 Where's my wallet? It's been missing since last Thursday? |
I'm hoping there's some psychics out there.
Additional Details
I looked in the dryer and washer already, and I'd already gone through all my clothes... no dice... Checked ... |
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 How do i find a loan shark? |
hiya
im wondering how you can find a loan shark...? im trying to get a loan but cos of bad credit caused by my ex im finding it hard to obtain a loan for 15,000.
i know what ... |
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 Is this telephone abuse and if so what can I do? |
| is this telephone abuse and if so what can I do. I called the cable company and asked them about my cable, and this girl said if you want your cable like that it on you. then she kept sceaming at me ... |
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 Credit cards after bankruptcy? |
Please do not judge me or post nasty comments about bankruptcy...
My husband lost his VERY good paying job and could only get a job paying about $50,000 less. We got into a bad spot and ... |
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 Should I file Bankruptcy or pay my debt? |
I am about 30,000 in debt, mostly from credit cards.
I was married already when the debt occured but they are all in my name, not my husbands. This weighs on me alot. I stopped paying on ... |
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 Actually, I had an interviewer ask me if they could check my credti??? I just said politely.. Why would? |
| you want to do that?...They explained it is policy and so forth...so my answer was No...I said it very nicely...I was SHOCKED that they wanted to go into my personal business????...My credit is fine.... |
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 When I try to add my credit card to my paypal account it keeps saying it is already in use by another account? |
| At first I was just using my paypal account to buy things on ebay; I was not selling anything. Then I wanted to sell something, but ebay said my email address could not be confirmed, so I had to ... |
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 Desperate for cash please help!!? |
| I've just found out that my newly aquired husband comes along with alot of debt..I need some ideas of how to make some extra cash..I've done the ebay,online surveys and I've already ... |
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 What Happens if I stop paying on my car loan? |
| Back in March, I purchased a car from JD Byrider with 22 % APR...( I know, I know). A week ago, I was in an accident, (a hit and run), so I didnt get any license plate numbers. As a result of the ... |
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 How old do you have to be to apply for a credit card? |
| How old do you have to be to apply for a credit card? (Discover, American Express, Visa...)... |
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 Can I use more my debit card and spend more that what is in my account? |
For example, what is I have 5 pounds in my account, but I want to spen 10. Will my card work?
I know there is the risk of overdraft, but I need to spend the money today and I will put it in ... |
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 Do you think there should be harsher laws with people with delinquent debt? |
| Ok here is the thing, i see people owing thousands of dollars in debt and get away with not being forced into paying it. For cc companies/collection companies dont sue because its too much hassle ... |
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 What's a good way to build credit, when you have no credit? |
I tried two department store and I wasn't approved because of innsufficent credit.
So what is a good way of getting credit?
I was wanting to get one item at a time and pay it off ... |
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 Took phones as I knew I am leaving for good.? |
| I am leaving London for good.But I live in one of the EU countries.I have 5 contracts. All with different companies.one from "carphonewearhouse",another from "phones for you"...... |
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 Is it better to make the min. pymt. on c.c. ? |
| I'm trying to build my credit and I was wondering if I should just pay the min. payment due, or if I should make a bigger payment to kind of show "good faith" , so to speak.... |
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 Can i get an auto loan? |
Im 17 with no credit, just got a job at McDonalds; havent had a Real job before that except for mowing yards, yard work etc,
I need $8000 for a car i want; and my parents could co-sign, ... |
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jeanpoling | How can I get my credit card paid off? |
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Maggy G
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Get a debt consolidation loan. Your payment will be lower: |
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jezbnme
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go to your credit cards website and set up automatic payments to be made on every payday. if you get paid weekly set up a weekly payment. it hurts your pocket less to pay out 100.00 a week then 400.00 on the due date. plus ypu reduce the chance of a late payment fee or over limit fees. make it as much as you can afford to pay out of that check this gets in more than one payment a month paying it off faster and reducing finance charges. if you owe 2000.00 on your card and make only the minimum payment it will take like 20 years to pay it off. so make payments as often as you can as much as you can then put the card away so you don't have it with you when you are out. |
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Slimboogy
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Pay more than the minimum every month on time and quit using it. |
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kassy kemp
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Credit card debt elimination can be done with a good plan and a little patience. The important thing is to find what works best for you and stick to your plan. The rewards are well worth it and you'll save yourself a lot of money in the process.
