Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 HELP I owed a bank 650 dollars from 1998, its not on any of my three credit reports, am I off the hook?
As far as credit score goes am I off the hook?...


 How can I get a Visa card?
I'm 18 years old, just finished high school and frequently I find myself on the internet wanting to buy cheap things in the $20-50 range, and I was wondering how and if I can get a $500-$1000 ...


 As a 23 year-old with about $15,000 in student loans to pay off, what is the best way to reach a good credit?
...


 What is a good site to check out your credit score?
i was told that i have some debt in collections.. is there anyway to find out how much and from who?...


 I owe $700 to American Express, but I think the account has been sold to a debt collector-who do I pay?
Nationwide Credit wants the same amount, they are representing them, I think-I can still access my American Express account online-who do I pay to resolve this matter? Would it make sense to just pay ...


 Take money out of american express credit card?
how do you do that? do you use an atm ?...


 Can you really claim free gift cards?
I get these emails about claiming free gift cards if I participate in some offers. If I participate in the offers, would I really receive the gift card? Has anyone ever gotten one?...


 Is anyone responsible for my credit card debt in the event of my death?
...


 Is there any credit cards you can get with no credit?
My Credit is really bad from long ago. I am trying to pay it off an reestablish credit. Any credit cards i could apply for? Thanks!...


 Ms. Jefferson has been given a loan of $20,000 for a year. If the interest charged is $800.?
What is the interest rate on the loan?...


 I had a phone call from my credit card company yesterday...?
and they said they have blocked my credit card because they have reason to believe someone has got my details. what does this mean please? has someone stolen my identity? should i change my bank ...


 Where can a find a loan for about $2500.00 My credit is blemished.?
trying to get a loan to get a product ...


 I have bad credit and want to know if there is anyway that I could get a loan for a house?
with no money ...


 How long after bankruptcy will I be able to qualify for a home loan?
My husband and I are considering filing bankruptcy because of some past credit problems. I am in my last year of college, and I going directly into my master's which will take another two years....


 Can I get an auto loan with bad credit?
Ok, let me tell you my story-I have bad credit but NO DEBT. Before I joined the military, I payed my 2300 worth of debt off. That was about a year ago, maybe 10 months. Anyways, My credit is still ...


 How do you make your credit alot better in less than a year?
...


 How to shop for mortgages without dings on my credit?
I want to shop for mortgages for a new house without them needing to run my credit every time since having my credit run negatively impacts my credit (why is that anyway?).

How should I go ...


 How you can u fix ur credit?
would like to buy a house with my ...


 How do you get good credit?
i wanna know
does it work on how many stuff you buy and how quick you pay it ...


 I'm 21 and looking for car loan options...?
Does anyone have any advice for me? I'm 21 years old and need to purchase a new car. The only way I can do this is to take out a car loan. But I'm not completely sure where to begin....



Jean
How can I get out of the payday loan trap.?
I have fallen into the payday loan trap and am looking for a way out. Any advice will be appreciated.
                     
 




Relisis
you are screwed for a little while try to sell some of your stuff or turn your car into a taxi in your spare time rides from supermarkets stores ect. Sell some of your stuff. Go get some type of couseling sounds like you have allot of stress going on.


Also for some extra cash

http://www.freewebs.com/cashmail/


brett.brown
Rating
If you can get overtime get it. Put off any payment you can until this gets paid. If you have a car payment call your lender (ford motor credit or GMAC - whoever) as for a 30 or 60 day deferment. They will grant with no penalty, you just have to make the payments up at the end of your lease, the payments stay the same you just have to pay them later. If you have other loans ask them for deferments, even credit cards will allow you to miss a payment if you call and ask. Its going from worst to still bad but you can always pay it off with credit card and pay it down later. Overtime is still the best option.


roo
You wont like this but, stop in for a bit and dont go out to the pub or clothes shopping ect. and one word: Overtime! In a while you'll be o.k.


Scotsman
Rating
Get yourself on a monthly budget. Write down EVERYWHERE your money goes and then figure out what you can cut back on without causing any distress to you or your family. More pay is great, but I think if you could have been working OT you already would have.

You MUST cut expenses and get back on an even footing to get out of the pay day loan garbage. Even if that means sitting at home in front of the TV for a month eating soup. Good Luck!


milomax
I don't know if this will be helpful to you or not, but read the article below. It's about credit unions that have developed alternatives to payday loans and how they've helped people get out of the trap.

http://www.usatoday.com/money/perfi/general/2006-09-19-credit-unions-usat_x.htm


betitodetroit
you have to make more money, or reduce your expenses, or both. its just that hard, and just that easy at the same time. there are no ez answers


STEVEN F
Rating
DO NOT, under any circumstances get another payday loan. Late payments on nearly anything are better than the INSANE fees for the payday loans. Cut your expenses as far a possible and then cut more. If there is any way you can increase your income, even temporarily, do it.


Scott C
Jean,

1) cut your lifestyle to the bone. stop eating out, buying gourmet coffee, cut out the cable tv, etc.
2) get on a written budget
3) track your spending
4) sell stuff
5) work extra or get a p/t job

Visit my website and contact me directly for specific help. I teach a class on helping people get out of debt and would be glad to other more advice.

Scott.....


sexytrojan
Suck it up for the next few paychecks and pay them off.


Michael L
Sorry that what this country is come to feed off the poor!


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.034
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy