 Capital One Platinum Visa credit card? |
I have a capital one Planity credit card, they gave me a $2000 limit, I'm a college student. My interest is around 20%.
Does anyone else have the Captial one Visa Plantium Credit card and ... |
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 Help - A collection agency is trying to strong arm me!? |
| I've been trying to improve my credit, but with lots of old bills and living paycheck to paycheck, I have a ways to go and it's going to take some time. An old Visa account of mine was ... |
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 Would open up a new line of credit, i.e. credit card, loan, etc. hurt my credit score? |
| My current credit score is mid-500. We are planning to purchase our first home in the near future.... |
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 Is it bad to sign up for credit cards just to get rewards points? |
| I sign up for 5-10 credit cards a year solely based on the fact that they'll give me $50-$100 in rewards points for using it once. I pay my balance in full every month. Is it hurting my credit ... |
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 Bankruptcy? |
| i have recently been imformed that the tsb are gonna try and file for my bankruptcy,if they get it does that mean al my other debts will be non payable as i would be ... |
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 If i get a £6,000 loan out NOW will it affect me getting a mortgage in 18 months? |
| I may have to get a loan out but i will be able to apply for a mortgage on the keyworkers scheme in 18 months. I was taking out the loan to pay off some bills abroad. I only have one credit card with ... |
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 Credit score issue? |
| I need to buy a car ASAP and im scared my interest rate could be high b/c i have an unpaid charge from years ago due to a bill never arriving (i was living in someones home and they said they never ... |
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 Have you ever maxed out your credit card? |
| If so, how long did it take you to pay it off ?... |
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 I want to get a bunch of credit cards, which ones? |
| i want to apply and get like 10 credit cards, what are some of the best places to get them?... |
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 Where do I cash this check at? |
| I was wrote a check from someone who lives in Vermont & I live in Oklahoma so we don't have that bank down here. Can I cash the check at any bank or what?... |
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 Will paying my credit card in advance not improve my credit rating? |
| I generally like putting money on my credit card before making expenditures, as this ensures I won't get charged any interest on any amount and that I can actually afford whatever it is I'm ... |
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 Why do credit collectors have to be rude? |
When I answer the phone and they are rude, I just write it off and refuse to pay. It seems if I could have paid on time I would have - however once they are rude, I am basically done.
I ... |
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 Whats the fastest and guarenteed way to get a loan? with bad credit....? |
| i went to court the other day and they said i had to pay some tickets off within 2 months. the total i have to pay is about 4000.00 dollars. is there somewhere i can go and get a laon? i tried my ... |
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 Does too many credit checks affect your credit scoring? |
| I've had a few credit checks done recently when shopping for loans and stuff - can that affect your overall credit scoring - cos other than that my history is near on perfect so i don't ... |
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gottaspider | How can I get out of debt? |
I am swimming in credit card debt. I've got creditors calling my house and on some cards I can't make the minimum payment. I feel like I will never ever be good with money. |
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Pravda
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Tackling your debt can be daunting...I know! Just take a relaxed/calm approach. First, you need to invest in a 3 in 1 credit report so that you can build a payment plan of action. After that you need to write a letter to each creditor that is calling you and advise them that they can only contact you by the US Postal service...the letter must be notarized. On my yahoo answers profile you'll find a link that can help you repair your credit.
Best of luck, |
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Carl M
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1) cut up credit cards
2) consolidate debt
3) live frugally, pay off debt
4) learn that your are not entitled to jack **** in this world and that you have to EARN what you purchase. |
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Sherri M
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Go to a credit union and open an account and ask for a consolidated loan.
Consumer Counseling Creditors, look them up in the yellow pages! CCCS. They work for the credit card companies, they should help you out for a minimum fee.
Consumer Credit Counseling Service of Dallas
... of Greater Dallas, Inc., CCCS, debt management, financial education, credit ... CCCS will be closed in observance of Memorial Day on Monday, May 28, 2007. ...http://www.cccs.net
Also http://www.ditech.com consolidates debt with house mortgage update. |
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LB
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If you want to try to tackle this yourself there are a few things to consider. How many cards do you have balances on? How big are the balances? If you have a card that you could potentially pay off quickly , do it, that will be one less card to worry about. Then take the card with the highest interest rate and focus on that. Pay the minimum on everything else and pay as much as you can on that one until you get it paid off, then start with the next one. etc. If you truly can't afford the minimum payments on any of them, you need a professional to guide you. Talk to a credit counselor. |
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Curt D
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For unsecured debt there is a way to totally eliminate it and bullet proof yourself against lawsuits. It takes a lawyer to do it.
You can read more about it by going to http://credit33.com and following the debt elimination links |
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stopccdebt
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You might want to find a credit counselor in your local area that you can meet with in person. They can help you understand what options are available based on your unique situation. You may be able to get caught up with help without filing bankruptcy. |
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shyann
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first, STOP SPENDING! put yourself on a bubget. check out credit counceling in your area. they are a great help. Live within your means is the best advice to all! |
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David G,24 Rules !!!!!(Secret Service)
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Carl M nailed it !! Good luck !!! |
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blackkittycat
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You should consolidate the debt and make one low monthly fee. Remember once you considerate than don't use your credit cards anymore. Look up debt consolidation via the internet or maybe your local phone book to find a company near you. |
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june e
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Credit card debt consolidation adds up all your unpaid balances and converts them into a single payment. This payment is far lesser than each of the individual payments. When you finalize a plan with a debt consolidation company, the company repays your dues to your creditors. Then you make a single payment to the consolidation company every month. Your average new interest rate is much below the old interest rate. |
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Chris
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Go to your Bank and see if you can get a loan. The interest is usually less than half of the Credit Card Companies. Then just pay the Bank back. |
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