $75K in debt across 8 credit accounts. My credit score is 698 and my credit history has no faults (I do not have a history of late payments, etc.) This money though, is ... |
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 Have I done the right thing? |
| So I called GC services and the same guy I talked to and I had a more pleasant conversation. I agreed to pay $25 to promise that I would then pay $500. I got another loan, so I can pay it. He agreed ... |
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 Failed to get approval for credit card application!!WHY so difficult?? |
| I'm new in united states and have applied for credit card for 2 times few months ago and were rejected by banks. Is that because of no creditable record in united states so that i don't ... |
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 Can a collection agency garnish wages on a credit card debt less than $3000? |
| Since most consumers have an average credit card debt less than $3000 (for ONE credit card each), would a collection agency actually go through all this effort to garnish a debtor's paycheck ... |
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 My credit score is a 686 can i finance a car? |
| ok so heres the deal im 18 with virtually no credit..i have a macys card which i have had for over 3 months...i pay it in full every month and now im getting a capitol one in the mail sometime this ... |
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 How can an A/C PAYEE check be Encashed? |
Additional Details
I dont have an account or wish not to also...... |
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 How long does it take to receive a second credit card if you lost the first one? |
| I reported my card stolen yesterday (aug. 30th). They said they were going to send out another card. How long does it take to receive aa second card if you lost it. Im currently with Visa. And I live ... |
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 Im 19 and dont have credit yet and cant get aynone to cosign or dont have any money saved up and i need a loan |
for a vehicle ive tried banks and they dont wanna help. any advice?
Additional Details
for a vehicle, the truck i have now is falling apart and i have to drive an hour to get to my ... |
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 Copy credit card (front and back)? |
when I try to buy online he asked for fax a copy of my credit card (front and back) is this legal??? and he say If you cannot do this, then I will have to cancel your order.
T... |
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 IS it possible to buy a house? |
TO BUY A HOUSE WITH BAD CREDIT? I WANT TO BUY A HOUSE IM SOOO TIRED OF RENT ING BUT I HAVE BAD CREDIT. IS THERE ANY COMPANY THAT WILL HELP ME?
dont get me wrong im not a bad person i have a job ... |
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 Does disputing an unauthorized charge in your credit card affect your credit score? |
I heard from someone that disputing a credit card charge affect one's credit score score. Is this true?
Can you provide a website where I can get more information about this?... |
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 ****I just received my first credit card....now what? Two ?'s.****? |
How long do i wait until enough credit is established so i can lease a new or used car???? I havent used my card....i will this weekend.
Any tips? Links? Your experiences very helpful too.... |
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 Credit Card Trouble? |
| Hi, about 6 months ago I applied for my first credit card and got approved. I made payments on time and never went over the limit. After about 3 months they increased my credit limit. But all of a ... |
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 Will we lose our home? |
I have just found out my partner owes thousands in business loans,defaults and debts. They are all threatening action.
He is a sole trader and we have a joint mortgage on the house. We have ... |
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 Why Would a Cashier's Check Bounce? |
| I used $50.00 from my account to purchase a cashier's check and sent it to somone for a costume I purchased. I actually had $50.00 taken from my account and sent the check. A couple months later,... |
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 Please help. credit card debt: should i borrow or pay it off little by little.? |
| I often pay off my credit card bill every month. I've been struggling for the past 2 months b/c my income is low rt now since i don't work that many hours (student). I take care of my mom ... |
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 Debt collector giving me problems? |
| I had a credit card that i was making monthly payments on for a few years. I hit a rough patch and fell behind on the payments but continued to pay something. I exceeded my credit limit for a few ... |
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wundawoman | How TO Get A Loan Paid Off Quicker? |
I just purchased some property with a high interest rate because of bad credit. I am paying almost twice the amount of the payment a month. What is the best way to get this loan paid off quicker and cut some of the interest off? Is it best to make my regular payments and add a few extra payments a year? Or is it best to just pay a larger amount every month? Or is it best to do both? What is the best way for me to apply these payments to my advantage? I am currently paying about double my regular monthly payment per month, but I have a little more money to invest in it. How should I do it? |
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SpankyTClown
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Sell the property to get your money back, put the money returned into 401k with some nice index funds and get your credit rating in shape.
You're obviously in over your head and bought property that you couldn't afford. If you lose the property, you are screwed and your credit rating goes further into the can. Get out before the market gets whacked again and save those pennies for a rainy day. |
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gizmoe
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If you can double your monthly payments But keep in mind you still need to have some savings sat aside in case of an emergency down the road. You might think about getting a part time job to help even things out |
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rluettjohann
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Keep making the large payments every month. The sooner you reduce your principal, the less there is to charge interest against. For example, (assuming a simple interest loan) if you had a 30 year loan for $100,000 at 10%, making double monthly payments, your balance be $88,416 after the first year. If you made the regular payment and one big payment at the end of the year (equal to 12 monthly payments) your balance would be $88,913. This effect will be a bigger every year. My vote is for monthly!!!
Keep it up!!!! |
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higherlovetx
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I have always heard that one extra payment a year is enough to make a huge difference (while making your payments at their regular amount). Don't go broke trying to pay off your loan.
You might find some useful tips at this site:
http://www.daveramsey.com/
He has a talk show as well if you prefer the radio. Good luck! |
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Hendry
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Hi,
I used "Credit Solution" to settle my debt.They managed to reduce my debt up to 58%.It's legitimate.I came accross this company on NBC News Special Edition.Check it out here:
http://tighturl.com/60c |
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christina h
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We have large interest payments too. We double our payment when we can afford it and at income tax time we give about 2 grand to the mortgage company. We are about 1 1/2 to 2 yrs ahead of scheldue. However I will say you better check with your mortgage company first to make sure there are no penalties for early pay off. Some company make you pay the interest anyways. |
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Tood G
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Have seen lots of people asking info on bad credits. Well, if you need to get your problem solved on<!--bad credit, you must know to how to confront it. Of course, Even if you have bad credit, you can get loans. Many factors can contribute to someone getting a "bad credit" rating, among these are non-payment of an account or late payments over an extended length of time. You may find a bad credit loan here,
http://badcredits.awardspace.com/
You may find want you want. You can easily be labelled as a bad credit risk by financial companies. This can make it more difficult to-->arrange loans or other finance, and usually means you will pay more interest on any loan you take out. |
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