 I have a question about collection agency/law firm? |
Hello,
last week i got a call from a very mean person asking for my wife. I told him that she was not here. This guy asked who i was i told him her husband. He then told me she is in big big ... |
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 Overdraft!!!!!!!? |
| If I wrote a check out for $600.00 and I only have $50 dollars in my checking account will it go ... |
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 I have 10,000 in cash and need a car but want to get a loan....? |
| to help my hideous credit. Will a bank loan me the 10,000 if I put my 10,000 cash up as colateral?... |
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 For people with bad credit? |
| How many negative items do you have on your credit report? I'm trying to find out how bad mine really is.... |
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 My credit score is 666? |
| What does this mean? What does the devil have in store for me and my finances?... |
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 I am just trying to figure out credit? |
| I just don't get it, I spent 15,000 to pay off everything on my credit. My score has rebounded some to about a 647 except for my trans union which went from a 630 to 599. I opened a credit card ... |
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 Do my parents see everything they bought on the credit card after they buy it? I really want to use it without |
| ok so there is this game on the computer and u can get credits to buy clothes but you have to buy them. and my parents probably would not buy me them. i want to take their credit card and use it. it ... |
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 Will opening a secured credit card improve my credit rating? |
| I have heard that applying for a secured credit card (setting my own account spending limit) will help improve my credit score. Is this true? And how does that make any sense?... |
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 How can I get a $15,000 loan if I have horrible credit?? |
| I own my home, have about $15,000 in credit card debt and I am DROWNING. I can't make my monthly payments and I really can't think of any ways to get any extra cash in order to pay them. I ... |
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 With a score of 500, is there a reputable mortgage company that will finance a mortgage for me today? |
| i have no bankruptcys but i have collections out the @#! anyway, these collections are from companies that keep updating my report as though I am late this month when in fact it's from 2000, i�... |
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 I got a loan and I lost my job and I m thinking to go back to Italy what happen if I dont pay the loan ? |
I dont have intencion to come back to the UK ant earn in euros and pay pounds it is hard can they do something to me if I m going to anoither country in europen union plz help
Additional D... |
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 How do i rebuild my credit? |
| I filed chap 7 in Nov 2004, was discharged in Feb 2005. How do i go about rebuilding my credit and raising my score. I would like to purchase a home soon. I have noticed that some of the creditors ... |
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 How to get out of credit card debt without paying? |
| I want to know how to get out of credit card debt without paying a dime or filing ... |
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 Credit Cards??? |
| Ok I have a question about credit cards. I just got a new credit card to pay off another one because it has 0 % till Jan 2009 on balance transfers. I got approved for $8,000.00 (by the way I have ... |
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 Banks / Credit Scores etc.? |
I want to apply for a bank account but I don't have much of a credit record. There's nothign negative - just nothing much at all.
I have tried with First Direct and they refused me ... |
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 Is my debit card a credit card? |
Hello every one.
i opened and account with key bank.
In order to get a free ipod!
as part of the promotion i had to apply
for a key bank credit card!
a debit card ... |
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JOHN C | How can I build credit. How can i at least make a score for my credit because its so low it don't have one. |
I ran a credit report on myself and they said my credit is so low that i dont have a score. Everything I apply for I'm denied. I dont owe anybody nothing at all. What could I do. |
 |
 
SPIFIMAN1
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Try getting a secured credit card and use it for everyday things being careful never to exceed 30% of your credit limit in any given month and pay it off in full before the due date.
Do this for 12-months and you will be able to get a real card. |
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lepr0kan
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This can be frustrating but their are things you can do. Ask a parent or relative with good credit if they will enable you to be an authorized user on one of their credit cards, but make sure this person is responsible because what they charge and don't pay will show up on your report to. Also you can write the 3 credit bureaus and have them add things to your report, such as paying utilities and rent on time, they just need proof that you've been doing it; i.e copies of the bills and cancelled checks. This will not improve your score, but when people pull your report they will see some evidence that you are responsible with credit, know how to make payments and may help you in the long run. |
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Gee L
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hello darling, here ill share with you the free credit building ebook I've been using and following for months now..very useful! |
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MissJOJO
 |
DEBIT cards can actually help your credit score because they are tied to a checking account which is secured with money. As long as you use your debit card and there is enough funds, when they ask "Debit or Credit?" say credit, and sign your little slip. The money is coming out of the checking account anyway so its not REALLY credit but it does effect your credit score positively.
Also, cell phone companies hardly EVER deny people. I'm sure you have a cell phone right? If not, get a cheapy plan that has enough minutes to accomadte you. Those monthly payments do help UP your credit score. What about applying for department store credit cards? Again, almost NEVER deny someone (unless you have BAD credit) and only use it when you actually have enough csah to pay for the item.... example: You want to buy a shirt that ends up being $20. Instead of using cash, use the department store's credit card to pay for the shirt then RIGHT AWAY after that transaction, make the payment of $20 on the card. While dept. store credit cards make a small dent in your score, they do help.
How old are you? Do you own a car? Rent an apartment?
Well... I Hope this helps! |
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Squirrel
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Go to a major bank like Wamu or Wells fargo. They will have a credit card with really high interest rates and a very low limit. You may also get a parent or somebody else to cosighn for you.
After you get your first card, use it. But not too much. If there is no anual fee you can usually pay off the card in full every month you get a bill. If you do it that way, you will not have to pay interest and you will start to build a bit of credit.
The most important thing to remember is always be able to pay off the card at the end of the month. |
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twv23512655
 |
Secured credit cards are a great way to rebuild your credit. Most secured credit card companies require a deposit equal to the credit line your are seeking. Make sure they report your payment monthly to the major credit bureaus. Making your payments on time monthly will increase your credit rating. You will also get you deposit returned to you after one year, turning your secured credit card into a unsecured credit card. |
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TT01
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You will have to try to get credit with someone, or some company that will take you. For instance, telephone, etc. If not, you will probably have to get a co-signer that trusts in your credit judgment and build it like that. Hopefully a co-signer could come off in a year. |
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binder
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Find very useful info and tips on getting and managing credit cards on http://creditcardmanager.credithelperhome.com |
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gefyonx
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Get a secured credit card. (Secured by your savings account).
They won't turn you down for the card because it is secured with cash. But they will report your credit activity, building your credit score. |
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crouchingsniper007
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get a credit card through your bank... probably the only card you will be accepted for is a secure credit card in which you have to deposit money into. |
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