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 How do I get my 1000.00 back from a merchant?
I ordered a 1500.00 guitar by phone. I said I would put a 100.00 deposit down. I called 3 days later to cancel and the merchant said no way. I later find out that he placed 1000.00 on my credit ...


 I need to rebuild my credit!!!?
I need to rebuild my credit, but I can not even get a card for people that need to rebuild there credit. Does anyone have any suggestions what I can do to rebuild my credit? I need to get a credit ...


 Who is the best place to try to get a credit card with a really bad credit rating?
...


 Why doesn't anyone else see this?
I am interested in your thoughts about all the consumers who are now in default of their mortgage. Apparently, these people have no reserves, no savings, nothing upon which to draw in order to make ...


 Does getting denied for a credit card hurt your credit?
...


 What if your wife co-signed for a loan behind your back? Are you on the hook, as the husband, to pay?
My brother was looking over a credit report and came across an entry from a bank. His wife went behind his back and co-signed on a car loan for her brother. What are his options? He wants doen not ...


 How to get out of credit card debt?
...


 Why is my credit SO bad?
I have never had a credit card, mortgage or car loan. I have never filed bankruptcy. I have looked at my credit report and the majority of problems are medical bills. I also have some unpaid utility ...


 American Express, Mastercard or Visa?
Which is the best credit card to get in terms of UK and international acceptance?...


 Can an employer check your credit without prior approval? Can they base decisions based on someone's credit?
...


 Where can i get a credit card with bad credit?
yea i was wondering anyone knew where i could get a credit card with bad credit and with no annual fee or the fee is included. thanks a bunch....


 Brother that owes me money?
Heres the story.. Two years ago i was working full time and making good money. My brother was having financial problems. I took $5,000 of his debt and put it on my credit card so he could get his ...


 I have no credit, where can i get a decent credit card?
i have no credit yet. and i need credit so i can get certain things i want. where can i get a good credit card when i have no credit?...


 I was fired the day after Xmas, they said that I can reapply in 6 months. Would you go back and work?
for a company who completely ruined your life? Could you go back and want to do your best for this company when without even a write up or warning just fire you?...


 I just turned 18 , how do i build my credit?
what are some methods that will help me build my credit i dont have bad credit i have "NO" credit how do i ...


 I have no debt, only my student loan which is being paid and is not in arrears. Why am I being declined a loan
I was nearly fooled into Yes loans but have gone with best4loans instead. I found out they are a con too. So now I'm applying with black horse, but I'm baffled why I'm not being ...


 Purple $5 bank note?
I have a $5 bill. and on the bottom right it has a big Purple "5"

when did this happen?...


 How to get a loan with bad credit?
About 5K.
In need of good advice....


 Money isn't the 'root of all evil'! Credit is!!!!?
...


 How much money do i have to make to qualify for a 264,000 loan?
I want to purchase a home that is priced at $285,000 I have 10% down, now I just need to know how much I need to make to qualify for a conventional loan....



kt
How can I check my credit rating?
I know I might be being paranoid but about 2 years back I lost my photo driving lisence. I want to check everything is ok (i hope no one is using it for other reasons).

I applied for loans last year and i was turned down due to my 'credit history' this might be because i didnt at the time have a credit card.. but im not sure. Any help would be great :)
                     
 




sarah c
Rating
try experian.co.uk. i think you can do it for free


Silke
Rating
When I joined http://www.zopa.com/ZopaWeb/ I got a free credit rating. You can join online.


beemzz6
If you didnt make a police report of it 2 years ago, then make a report of it now at least so that you wont be liable for many of the debts incured by the party that found your DL and failed to turn it over to the DMV. Your request of a duplicate DL should render you an approximate date as to when you realized it was lost or stolen? But if you have never had a bank loan or a payment plan or a credit card for any merchandise in the past before now, then you wont have a credit report. And everyone with that sort of history is turned down from reputable corporations that rely on the trust of the credit carriers and credit reporters in order to not lose too much of a substantial profiteering from merchandise received. KIND OF MAKES YOU WONDER WHO IS EDUCATED ENOUGH TO GET A JOB IN THAT LINE OF WORK. AND HAVE THE ABILITY TO ERASE OR BOOST ONES OWN OR FRIENDS CREDIT STATUS


Noota Oolah
Rating
I'm concerned about possible identity theft myself since MasterCard is always insistent I keep over maxing a card I cut up 5 years ago and thought I'd closed the account on.

I'm in Canada but I wrote letters directly to TransUnion and Equifax which included their online "request credit check" forms. Here at least, if you mail in your request they send it to you free. I should have them back in a few days.

Go to the websites for the credit bureau's in your country and check under something like "see my credit report".

Good Luck.


David M
Rating
Hi
Like The Others Before Me Try Experion and Inform DVLA about your licence.


Lennie
Yahoo! Finance offer credit checking thorugh Experian http://uk.biz.yahoo.com/cr.html


beauty s
Rating
go to www.annualcreditreport.com and get all three credit reports


outlawimmortal2
freecreditreport.com


VixMix
Rating
Ok there are 3 credit check agencies that the financial world use. It will either be Experian, Equifax or Call Credit. If you write to each, enclosing £2 fee and include in your letter the following details: Your full name and any other names you have been known as. You current address and list of all address you have lived at over last 6 years with the relevant dates. Your date of birth.

You can visit the websites of each and get online credit reports emailed to you, but these cost about £12 each. You can sign up for the monthly deal (you get a month free usually) and get your free credit check then remember to cancel the deal before you pay any more money, but writing is I think the cheapest and most hassle free.

Visit http://www.moneysavingexpert.com/banking/credit-rating-credit-score for more info including a template letter for each of the agencies.


kj
Rating
tray experian they do free credit checks or go into yr bank they'll do one free of charge and go threw it with you
i got turned down for a mortgage 2 yrs ago and could understand why i went into my bank and they got my credit score/report it was a right mess my handbag had been stolen 6 mnth earlier and although i had cancelled everthing things had still been taken out in my name and not paid for the police where called in the fraud team at my bank where great but to be honest somethings are still ongoing/showing now so do it asap and report anything thats not right


nooka
If you apply online at www.experian.co.uk it costs £12 but if you do it by post, it costs £2. You can get free credit reports but it usually means cancelling a subscription to something before you start getting charged (usually a month after you get the report). Personally, I would rather pay experian, who are one of the main credit checkers in the UK, at least then you know that your details are safe.


jmarino1073
Exerian are the best ones in my exerience, heres their link! Good luck!

http://www.joincreditexpert.com/freecreditreport/?sc=410006&bcd=interactivehomepage1


big m
Try credit expert they will tell you all the searches that were done in the last few years .

Although sometimes it can just be that you ve maybe not had credit in past which lowers your score believe it or not or simply not on the voters roll


lea n jase
experian is the best for the credit rating.

also I hope you have informed the dvla about your photo liscence. My partner lost his a couple of months back and when contacting dvla they just sent him another replacement free of charge.


suenic40
you can get a free credit rating done on experian.co.uk


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