 I have a bill that's 400 dollars. I want to pay it with my credit card.? |
| I have a bill that is 400 dollars. I have an unexpected car problem and I need to get it fixed right away. If I use my credit card, will the credit card company expect me to pay the whole amount ... |
|
 My Ex-roomate owes me $1400.? |
| He has paid me only $60 and not making remaining payments? Any ideas to get my money. He owes me the money as payment for my car that he totalled. I have copy of 1 check he has paid me and emails ... |
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 Someone has paid my Credit Card Bill? |
I had £1000 on my card. I logged on to check outstanding balance and found a payment for £3500 taking me £2500 in credit !!! Where do i stand as regards to the payment ?
Is the money ... |
|
 Is this a scam??? |
| I used to work for wal-mart as an assistant manager, and I just recently received a check in the mail for nearly $700, as part of a settlement they are saying was due to me being underpaid. Now I ... |
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 Can I make payments anytime on my credit card regardless of due date? |
| I have a Chase Student Mastercard with a $300 limit and Ive already spent around $250. I've had my credit card for a week. Am I able to send payment anytime (like within a few days as I have $150... |
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 I put a fake address on payment account now im in trouple? |
| when i sign up it says address line 1. i put a fake one later on i registered my credit card visa and it said that they'll send me a code but i dont know where they'll send it and how ? i ... |
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 Can I have your credit card details? |
| I'M ASSUMING THE ANSWER IS NO.... SO WHY THE F*** DID THE PRICK WHO I'VE NEVER MET, WHO JUST RANG ME TO TELL ME I'D WON A TRIP TO FLORIDA, JUST EXPECT ME TO GIVE MINE TO HIM?!?!?... |
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 I've blown over £7,000 on credit cards this week. Was I silly...? |
When I heard about the big bang on wednesday I thought...well why not!
Then I thought...what if it doesn't happen?
Should I take all the shoes back do you think?
Additional D... |
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 What should I do, I have this credit card that I have been paying $100 each month for over a year? |
| the collection agency stopped taking $100 out of my checking account a few months ago and now they want the full amount. I don't have $9000 to give them. They won't work with me. THis is ... |
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 Bank Won't Take My Payment? |
| I went to the bank the other day to deposit some money. I have bills due soon. I don't have the money on me now, but my friend owes me some money - he even gave me a signed IOU on a napkin. I ... |
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 Gas Credit Cards? |
I would like to get a credit card that i could use just for gas. I dont have great credit but i dont have bad credit. around the 640 mark.
i would like the credit card to help save my gas money ... |
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 What would happen if the person that I cosign for doesn't pay? |
| My friend wants me to cosign a car loan for him. He doesn't have credit, I do. I am worried about what will happen if he doesn't pay. I know that I would have to pay if he doesn't, ... |
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 Are you prepared for your credit card statement ? |
| now that it,s pay-back time. And have you over spent! Don,t be shy,we have no idea who you are.... |
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Amber | How can I get $2500 credit line with bad credit score of 200? |
I have a full time job with direct deposite making $12.50/hour. |
 |
 
jannie
 |
I sure wouldn't lend you any money with a credit score of 200 |
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echo
 |
200 credit score???? I don't know if someone actually told you that your score is 200 or if you are just guessing. If someone told you that, quit listening to them.
If you feel your score is low due to bad credit, you desperately need to clean up your credit.
If you feel your score is low due to never having credit before, I would suggest finding someone (in your family perhaps) that will add you as an authorized user to their cards. Be sure that the cards they add you to have an excellent history and low utilization.
That should raise your scores. How much would depend on how many cards you are added to.
If it is from bad credit I would suggest clicking on the link I've provided and learn how to clean your credit up. |
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brad h
|
This is a tough situation, however there is one possible solution, its worth a shot.
Depending on how quickly you need the money, I know that alot of banking institutions will be a bit more friendly if you have a history of banking with them.
