 How long is a debt held for before it is written off if they cant locate you? |
| I recently received a letter stating that i owe £29k after 18 yrs on a property that a previous x let go into repossession. what can i ... |
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 I need a $5000 loan, credit score of 590?? |
does anyone know of any lenders who will do this? i need names.
Additional Details
the thing is, im no longer in any debt. all of my debts and collections have been paid off. Im trying ... |
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 BANK OF AMERICA SCREWED ME OVER!!! I need help!!? |
| Alright, here is my situation, I have a checking and credit card with them. I set up my credit card payment to come out on the 10th every month, for some reason it came out on the second, and they ... |
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 Did anybody get a personal loan with bad credit? |
| My husband and I want a loan for $50,000 for investing purposes but have bad credit. Is there anybody that ever got a loan with bad credit for a large amount of income. No Scams. Please. Only legit ... |
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 Is it better to pay off your balance or to get a payment history established? |
| Soon I will be making more money and will easily be able to pay off my creditors but I have poor credit right now. Is it better for the credit report if I pay them off in full or if I just ride the ... |
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 How long before you can start applying for other credit cards if you barley got one a month ago? |
| I want to get another credit card from like best buy are some where and I barley got mine like a month ago, I paid it off and i want to know how long i have to wait before i get to "build my ... |
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 Poor College student being sued by credit card company? |
| I'm a 24 year old college student that stupidly got a credit card, maxed it out, and then couldn't afford the payments. I stopped paying and just found out I'm being sued by the credit ... |
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 Are credit cards really necessary? |
| We all earn, and cant we regulate our expenditure within our stipulated earnings rather than falling into a debt trap........ |
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 My first credit card? |
I want to apply for my first credit card.
- I applied like 2 years ago for one and got rejected because i didnt have enough credit history
-I bought a new car ( my mom is the cosigner but ... |
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 How does paypal work? |
| we want to set up an acount and want to find out how it works with ebay and in ... |
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 Which credit card is best for me? |
| I'm an 18 year old college student with virtually no real credit history who wants to build up my credit fast. I make about $600 a month and about $400 of that goes to bills. Which credit card ... |
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 I have too many credit cards and owe a lot on all of them, Please help.? |
| I was thinking on calling a company that I saw on TV that helps you with that problem. They pay off all your credit cards and you pay the a low monthly payment. Is that a good thing to do? Has ... |
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 I am in desperate need of a loan to continue paying my mortgage and take my 9 year old daughter on holiday? |
| I have been cheated out of a £10,000 payment owed to me through work,there is not much i can do about it, i have future secure well paying work, its just a temporary cash flow problem. Who or where ... |
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 What should I pay off first, $8000 in credit card bills, or $5000 in hospital bills? |
| I'm graduating this fall from college and I really want to get out of as much bad debt as I possibly can. I anticipate earning approximately $10000 at my summer job and I'm unsure of which ... |
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karlos | How can I get a credit card if I have a bad credit history? |
I have just moved home and don't owe anything from this address.Are there any companies out there that are easy to get them from or are there any tricks you could share with me? |
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Laural
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pay your bills. |
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xenobyte72
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I have the same problem, no one will give me a credit card. But you really don't need one, unless you are buying a house.
Personally I think it is wrong that we are being forced into this by the media and other services.
I think if I had a credit card it would do more harm than good as their interest rates are so high, even the more reasonable ones.
We would be better off disciplining ourselves and tightening our belts, then saving for what we really need.
Sorry, I didn't suggest any tricks
Try this, don't buy anything unless you absolutely need it.
Don't go out, if you want a drink, go to the supermarket and invite friends round.
Watch more TV, a social life costs money.
Take up some hobby, like sketching, or modelling for when you get sick of tv.
Get some old second hand games consoles, they are dirt cheap, the games are dirt cheap and they are as much fun now as they were then. |
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fantaBOY
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store cards,
riches, walmart, homedepot, home base, etc etc
start from there
then the big ones will contact you themselves |
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purple_puke6
 |
banks &finance companies do background checkings based on ur I/D number, not address. so if they're being very strict, they can still track ur background no matter where u move to. however, credit card wise, a lot of banks are realy into the credit card business. so, they just give away cards without the strict checking. they only check your pay slips and /or banking statements. |
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k9counsellor
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It depends who does your credit check! Some are made using your name, others using the address. I know that because and although my son never had any difficylties with his account, he moved to a new flat for a while and got turned down for credit because someone at the address had left a trail of debts! Although my son didn't know previous tenant ... He had to re apply using my home address.
I think the best way for you is to speak to your bank, tell them you haven't a very good history but things have changed, you now have regular income (And can prove it).
Whatever you do ... I would ask you to please not accept a credit card from some companies offering you credit with a bad record. They are sharks and should you find yourself unable to keep up with repayments, could double what you owe. So please be careful, try to rebuild your credit score.
If you visit the Rights Office they'll give you a list of credit check companies. Some of them charge you a fee to check out your history. Any debt you have settled in the past might remain on your history so you need to contact the credit check company again, show you paid and for another fee (Yes i know it's appaling) They remove your name off the black list.
Sorry but there is no easy fiix. |
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MSMORTGAGE
 |
There is a website call Confidential Access, every trick in the book is available. K How to start again and not leave a footprint - thats the trick, it can be done. |
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Pat
 |
firstly u will need to get on the electoral register,...without that..u wont get credit from anyone... |
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ptdemon
 |
yes you can there are lots of companies that will give you a credit card with bad credit but be prepared to pay very very high interest rates. which can be anywhere from 30 to 90 % i have even seen one with 100% interest. Best way to get your credit rating back up is to spend say 30 quid a minth on your card then pay it off straight away! |
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stanleys_2001
 |
There are many companies that SPECIALIZE in giving credit to people with bad credit scores. They employ a variety of techniques to "hedge their bet"... including but not restricted to large interest rates and small credit limits.
Some of them are "okay deals" others prey on the misfortunes of others, so be careful.
I would start by contacting: Consumer Credit Council, and see what they suggest.
Good luck |
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nkellingley@btinternet.com
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Capital One will give you a card even with a bad credit history - but they give a very low spend limit and charges and interest are very high. |
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umdanddvd
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click on my pic use the link on my profile
here is some text straight from their site
We have over 50 Banks & Companies that offer Bad Credit Unsecured Credit Cards and Merchant Cards to people with good credit, no credit, bad credit, or even a bankruptcy. - NO SECURITY DEPOSIT. Apply Online. You can get started right away |
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Crystal
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You can get a credit card if you have a bad credit history. However, they will be able to check your record and certain credit companies do actually target people like you with bad credit history. Due to this, their interest rates will be extortionately high.
There are lots of tips and tricks, so to speak, to actually reduce your payments if you're still in debt. |
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Buster Van Buren
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It doesn't matter where you live. It's tied into your social security number. The best thing you can do is get a guaranteed credit card. In other words, you deposit $500 in a savings account with that company, and they will give you a $500 credit line. Build up your credit with that, and wait for seven years for your credit to clear up. |
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Jeff J
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get a secured credit card |
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Mug1977
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No way to settle your previous outstanding balance and then apply and pay your bills regularly. |
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kammyno1manufan
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erm let me think.....u cant |
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Joe King
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If you are so desperate to get a card this explains why you have a bad credit history |
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Brian R
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Always the Glove Compartment. |
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DANNYBOY
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Get someone to sign you onto their cc |
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