 What is "APR" in reference to my credit card? |
I just got my first credit card, and it says my APR is 21.99%.
My boyfriend tells me that whatever I buy, I have to pay 21.99% of whatever I bought to the credit card company...which ... |
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 My fiance and I want to get married. I have a 40k student loan in default. Will this affect his credit? |
| I am working on a payment arrangement for the loan. My credit is shot. What affect will this have on his credit? He is a business owner.... |
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 Why can't i get a credit card? |
| I'm 18 and im finally able to get a credit card, wat wood be a good interest rate, the 1 i looked at was like in the 17-20 percent rate, i tried to get a walmart card and even at walmar tthey ... |
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 DEBT: I owe $8879 how should I pay it off??? |
| Student Loan: $2625, Best Buy Card: $2029, Old Mastercard: $2871, Old car loan: $1090(it was reposed and this is what they want from me b/c it didn't get full value at auction), Hospital Bill: $2... |
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 Capital one credit card? |
ok i have a question for people who have capital one and have went through the same thing, or even better yet, someone who works there.
me and my husband have awful credit, well capital ... |
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 Credit card limit? |
| if you have reached your credit limit ..but use the card again..will the transaction go through?... |
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 My credit card company has charged me £12 late payment fee even although I sent the cheque in plenty of time. |
| When I called them to complain they claimed the payment had now been received but due to the christmas post and the days the bank was closed over the festive period that my payment had been delayed ... |
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 Credit Score, Good/Bad? |
| Ok I have one credit card with a limit of $500. I've had it since February 2007 and have been paying off bills fully and early every month. My credit score shows 723. Is this good/bad/alright?... |
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 Credit card question? |
| I currently have a credit card that was always paid on time, I sent money last month and there saying they never recived it and is asking for 200 in overlimit charges. They have always had high ... |
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 Im getting married soon and desperatly need a loan, got real bad credit, and bank refused, any ideas?? |
Additional Details
ok so for all u pple giving me stick about getting married when financis are no good, 5 years ago, after a divorce and death of my baby i suffered a nervous break ... |
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 I would like to get a credit card? |
| I'm a full time college student and would like to start earning credit for later in life. I don't have any student loans that will earn credit (have a full ride). My sister mentioned ... |
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 Does marriage effect good credit? |
| I have great credit, my boyfriend on the other hand has very bad credit. We have been talking marriage for quite some time now and always just thought that with the current situation we would use my ... |
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sultry_pickle | How can I get credit when no one will approve me for anything? |
I can't get any loans or credit cards or anything due to lack of credit. I put down a $300 deposit on my cell phone but come to find out they don't even report good payment. |
 |
 
SPIFIMAN1
 |
Get a secured credit card or if one of your parents has a credit card with a good payment history? Ask if they will add you as a authorized user.
You don't even have to ever touch the card. What will happen is the good payment history will appear on your credit and after 5-6 months your score will go up considerably and you can then get a decent card of your own. |
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estrella
 |
try to open a bank account first |
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twv706
 |
I have listed a resource below for a list of credit card compnaies that issue secured and unsecured credit cards to people with bad to no credit. |
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antivinegar
|
this site maybe able to answer your questions.. http://www.helpgetfunded.com |
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wizjp
 |
Probably going to have to start with a secured credit card. |
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beauty s
|
get a unsecured credit card from orchard bank; i just got mine this week |
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msprettyfoot
|
You can start by getting a pre paid credit card. I started buying books and cd's through the mail. That might help you. |
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meg3f
|
A couple of suggestions are, try for a store credit card, (Sears, Penny's etc) or go to your bank, where you have your checking account or savings account. See if you can get a small loan, then make sure you pay it back, ON TIME. You may have to do this more than once, but if you are diligent in paying everything back, on time, you will be able to get one. |
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tinaroonie
|
I had the same problem when I first moved here. I couldn't even get an apartment. I was lucky that I found my first landlord who understood my situation, since it was similar to his, and I was able to start renting a place. I got a bank account set up, and was denied all sorts of credit cards, I think I tried about 5, before I was told about secured credit cards through my bank. The way those work, they take money out of your bank account and hold it, as collateral for your credit card payment, so if you default on a payment, they can use your money that they have, to pay for it. I did that, I put $1,000 towards my card, and then after a while, they upped my spending limit, to $1200 first, then $1500, and then after about two or three years they unsecured my credit card, and I got back my $1000 (or did they use it to pay off the balance on my card?? I can't remember.) Now I have a $2000 limit on an unsecured card. I also had a hard time buying a car without credit, but I was lucky, a friend of mine, her husband co-signed for me, so his name was on the title together with mine, but I paid it off. I still don't have a lot of credit, with one car paid off and one line of credit on a card, but something is better than nothing. Just slowly try building your credit, pay bills in a timely manner, try not to get overdrafts on your bank account, and you'll do fine. Good luck. |
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indronil s
|
You can go for a credit card fast. Try to pay the bills on time and it will help to build up your credit.
To know more you can visit
http://creditcardbiz.blogspot.com
and
http://onlinepaymentoption.blogspot.com |
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Still reading
 |
Try store credit cards to start. They will generally open an account quite easily with a very low limit--maybe $100-$200. Then buy small amounts, pay off every month, and get another card and do the same thing. In a short time, you can get a secured Visa account if you're in a rush, or wait until you've built good enough credit to qualify without a secured card. |
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pranja
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Best credit is money in the bank.
No interest or late payments.
Credit is a scam |
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The Not-Know It All
|
Have you asked your parents to co-sign with you? I had to do this for my first credit card. We agreed on making the limit low (like $300) but after a year of paying it off every month, it really helped. |
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