 I need cash asap! Please help!!!!!? |
| I had my wallet stolen and the next thing i know my credit cards are all maxed and the cops wont do crap and neither will the credit card companies...as of right now i am about 1,200 in debt, i have ... |
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 Credit card debt? |
| i have a credit card with lloyds tsb and i have spent £2.300 what is my intrest rate if i have to pay £47 back a month,i need some advice to help me pay it off fast,like to switch it or ask them to ... |
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 How do I know whats wrong with my credit? |
| I am 19 years old and I haev tried to get some credit facilities since I was 18. I decided to get a copy of my credit file because I have been refused credit. But the funny thing is, I got 3 credit ... |
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 Credit Card question.? |
have a Sony Financial Services Card, (just like a MasterCard...)and I was wondering if I didn't buy anything on it for a couple of months, or years, would they charge me?
And, If you ... |
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 Has ANYONE ever opened a bank account over the PHONE? |
| I've been wanting to try but I'm afraid that they'd reject me. Has anyone ever been turned down for a bank account and if so, why?... |
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 Could I get a loan on a house for 11,000 down? |
| Ok if I had good credit the answer would be simple. Though I dont know my credit score exactly affraid to look lol, I know it cant be great I owe like 12,000 in doctor bills, 2,500 in past due rent, ... |
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 Is it better to pay off a credit card in full each month or pay the minimum balance? |
| is it better to pay off a credit card in full each month or pay the minimum balance which 1 will help my credit the ... |
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 I have terrible credit and can't even get a basic bank account but need one for when i get ajob?? |
Any suggestions is there a bank acocunt for people with adverse credit that doesnt cost anything or isn't too expensive?
Additional Details
I don't owe any money to the banks ... |
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 What does this mean? |
Acredit card company sent me a card. The credit limit is 300.00. They charged me 178.00 for the card. So, now my limit is 122.00 What's that all about? That's crazy.
A... |
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 What is the best way to pay off these two credit cards? |
| I have 29K in credit card debt, with 29.9% interest on both. If I get 15k cash given to me, would it be better to pay off one card or pay each one down half way? Please let me know, I'm ... |
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 Can you really gget crimally procuted by ...? |
not being able to pay back credit cards i am on a fixed income and got overwalmed and now whats going to happend to me
Additional Details
i did tell them my income was higher than it was ... |
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 I have really bad credit, does anyone know where i can get a credit card? |
| My empirica score is around a 520? PLease let me know if you have any ideas, I would like to rebuild my credit.... |
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| My pay is being garnished for a student loan.Now the bank is too because of a auto loan.Is this legal? |
| I get garnished for 500.00 a month.My car was reposed and I am already being garnished for a student loan 160.00 every two weeks.Now the bank that financed the car is garnishing my 100.00 every pay ... |
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 Credit problem....???? |
| I have no credit and I am trying to build some...I applied for some credit cards but can't seem to get any. If my boyfriend gets a credit card and puts me as a second card holder, will that help ... |
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Chuppels | How can I get a credit card, I keep getting refused.? |
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Pojo
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You could be applying yourself right out of a card. Each time you apply your score takes a 10-25 point hit. If others see you have applied numerous times they may be less likely to extend credit because you appear to apply with restless abandon.
Get a copy of each of the three major credit reports and go over each one a line at a time and file disputes for errors that might be on the report.
If you have lousy credit and all these inquiries on your report you will NOT get a credit card except one with high interest and lots of fees attached. |
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stan c
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If you have $500 in a savings account, convert it into a secured credit card. Most banks can set it up for you. Make sure they belong to the credit bureau. |
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Judy
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Try store card and gas cards.
Make sure that any card you have now is paid in full.
Make sure that you have a checking account - THATS IMPERATIVE!!
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Pengy
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Every time you apply for one your credit score goes down by 5-10 points which makes it even harder to get a card. The only way for you to get one is to get a pre paid card |
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NT
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Assuming you do not have a credit card yet, get a pre-paid credit card, it's like a debit card, you put money in the account and can only spend as much as there is in it. this will build up your credit history a little. also make sure you have checking/savings account with a bank. its best to ask your own bank for a credit card, minimum you can get approved for is 200-250 bux. Once you do, use it every month and pay it off at the end of each month. this will build your credit history. |
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Karen B
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Firstly ask the credit company why they are refusing you, and then get a copy of your credit file to see what info is on there - little previous credit can be just as bad as bad credit |
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Bono N
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cardnow.undonet.com - try this credit card offers. They accept everyone, even if a person has bad/no credit. |
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Magnun S
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There are companies that are mainly for people starting to build credit, one of them being capital one. Go on their website and apply for the plantium credit card, they will probably give you only 300 0f credit, but that is a good start. You should never apply for to many companies because that decreases your chances of getting accepted... |
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src50
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http://credit.about.com |
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wildbirdie
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I don't know and nobody else knows either. A creditor is required to explain their decision to you and you have not shared that information with us. I can only give you the generic "fix what's wrong and apply again". |
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andy
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If you have a bunch of credit cards already and are close to the maximum on all of them then you will not get a new credit card. If you have no credit history then you will not get a new credit card. You may want to try your local bank about a secured credit card they may grant you one. |
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Brutus
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you could be applying for the wrong one that is why you keep on getting turn down when starting credit you need to get a lower end card and work your self up to a discover or citibank, go to www.fastcreditcardapprovals.com go under no credit section and here they have some cards that will get you approved, use it for a few months just enough to build a little bit of credit one you have build a little bit of credit you could apply for a better card. Good luck |
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Johnson M
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You keep getting denied because the credit market is very tough right now. It also depends on how good your credit is currently. If you are starting out then I would suggest you apply for the right credit card that requires no prior credit history and it's easy to get approved. The site below is a good resource for credit cards like that. If you still can't get approved, I would suggest waiting few months before trying again. Good luck! |
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