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 Does closing a credit card your not using effect your credit score?
...


 If I make minimum credit card payment on time but have a balance,should I get a finance charge?
...


 How long does it take for a store to refund/give credit back to a debit?
I'm not sure if my question makes sense..but this is what happened...

I recently returned an item at H&M and asked for a refund, which is supposed to give me back credit on my ...


 Would company turn down cash payment?
I have only done this once but what if you order something and instead of sending in a check or money order you attach cash to the form.Would a company refuse it or demand that you pay another way.I ...


 How do I get a loan from the bank to start a small business if my credit is bad???
Im in school for Massage Therapy, I would like to get a loan to buy different things to start a Massage Therapy business in my home. I things like tables, oils, chairs, uniforms, supplies........


 Is there any one who will give me an $80,00 busines loan if I dont own a property or anything of similar value
...


 Check scam?
a strange thing happened last week. i received a check delivered overnight thru ups. it was made out to me for $2000.00. i took it to the bank and they funds were not available. so i waited a few ...


 How bad should your credit be before considering bankruptcy?
In other words, If i have a lot of negative items, and a score of about 560, should I just go ahead and file, or try and battle through everything? I have a mortgage that I am behind on and 2 car ...


 Is it legal for debt that was originally open 7-12 years ago to show on your report even in collections?
How do we remove these items that were originally reported with original creditor 7 - 12 years ago?...


 When you spend all your money on your debit/check card, how much negative can you go over?
...


 Ebay paypal?
is a payment by paypal only protected if you purchase off ebay,or are all paypal payments protected upto £500...


 If your check is being garnished for an unpaid debt can you file bankrupt?
or sue the debt collector for collecting on a debt that is over the statue of limitations?...


 Can I use the money from my educational loan as a downpayment for a house?
...


 Credit card hellpp meee?
ok i close my credit card at the point that it was about 563.00 know i receive a call that is 800 and something does it continue going to go up after close also they call and they tell evreyone how ...


 I have good credit, my fiance has bad credit, how will out credit score be when we get married?
?...


 What would happen if spouse used credit card after cardholders death?
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 Whats a good way for a person like me who has no credit to get a credit card?
I have been applying for credits cards for a while online and stuff and it seems as if I cant get accepted and im guessing cause I have no credit history so I was just curious is there a website i ...


 Good 1st credit card? (plz read details)?
I am 18 & have not had a credit card b4, I am looking 4 1 which i could use free (provided i payed the balance of monthly) & if possible 1 which gives cash back or points.
I have no ...


 Experian is saying that my credit score is 703. Why can't I get an auto loan?
I am only 19 and I have a lack of credit history but with a credit score of 703, why can't I seem to find someone to finance the car that I want? I make approx 35000 annually, so I definitely ...


 How do you raise your credit score fast?
My credit score is 475 right now and I want to raise it to 800 before the end of this year. How would I do that?

Thanks....



Ashley
How can I build my credit?
I have a credit card and I have cards at stores and such and I pay on time, but isn't there another way to build my credit without getting a loan or anything like that?
                     
 




leah_ifft@sbcglobal.net
Rating
You don't need a loan to build your credit. The credit cards you already have will work just fine. Obviously, make sure you pay them every month on time. Another thing that will help raise your score is keeping the balances as low as possible. Never let the balances go past 50% of your credit limit.

You didn't mention how long these accounts have been open. The longer they are open, the better.

It takes time to establish good credit. But, remember, it takes no time at all to establish bad credit. One late payment could lower your score dramatically.


cowboy
Rating
i went to sears with a friend he signed for me to buy a battery for my car. which i didnt need at the time but i was a cheep way to get started.i paid it off in 2 payments things went well from there.even if you have the money buy small items from sears pay them off quick..and always stay away from plastic money it will ruin you quick i now have perfect credit..because i destroy all credit cards immediatly


jititi j
I hope this helps you:


Step-by-Step Credit Repair Guide
http://www.debt-loan-refinance-mortgage-credit.com/category/Step-by-Step-Credit-Repair-Guide.html


Trollhair
unfortunately no.
but don't just buy junk.
buy a house. that is the best way to build credit. even if you don't live in it and rent it out buy property. later on you can use your equity on the property to buy bigger and better things instead of crap at Walmart.


thischicky4u
Rating
pay all of your bills on time


cali909boy
Rating
leave 30% of you total credit lines and loans available or more if you can


Real Georgian
Credit Report Myth or Reality
By: Herman Randolph
This article will give you some insight to your question. You can use this site to learn more about credit and debt.


Biker
No not really.
Other than paying your utility bills ontime, you have to be in debt and pay off what you owe on time or early if possible.


captmhunt
Rating
Pay your bills on time, always pay more than the minimum amount and don't carry a balance for over 6 months at a time.


Dolce&Gabbanaâ„¢
It All Depends On Your Intrest And Your APR Precentage.I Own 4 Credit Cards,And It All Depends On Your APR Intrest.


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