 Credit rating? |
| my credit rating is really bad and am finding it really hard to get a loan my only option is to get one of the likes of yes loans and places like that do you know which one would be the best?? i ... |
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 When does Bankrupcy come off of your Credit Profiles.? |
| After your 10 years is up when does it come off your credit profiles. Will it be on the month /date you filed for Bankrupcy or the month/date you were discharged.... |
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 Having problems re-establishing my credit? |
| Hello, I am 27 years old and have problems re-establishing my credit. When I was younger I had problems managing credit. I really did not understand the consequences of how credit can affect your ... |
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 Ebay payment question? |
I'm new to ebay, and have just bought something for £30, plus postage of £5. I put through the payment a couple of days ago for £35 via paypal.
The seller is saying they've ... |
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 First Auto Loan? |
| Im going to my bank to try and get an auto loan. I dont have the best credit in the world, will it even be possible to get a loan from them? What exactly should I take with me (paper wise)? Anyone ... |
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 Does anyone know where i could get a loan without a checking account or credit card or no job or credit check? |
| hi does anyone know where i can get a loan without a checking account or credit card or job or credit check because i need to pay my bills ... |
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 Is there a website where you can view your credit report free, no credit card needed? |
| Every other website that says it can give you your credit report for free asks for credit card numbers( I don't have any cards) does anyone know of any that don't require card numbers? ... |
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 I got served a summons for an old credit card bill, do I have to appear in court for this? |
| I didn't think that credit card companies could do this. It's been like 4-5 years since I've seen or heard anything about this account. I disputed the charges years ago on my credit ... |
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 Great need of money.? |
| I need to find a guarenteed loan as I have no good credit its from years ago and I have learnt how to use money now and Im paying my way as you should do! However I have three loans due to end in 2009... |
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 My husband has excellent credit and i do not? |
| i only have fair credit from my mistakes years ago. we want to buy a house, can we just get a mortgage in HIS name? i don't have to be on it , do I??? my credit would surely screw everything up!<... |
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 Can you remove a collection from your credit report once it has been paid simply by trying to negotiate? |
| I received a letter from a collection agency stating that I had 5 days to pay an account or it would show up on my credit report. I complied and sent off a cheque for the balance immediately and it ... |
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 SO ..i have no credit and i wanna know what credit card and company is best for me? |
| im 18 and i need to build up my credit but i dont know anything about credit cards and all the stuff of apr??....so i wanna know which credit cards is the best one to have?... |
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 Which credit card companies issue co-singing? |
| which credit card companies allows co-signing where the borrower's credit is reported to credit bureaus?... |
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 Balance transfer question? |
| If transfer balances from a credit card to a new credit card, does the new card take all of the debt that is requested or can they choose a portion of the debt and then you are left with two cards ... |
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 Mortgage for Discharged Bankrupt? |
I am a discharged bankrupt (2.5 years clear now) but had the house I was buying at that time included in the bankruptcy, so it was technically re-possed and any shortfall added to the bankruptcy.
... |
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Larisa B | How can I fix my husbands credit report!? |
On My husbands credit report it has Verizon Wireless 18 times on there for the same bill, apparently it went to collections and then that collection agency sold it to another collection agency and so forth but now it is on his credit 18 diffrent times for the same amount. I am under the impression that if you have something in collections it can only be on your credit report once not 18 times for the same bill. If I am correct how do I get those other 17 off his credit score and make his credit score go way up. There is only one other thing on his credit score and they have rated it as a 473 because of all the Verizon Wireless bills on there. (By the way we have already paid the bill). Thanks for your help. |
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Hoptoad City
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you need to contact expirian or another credit reporting agency and make a dispute. I disputed a credit claim from a doctor who did not send off a bill for several months, and once he did, we had already moved. We assumed the bill was covered by insurance after paying our copay at the drs office, but there was a $90 bill for lab work that was not covered. My credit got screwed much in the same way that your husbunds did. I made a dispute and told them the whole story and about 2 months later they took the claims off my report and my credit went back to normal. I was at 600 or something and it went up to around 680 afterward. A good way to raise credit after you get it straightened out is to lease a BMW. BMW financial inflates your credit score quickly. 3 years later and I am now at 730. |
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jocular2005
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Debt Validation: The ultimate weapon against the collection agencies
You could try to use debt settlement methods with a collection agency, but you might want to try debt validation first. Why? Because they may not even be legally entitled to collect the debt from you.
DON'T PAY SOMEONE TO DO THIS FOR YOU.
Do it yourself for free. |
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newyear2007
 |
Just go online to where every you got the reports and dispute each one as "duplicate reporting" it worked for me |
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micky b
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Hi.
This site deals with credit repair :
http://bestamericanfinance.bravehost.com |
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stephen l
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Usually companies charge hundreds of dollars to simply pull your credit and send correctly worded dispute letters—this is the key…..people will tell you that you can do this yourself for free but the truth of the matter is that the credit bureaus will throw your letters away or simply reject them. There is an easy to use online kit that will deliver the results you want available for just $19.95 at the source website. A similar kit is being sold via infomercials and radio talk shows for seventy dollars more but they try to solicit you repeatedly for other services after the fact. |
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MamaBear
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YOU can't fix your husband's credit report. He has to (or, at least, he has to sign the letter.) Write the credit reporting company, point out that the same collection appears 18 times, show them proof that it has been paid, and tell them to remove it. He can also append a written statement to his credit report explaining the high number of collections, to show that he is aware of it and have taken steps to correct it.
Also, write Verizon and ask them to remove the multiple filings. You may have to be stuck with one, but at least it won't be 18. |
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dutch
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get a statement from verizon saying it was paid also tell them to try and call off the collecton agencies. they probably won't so then call the agencies yourself and fax them a copy of the paid statement and tell them to remove it from his credit report. but as far as i understand it the damage may already be dont for 7 years |
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