One possible idea is to open a savings account and keep a minimum balance every month of between $500 to $1000 dollars. Do this for 6 to 8 months. Then request a meeting with who ever handle personal loans at the bank. Be very professionally dressed and bring your records of what happened in the past and what progress you have made since then. Banks like to see a record of responsiblity and if you can prove to them that your loyal to your obligations and to them, they might possibly favor you and your current situation
Also, if you havent done so by now, I would recommend acquiring a copy of your credit report and get to work on seeing what you can get taken care of on it.
www.annualcreditreport.com
www.bankrate.com
good luck to you and just stay positive! |
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Eric Ewanco
|
Pawn something valuable. Get a relative to co-sign a loan. Get a lien on your car. Or, gradually fix your credit by paying your bills on time.
You are in a tough spot. This will not be easy.
Beware of credit repair places. They are scams. Credit cannot be repaired quickly (unless your credit report is in error). The only way to repair credit is the hard way, by repaying your bills on time. It is sometimes helpful, though, to consolodate loans.
Consider getting credit counseling. |
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Joey
 |
If your credit score is 200 you won't be able to get a credit card at all. |
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DaMan
|
The same way you can get an ice cube into hell without melting. |
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MYRAJEAN
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i have two bankruptcy in my file and my score is 430 one less than a year old, you might have to get a secure credit card first, also usually you can get jewelry on credit Petty easily you might want to start with that and build up your credit. |
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Thank You..Come Again
|
you won't even get a library card with that score. |
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shoemanshoe
 |
Steal it?! You may be able to get your banking institution to give you credit. They handle your money and know how much you can handle. Good luck! |
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Mr. PhD
|
wow - 200? Considering the Fair Issac score goes from 300-850, then you must be lower than low.
Get a secured line from a high risk lender (Providian, etc). I doubt that you can get a $2500 line of credit, but you can probably start off with a $300. |
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bj_osterhout
|
You need a special credit rebuilder credit card.
It is called a "secured" credit card because it is attached to your bank account.
http://www.usbank.com/cgi_w/cfm/creditcards/secured/usb_secured_card.cfm
The U.S. Bank Secured Visa ® Card -
All you need to do is send the bank a cashier's check, a certified check, or a money order with your credit card application (from $300 to $5,000) to open a savings account. Then, once you're approved, they will send you a credit card. Your credit line will be the same amount as your deposit. It looks and works just like any other credit card when you use it at a restaurant or store.
Your deposit is used to open a savings account which assures your credit card can be paid. The money in your savings account is there to "secure" your credit line. The money in your savings account is FDIC insured and won't be touched as long as you make all of your credit card payments on time and your account remains open. Plus, you will earn interest on the money in your savings account.
Your purchases are billed to you each month. Payments are not automatically deducted from your savings account. You are responsible for making at least your minimum payment by the due date each month.
Once you've demonstrated good credit habits with a secured card, you can qualify for a better card. |
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hollisterkj
 |
You'd be lucky to even qualify for a credit card with minimum credit. But look at Orchard Bank. They offer cards to people with bad credit all the time.
Just go online and type in something like, "credit cards poor credit" or something.
You should also hire an attorney to have your credit repaired - it's expensive, but it can be done. Then, you need to get a low limit credit card and pay off your balance every month for awhile, that'll raise your score. |
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Ja Diva
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forget it, with a 200 score you won't get a hamburger even. Try saving and buying cash. |
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Lamb725
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Credit scores begin at 300. You need to get a credit report to get your true score as it appears someone has misinformed you. All three major credit bureaus offer a free credit report every 12 months. However, to get your score you will have to pay about 12.95 or so but it is definitely worth it.
Like someone said earlier, try Orchard Bank. Buy something and pay more than the minimum payment on time every month. Don't apply for a whole bunch of cards at one time because a lot of credit inquiries will lower your score.
Try a secured credit card if you cannot obtain an unsecured one. Just type secured credit cards in the search field.
It will take time to build your credit, so be patient. |
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dottie c
|
good luck on that 1 |
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bayareasportsfan
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Man... You couldn't finance steam off a hot lunch with that credit score! |
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ken e
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you may want to get a secure loan from your bank. Just put the amount of money you want to borrow in a special account and borrow against it. |
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