 My credit score is 620. Is it really bad? |
| I'm planning on buying a condo. Should i wait for my score to be better? I have 2 credit cards now and don't want to apply for more. Should i get a car to help build my credit story or get ... |
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 Will we go to jail if can't afford to repay credit cards debts ? |
| I have 5 outstanding cards which had not been paid for over 1 year due to my unemployment. All of them are over limit.... |
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 My credit is improving but.......? |
| I hate having 5 different bils to pay every months so I am thinkingh of getting 1 loan to cover them all. the problem is that the loan is high apr (35.9%) but having worked it out my existing loan ... |
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 Whats the best way to build our credit without getting into a lot of debt? |
| We are young newly weds and niether of us have anything (good or bad) on our credit report. We were able (luckily) to be able to sign a lease for our apartment without a cosigner. I make the payments ... |
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 Why do we give sympathy to those with credit card debt? |
| No, I'm not referring to those whose identity has been stolen. I mean those that have, from their own irresponsibility, have bought so much stuff that they are now in mountains to debt. Why ... |
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 How do credit cards get away with outlandish interest rates? 30%??? |
| I thought there was a law that prevented them from going higher than a certain number. I used to see the highest rate being 21% but now it seems to be up to and over 30%! This is why I don't ... |
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 Does it hurt to Apply for Credit Cards if you have no Credit History? |
| hi, i just turned 18, never had any credit cards, never paid any bills, and i applied online for my bank of america student card, however, i was denied even though i met the qualifications, so i ... |
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 Any doubt counsellors or solicitors with debt experience out there? |
my friend (yes,really, not me (grin)) has arranged
regular payments wh all his creditors which he makes on time - one of them in particular keeps threatening him with legal action or debt ... |
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 Does anyone know where i can get my credit report? |
| i want to get my credit report so that i will know what i owe so i can buy a house for myself and my son for a better life but i actually want to get the report without having to apply for credit ... |
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 Is this a bad way of building credit? |
| I am 18 and I have a $23,000 auto loan that my parents co-signed for me. I also have a credit card. Both payments I pay in full and on time each month. Does this look good as far as building credit ... |
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 Credit Cards? |
| The other day i got my credit card bill in throught the post. I always pay the full amount the i have borrowed. Last month i payed it off on line, but never payed the entire balance by £0.12. M... |
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| What's a credit union? |
| I've been reading the answers on this page and credit union keeps popping up as a source of help, could anyone explain what they do and where they are please.... |
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Michelle B | How can I find out what a credit card's credit limit is before I apply for it? |
I am looking at several credit cards, but the most important factor to me is the credit limit. Is there any way to find out the limit before I'm actually approved for the credit card? |
 |
 
derf
|
Your credit history will tell them about you, then a limit will be set. After a couple of payments on time, they might raise your limit. |
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Somora
|
The credit limit is based on your credit history and may be different for everyone. Once you are approved, if you make timely payments and continue to use the card, the company will send you notices of an automatic increase in your limit. |
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DH
|
The credit card limit is based on your credit score when you apply. You won't know what a card's limit is until you apply and are approved for the card. |
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nyxcat1999
 |
The only time you will know what the credit limit is on a card is if you are pre-approved. when this happens the company has pulled a "soft" credit check on you and is issueing a credit limit to you based on how you manage your other debts. If you are pre-approved some companies will hold this information until you have agreed to accept the card before you can find out. If you are submitting aplications for a card then you will not be able to find out till the process is complete and the card is actually issued. |
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Nano
 |
most of the time, they dont tell u the limit, even when ur already approved. not until when u receive the card and either go online or call them and ask for the limit. |
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maigen_obx
 |
Limits are determined by the individual's credit rating. |
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shearjoy1
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Your limit is dependent on your credit score, so you can't find it out before you apply for it. |
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maya o
 |
check out the credits card's webpages. it normally states it there. the usual rate is up 21% apr. The limit is up to your credit score. here's a resource for you it may help:
www.netwealthmedia.com |
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UNIQUE
|
not as far as i know
not in CANADA!!!! |
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Zzyzx
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Most times you can't. They will establish it once you apply for the account. |
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bombastic
|
those that send you offers in the mail won't tell you. It's part of how they rip off consumers. First, they will deduct their annual fee when they establish the account for you, before you've had the benefit of the card. Most of them start off with a very low credit limit and you have to maintain the account for a year with no late payments, after which they may extend your line. Typical beginning limit is $250-$500. |
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TXgirl
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call them |
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