 Is it Discrimination If One Doesn't Qualify For a Job Strictly Because of Their Credit History? |
| My cousin qualified for a job that doesn't require him to handle money or company credit cards. He has the experience, and scored highly on all four tests that were given. But as soon as they ... |
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 I have a credit score of 420,will a mortgage company give me a mortgage for 50,000,i can put 20 percent down.? |
| are ther any other options other than mortgage company?i hope that my capital will prevail over my credit.... |
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 Obtaining credit card? |
| Can someone get a credit card with a beacon score of about 618 and some late payments? Just wondering.... |
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 Pay off credit card question..close account ? |
| Im going to pay off my Washington Mutual credit card this afternoon, ( esp 2500.00 ) after i pay off and get to a zero balance, should i close the account and cancel the card or just cut up my card ... |
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 Im 18 and i wanna build up credit. what kind of credit card should i get? |
| i just thought there might be a good credit card that i should get. secure and all that.... |
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 How old do you have to be to get a visa debit card? |
| work colleague has one who is only 16 and i think he might be lying to me as to its wherabouts.... |
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 Why is my credit score so low? Detail Inside.? |
I have a score of 544 and Im going to list the details about it.
2 public account
8 total accounts
PUBLIC:
1. Rental Management company for $440, it was paid same day as ... |
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 What do I do? The dumb cashier kept my credit card.? |
| Okay, so I went to a burger place earlier today and did drive-thru. The cashier forgot to give me a receipt and my card back, and I totally forgot all about it myself too. I guess I was prob. ... |
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 Whats a good CC for peoples like us? |
Wife and I have low to average credit, but are now out of all debt (except mortgage).
We are looking for a credit card that offers some rewards since we already use our debt card to pay for ... |
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 How can I collect a debt from someone who is hiding from me? |
| Someone owes me several thousand dollars from a dishonest investment scheme. He lives in another state. I tried having my attorney bring him to court to get a judgement issued, but the sheriff can... |
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 I received a bankruptcy letter from someone who owes me money, $1200, what should I do.? |
| I received a bankruptcy letter from someone who owes me money, $1200, what should I do? Should I go the meeting they have set up in another state? Also, is there a chance that I will get my money ... |
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 I'm a little confuse about credit cards HELP!!!? |
| Everytime I buy something i'm ask if I want debit or credit, I always choose debit, but I've heard some say that's not a good idea, can you explain why people prefer credit???... |
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 Credit card company comming after me been 5 yrs ago? |
| is there a statute of limitations on credit companys its been 5 yrs since last payment did not receive any letters from them in yrs also.... |
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Goldie | How am I supposed to build credit if nobody will approve me for anything??? |
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Matt
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There are several credit cards that will approve you. Try Orchard Bank, they are one of the best at building/rebuilding credit. They have a low interest rate (14.90, good for a sub prime card), low annual fee, no hidden fees and if you manage your account properly, they give excellent credit limit increases.
Avoid secured credit cards. Most report your status as secured and this does nothing to help build/rebuild your credit.
Avoid Capital One. They do not report your credit limit and that damages your credit score. Example, they give you a $500 limit and you use $250, they will report your limit as $250. This will damage your credit score because instead of using 50% of your credit limit, it looks like you are using 100% of your credit limit.
Avoid First Premier, Tribute, Rewards 660, Imagine, Total, and Continental Finance. These are all high fee / low limit credit cards that amount to nothing more than a scam. |
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DAVE B.,The Old Man
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just go in & ask to borrow a very small amt.,then keep the money back make payments out of the money you borrowed. pay the loan off early. Then go & borrow a little more than the 1st time,and do the same. do this for a while & it will build your credit up. all it cost you is the interest you paid,but it is worthn it to help your credit rating. |
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sonnyboy
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I know Capital One has a secure credit card.You have to pay a certain fee to get it.Anywhere from 75.00 to 200.00 on 500.00 card.
Good way to build up credit.After a certain amount of time you get your fee back and they'll up your credit.
Check it out. |
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familyof404
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i start my credit with shaw's jewlers i bought a ring put down a deposit and financed the rest. then i got a cell phone. good luck! be carefull once your approved everyone will approve you and next thing you know you are in over head. i know :) |
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moon_fariey
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I had the same problem!
My mom add a credit card to her account with my name, she has excellent credit which made it look like I had excellent credit. This helped me get credit so I could get credit elsewhere. SHE DID NOT GIVE ME THE CREDIT CARD!
You can also get a cell phone in your name if you are 18+ years old. You will probably have to pay a small deposit... probably less than $200, but that money you will get back!
Good luck and hope it helped
Cassie |
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Tommy W
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I have listed a source below that has a list of secured and unsecured credit cards for people with bad credit. This should get you on your way. |
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JD
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you don't have to build credit just with things like credit cards or loans; you can build it just by paying bills on time, like household bills--your phone bill, your utility bill, stuff like that. and you can get a small credit card with a co-signer. that's how a lot folks start out. |
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Joe
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If your credit is so bad you can't get a credit card, start with a prepaid card. As you use it, your credit rating will increase. Once your credit is good enough, get a debit card that ties directly to your bank account. Once again, ensure that you use it wisely and never exceed the limit. You'll find that within a year or two you've rebuilt your credit to the point you can get a "real" credit card.
Good luck!
Joe |
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future nba mom 23
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get yourself a prepaid mastercard,they have green dot mastercard,that will help you |
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