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 If I have no credit, will I be approved for a credit card? Also, if I am approved, when will I find out?
Will I just get the card in the mail? How long does that usually take?? Also, will I be able to use it as soon as I get it?

Sorry for all the questions, Im just really curious!!! I would ...


 Whats a good beginner credit card?
i dont have any credit history and i want to start building up credit. whats a decent card i shuld apply for that wont change with 200 bucks in activation fee's....


 What would you do if a family member stole your credit card?
I have a credit card that was expired and I was paying it off. I had it almost completely paid off. I realized that I never got a new card in the mail but I didn't worry about it because I just ...


 How do i use a credit card???
If i get a credit card do i have to pay for it??? And if i get one and never use it do i have to pay for anything still??? What i gotta do to get one?
Additional Details
Hey yall should ...


 Was there credit use before credit cards???

Additional Details
if you can pls explain your answer....


 How to get items removed from your credit report if they have been on for 7 years or more?
Don't the creditors have to remove items that have been on 7 years or more?...


 How can i get a home equity loan or line of credit to pay off debt,i have delinquent payments on some accounts
I was recently divorced, my daughter is in college. I fell behind on some payments on my credit cards in an effort to support my daughters educational needs. I have two homes with approx. $70,000.00 ...


 Should my partner declare himself bankrupt?
We aint married and we don't own our own house but we have 2 children together. He owes over £15,000 to one company. By going bankrupt will it affect us buying a house in 5 years time? Will my ...


 How old does a debt have to be, before you are no longer legally bound to pay it?
I remember hearing once that a debt after a certain amount of years, is moot. Does it depend on the state where the debt occurred or you current state of residence?

I heard that collection ...


 How bad does your credit rating have to be before u are refused credit?
havent got any ccj's or anything but have had one or two late payments this year. how much can these effect ur credit score....


 Why do so many people keep going into credit card debt?
Question? What makes people keep using them when they see the destruction it is causing?

Many people, mostly younger folks and women, have so many credit cards they end up in severe debt ...


 Buying a home?
I was wondering if there is anyway to get a mortgage based solely on cedit score and not have to provide employment info?? (Wouldn't mind if rate might be higher) THANKS!!...


 How do I get my credit cards to lower their interest rates?
my APR is anywhere between 23 & 28%. Very high!! But, I pay all my bills on time and always pay more than the minimum... is it because I have more debt than capital? Is there a plan where I ...


 Someone used my address now a letter demanding money has come for goods not paid for - not in my name though?
...


 Paid online surveys?
Does anyone know any good sites were I can actually get paid for doing surveys?...


 Is it possible to use a Debit card in place of a Credit Card?
I want sign up for officelive.com but don't have a credit card. Can I use a Debit Card... would it work?

What about other transactions on websites?? I wish we could use debit cards ...


 Can they send you to jail for not paying your credit cards?
...


 Bad credit score! how do i get it back up?
My credit score is very very very low. How do i get it back up? Should i file for bankruptcy? I have alot of credit card bills, hospital bills, child support, repo and a few other things. If you ...


 How Do I Repair Credit After 7 Years of Delinquency? How Long Does It Take?
I asked the question as part of my previous one, but I'm hoping ot get more responses please....


 Can provident loans take me to court?
I had a provident loan of £400 (with interest it was around £600) I paid it for a bit now stopped it as I cant afford it. Its been over 2 years now and they are demanding the £450.00 left or take ...



u_straughter
How can I get a credit report with out paying online with a credit card?
                     
 




Angel H
Rating
go to www.annualcreditreport.com you are allowed one from each credit bureau per year. and you dont have to pay to print it or view it


stumble_bee
Rating
According to the fair credit act, you are allowed to get a credit report for free just by asking. All you have to do is call equifax 800 number to request it.


paike
Stay away from freecreditreport.com.

annualcreditreport.com is the best way.


sharhutton
you can get a free credit report if you call there are 3 main company's call and tell them you think some one is trying to steal you Identity. they will send you your credit report from all 3


georgiany511
https://www.annualcreditreport.com/cra/index.jsp

Its free


mentalben
AngelH hit it ont the head. You can get one annual report from each of the credit agencies. Just call one up every 4 months, and you have free credit reports for life.


readingnut
We are all entitled to a free credit report at least once per year.This is my understanding and and I,by the way need to do the same thing. You can call your local bank and ask for 1-800's to call. Don't pay for anything you don't have to.


wwr2auuj
good luck. you could try a local bank. some banks give you your free credit report and can help you establish a better credit. that's how i did it. also try freecreditreports.com.


kldlcarus
Rating
freecreditreport.com or annualcreditreport.com they can give you one free report a year. It may go against your credit score though.


gemini_plays
freecreditreport.com


cln315north
The FCRA passed a law about 2 years ago that said consumers are eligible to receive one free credit report per year for all three credit bureaus. The law also stated that there had to be a universal place for consumers to go & get this report. That place is annualcreditreport.com. You can get Experien, Equifax & TransUnion all at once.


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