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 I am a authorized user of one of my mom's credit cards and?
I made this card so that I can get credit(had no credit) this was about 3 years ago. I recently pulled up a credit report and saw that my mom's credit card had about 50 percent balance of the ...


 I have a credit card question?...?
I have been trying to find a good card that will accept me. i dont have the best credit but isnt there some cards out there that i can apply for and actually get it?...


 Is it better to...?
cancel your credit card accounts or keep them open.

Does this help your score more if you have open credit or canceled ...


 Can I file for bankruptcy and still keep my home and car?
...


 How do I get an car loan with bad credit?
I am trying to finance a car but on my credit I have a few charge offs and a judgement. I would like to find a loan from a fianance company rather than going to a buy here pay here place can anyone ...


 Convert a visa gift card?
i have (4) $500 visa gift cards issued by wells fargo, i really want to use them to pay my CC bill. obviously you cant use one credit card to pay another. is there a way i could convert it to cash? ...


 Using my dad's credit card?
I went to my college bookstore today to buy books and I was going to use my dad's credit card but they didn't allow me to. They told me I can come back tomorrow with his I.D...the thing is I...


 How to establish good credit?
perhaps i have collections,they are unknown to me at the moment and i plan on paying them off.But after that then how would i obtain good credit within a short period of time?...


 If I refinance an auto loan, can I add a bill to the loan amount?"?
...


 IS 700 a good credit score? What does it mean?
...


 Fixing bad credit?
I am not looking for any "miracle cures", I am willing to pay what I owe. What I want to know is when I am negotiating with creditors, there is a certain WAY that they can clear the debt ...


 Which is the best credit card in the whole world???

Additional Details
Write the reason for ur answer and abt me i live in INDIA and frequently fly abroad..!!!!...


 My credit score?
My credit score is 574, I only had one credit card and was late on the payments a few months in a row but now i've totally payed it off and they revoked the credit so I don't have any. I ...


 Canadian Loan Group?
July 27, 2007. Has anybody gotten ahold of anybody in that office? I have been trying for three days to get in touch with them. I have had no luck. If you try them right at 9:00 am their ...


 Do you think credit card debt judgement consider a crime?
Will I be consider having a criminal record if I am slap with a credit card judgement by a law firm representing my credit card company? And if the balance is around $550. I have never ever been ...


 Does anyone know witch other banks besides barclays give uinder 16year old debit card (visa electron)?
...


 What do you think about getting a department store credit card?
I won;t get one, but i was just wondering. If you know more info on them then please tell me....


 If you have alot of open accts on your credit report, is it wise to close the accts?
I know you still have to pay the closed accts off if they have balances....


 Looking for a payday loan that doesn't lie about guaranteed approvals?
I always get e-mails about paydayloans being guaranteed. When I go and fill out all of the forms they always say I'm sorry we cannot approve you loan at this time. These sites should not be ...


 What is a good debit card for teens?
Visa buxx is an example. The only problem is none of them are my bank and I want one for my daughter. Please help. Iwant to present it to her asap for her 16 bday
Additional Details
It ...



ArtSiNister
How bad can medical bills affect your credit??
how bad can medical bills affect your credit? I was informed of a medical bill that has been reported. tell me the bad news.
                     
 




smartypants909
Medical bills do not go off your credit report after seven years like credit does. It stays on for 10 years. We had our credit ruined for 10 years because my husband was hospitalized with no insurance.


BabyDaddy-U Gone Smell my cologn
Rating
The same way any other unpaid bill does. Unpaid medical bills are no different from unpaid credit card bills.


lilhappyflower
Rating
If it is something that you have paid, call the company and tell them that they made an error and you want it removed form your credit report. They will then inform the credit report agency that they made an error and to remove it. If it is a bill that you haven't paid, contact the company and see if you can make arrangements to pay it. Many companies will work with you to clear up the outstanding bill.


SPIFIMAN1
If it's been reported that means it's gone to collections.

Medical bills are no different then any other type of bill that goes to collections, your credit score takes a hit and it remains on your report for years.


★Fetal☆ ★And ☆ ★Weeping☆
They can affect your credit to the point that no bank will touch you. My husband was diagnosed with cancer 5 years ago. Needless to say, our dream of owning a home will either have to wait, or we're going to have to earn every cent of the cost without the luxury of getting a loan, getting the house and then paying for it. We don't have credit cards, never have. The only thing killing our credit is medical bills.


Juan A
Rating
Anything negative reported will bring down your fico score, if this is the only negative item t won't be too bad. Are you working on paying the medical bill off?


that*girl*713
Rating
really bad!!!! so pay your bill its only fair, ask them if they can help you with some kind of monthly plan


khalilkyd
Hi,

It can affect you like any other debt. treat it carefully,
Or you will face a default on ur credit rating.

Rgds................


The Knowledge
very bad just like credit cards


DUH!?
Medical bills cannot weigh against FICO credit score, don't deal with morons who use collected credit information from other sources which are not held to the same standards as FICO


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