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 Can Creditors Take My Benefits and Assets?
I'm aware that creditors can place lawsuits for not paying them, they can also garnish paychecks in an attempt to recover the debt.
But can the creditors seize homes or cars that have been ...


 How can I get a collection agency to agree to take a item off my credit report?
I am trying to get my credit in better shape so that I can buy a house. I made deals with a couple of collection agencies. I told them I would pay in full if they would agree to take the items off of ...


 I need help with my debt consolidation.?
I recently got married, so now we have his credit card with a large balance, my credit cards (2) have all the wedding expenses on them, and we other misc. cards for smaller amounts. The total amount ...


 How do I get a refund for $498.00US that was debited out of my credit card from a vacation scam? Please help!?
I replied to a pop up: 06/05/07..You have won a free vacation good for 1 year from Summer Bay Resorts. at 888-782-9847 FL . Since our group of Landsailers sail 2x per year at Ivanpah Lake, Primm in N...


 How can you get a loan for a business with poor credit? Is there any help?
I am interested in opening my own child care center but my credit is not so good. I don't need much.
Additional Details
I have been in child care for 13 years. I have managed a ...


 If an attorney sends a letter concerning a debt u owe what does this mean?
...


 How should I use my credit card?
I recently took a new job. I'm out of money so I have been using my credit card for everything like gas, cigarettes, fast food, coffee. Pretty much a lot of little things that add up to about $30...


 Credit card debt/ credit score?
i had 8 credit cards, now i'm down to 2 plus a student loan. is this improving my credit to get current and then finally pay these creditors off? they all were at collection agencies, i got them ...


 Can a creditor sue you a month before the statue of limitation runs out?
I'm being sue from a creditor 1 month before the statue runs out is this possible....


 Dept management plans?
Has anyone been on a dept management plan ? How do they work ? And how does it affect your credit? ...


 How to handle credit card debt the best way possible???
Okay, here's my situation: I have 7k I put on a 0apr till 08-08 but my husband's is out of control. He has three cards totalling 22k alone. One is at 4% that has the highest balance the ...


 No Credit history and looking for a credit card to build credit history!!
I have been searching for a credit card for a long time now that would let me build my credit. But the problem is that I have no credit history(unestablished). My husband and I have decided that a ...


 Just opened a macys card and got a question?
Hi, I turned 18 on September 16th and opened a student credit card issued by citi, and then the other day I went shopping, and saw with a macys card u get good discounts...was that a good idea on my ...


 I am applying for credit cards and always getting rejected, is there something that I might be doing wrong?
I am 18 and employed with a bank account and debit card. I want to have a credit future so I can have some credit history! Please help me.....


 Why won't my auto loan get refinanced?
I have a loan through Chase bank. We have paid the loan payments and added a bit to each payment to pay down the principal. I have had the loan for 10 mos. at 18%. My credit was terrible when we were ...


 Should I try to negotiate a lower interest rate on a credit card?
I am in the process of paying off debts (thank you Dave Ramsey), including a credit card with about $9000 on it. I am able to make the payments and I am current. Despite this, a lower interest rate ...


 Where can I get a credit card for 1000 or more?
...


 I have credit card debt and the credit card companies are threating to take me to court. Can they do anything?
I am thanking about going bankrupt and I have talked to a lawyer and he told me not to pay anything. I was just wanting to know if they could do anything. I know they can take your wages. How long ...


 Is it wise to pay off a debt to a collection agency once the debt from the credit card company is charged off?
Given the fact that a charged off credit card account stays on a credit report for 7 years, should a debtor make attempts to pay off the debt sometime soon thereafter the official charge-off in good ...


 Maxxed out?
i have six cards that are almost all maxed out from college and moving and eating out....i want to buy a car in 6 months ..whats a good plan of action to pay off 2500 in credit card debt and still ...



Carol T
How can I get a debt consolidation loan in Rep. Of Ireland with bad credit history?
Want to wipe the slate clean but having trouble getting loan. Not a homeowner.
Additional Details
Can I please stress that only Rep. of Ireland related sites are of use? Unfortunately the US and UK options will only lend to US/UK residents. Thanks!
                     
 




ANF
Don't even start on that course of action as you will be in debt for ever and a day.
Go to your local Citizens Advice Bureau and they will help you with sound advice to clear your debts.
A consolidation loan does not wipe the slate clean it makes the slate more full and costly.
Best of luck and do take expert advice before you take out any loan.


werzrosn
try this! http://www.jdoqocy.com/click-2059927-10393223


icewitch54
Rating
Don't go that route..........if your credit history is already poor they'll fleeece you. Try Citizens Advice or debt counselling. There are other avenues.


sophieb
Rating
consolidation loans are bad.
Set up your own budget...figure out how much you can pay per month and pay them all off. If you have to then get a second job. Thre is no way to wipe the slate clean. You still owe it and will always owe it, as long as you opted to take on the debt from the start. Cut up your charge cards or put them into the freezer so that if you go to use them you will have time while they thaw out to think of the fact that you are causing yourself more harm by using them.

Usually if you own nothing, no bank or loan company, or even people for that matter will give you a loan. They want collateral.


ms_lees
HI, If you are employed with proof of income then Welcome Finance would look at giving you a loan. I don'w know where in Ireland you are but if you contact the Belfast office on 02890245635 they will be able to provide you with details of an office in your area which can process your application for a loan.

Good Luck.


Business Opportunites
Rating
We are desperate for people in Ireland who are looking for an extra income. Why not use your spare time to earn extra money 300-400euros and pay off the debts you have rather than make them worse.

Let me know if I can help.

Best wishes,
Ivan
Second Income Consultant - FREE Consultations.
info@liveadreamlife.co.uk
https://liveadreamlife.wordpress.com/ - Blog
http://www.liveadreamlife.co.uk - Website


Justin
hi, so far I have done good progress with this:
http://debt-consolidation.50webs.org


gabriel s
Rating
Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation.htm

if it helps kindly remember me in your voting!.. cheers!


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