You can choose to either start paying off the credit card with the highest interest rate first or you can get rid of the credit cards with the smallest balance first. The important thing is to know exactly how you are going to approach your credit card debt elimination before you begin.
First, set a realistic budget for yourself to lower your spending in all areas and stick to it. Living by your budget will help you pool your available cash for your credit card debt elimination plan.
The most important you must do immediately is eliminate your credit card spending. You can never succeed with credit card debt elimination if you continue to add to the outstanding balance. The interest on that debt added with a climbing balance will make credit card debt elimination impossible.
It's important to pay your credit card bills on time and always pay more than the minimum payment on the bills you want paid off first. Paying the minimum payment doesn't eliminate that high credit card interest rate. That's exactly what the credit card companies want because they are making a killing off of that interest.
If you are concentrating your bill paying efforts on one bill at a time, then you should still pay at least the minimum on the others. Once each bill is paid redirect your resources to the next bill so your credit card debt elimination can become a reality.
read more about it at: http://www.card-gallery.com/article/69,Credit_Card_Debt_Elimination |
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kissmymiddlefinger
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Like all of the other posters stated, DO NOT USE YOUR CARDS ANYMORE!
Next, take inventory of your life.
Is there a way that you can cut a few more corners? If you are going out to eat 5 days a week why not take your lunch and go 2 days a week. When you are out, instead of ordering a soda order a (free) water. For example, When I go to Mcdonalds I get a side salad, a cheeseburger and a water for lunch ($2.00). Instead of a 'value meal' which is around $4.50.
granted, we are only talking about $2.50 but over the course of a year this is $130.00 if you only do this ONCE per week. Do it twice and it is $260.00.
There are other ways you can cut costs.
On sundays you can get the paper and make a list regarding what to buy from where buy viewing the sales inserts....on some items that you use you could save $20.00 ever week just getting things that you would NORMALLY Get on sale.
Each week a gallon of milk can be had for $1.98 someplace. If I dont get it on sale it is $2.59 to $3.19. Again this is not a big deal to most but since I need TWO of these per week, I am getting quite the savings by getting them on sale.
**********
Look thru your closet and see if there are things that are in nice condition that you dont use anymore. Try putting them on ebay to earn a few extra bucks.
I have sold a few things that my children have outgrown. I have made up to $400.00 in one month. This will make a nice dent in the bills.
WHat about having a garage sale if ebay is not your thing.
Call up your friends and family and have a garage sale.
It is a great thing to do on a saturday morning and you can make a little money doing it.
Buy some hotdogs, buns and chips from sams club and make a small profit on selling lunches during your garage sale too!
Can you contact bank of america and see about getting the zero transfer fees and zero interest (for 12 months) credit card.
The first step is the hardest and you have taken that step. The rest is not easy but it can be done
GOOD LUCK! |
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cajohnson667
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Pay it! |
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kit
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Pay more then the minimum or get a second job. The more you earn the more it is reduced. Cut those pesky things up. |
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jessigirl00781
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Pay just alittle more than the minimum payment every month and stop using it. |
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kja63
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Stop charging on it. Close the account so no new purchases can be made. Make monthly payments on time, every time. Always pay more than the minimum amount due. Try to pay at least double the minimum due. |
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Dmoney25
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start a business or get another part time job and put all the money from the Part time job into your debt |
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I want my country back!
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Pay twice the monthly payment. It pays it off a lot quicker. If you have more than one card you can follow this plan:
1.You pay twice the amount of your monthly payment on your lowest balance card. (If your payment is $20, pay $40)
2. Once that card is paid off, you take all the money you were paying on your first card and apply that payment plus the minimum monthly payment for your next lowest balance card. (Take the $40 and add it to your minimum $20, so you are paying a total of $60).
3. Keep doing this until all your cards are paid off.
You can also look into a debt consolidation loan (if your credit is good) or a debt counseling company (like Family Credit Counseling Service). They negotiate with your creditors to lower your payments and interest rates and then you just make one monthly payment to them.
You can also set up better payment plans by calling your creditors. They will work with you to make it easier to pay your bills. |
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j13
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how may do you have and how much are they pay them on time I need also to pay them off too I am just doing them one at a time |
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ladywildfireok
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Pay more than the minimum required and cut it up so you can't use it! |
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ktskins
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Pay more than the minimal balance that you have to pay. Do not use it for gas or food. Use it for furniture and clothing (if truly needed). |
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