 Is there a way to know your credit score? |
| Do you know a site that i can see my credit score w/o a fee?... |
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 Why are banks in america are going bankrupt?? ? |
| just read about Lehman bro's bankruptcy filing>> i do not have deep knowledge of economics...so could someone explain to me in simple terms about the issue i have written>>... |
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 I keep asking this ques but no one is giving me an answer or understanding my question..? |
| i took out a car loan/financed in 2000, went delinquent in 2/03, it was repo'd in 8/2005. When does the SOL start ticking? 2000, 2/03, 0r 8/05? in what year will the sol run out?... |
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 Can I declared Bankruptcy? |
| I am thinking about declaring bankruptcy. I have about 10,000 in credit card debt. I am a full time student and I will be very involved on campus next semester. Is it a good idea to declared ... |
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 I have a credit card i dont use and probably never will,,,cancel it? |
Additional Details
i like the answers.. the card has a low limit and i have other open revolving accounts too (high limits)..so i fell its useless to ... |
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 Can I use my friends credit card without them being at the store? |
| She offered to use her credit card and pay half of the repairs on my vehicle. Neither one of us have enough credit to pay for the whole thing on one credit card. Now she can't come with me but ... |
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| How likely will a debt collector sue? |
| Ok i hear lots of diffrent things. I hear that they will not mess around with amounts for under 7500. It cost too much for them. I also hear that it is under like 500. I opend a credit card and ... |
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 To get credit card? |
| i used to live with family, now i moved to my property last month, i never apply for credit card in last 5 yrs but i have my credit history, so is it possible to to apply for credit cards..when i ... |
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 I have $6,000 in credit card debt, what's the best thing to do? |
| I can't get a loan because I don't have any collateral. What' the best thing I can do? Should I get a balance transfer or is there any way I could get my credit card company to lower ... |
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 Credit history? can i pay a company to fix it? |
| Is it possible to pay a company to remove bad credit listings on my credit rating?... |
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 How can you get a checking account when your credit information says checking account abuse? |
| Okay this wasn't my fault but we had a joint account and we where hurting financially and my husband NOT me wrote some bad checks. We payed off the account and all the fees but now when I tried ... |
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 Is it Illegal? |
| I have heard that you can contact creditors and make "pay to remove" arrangements with them by a lot of different sources but when I went to contact the creditor at first the acted as if ... |
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 Why file for bankruptcy when your credit rating is already bad by not paying up in the first place? |
| Example: am in debt of £6,000 for about 6 years now, i keep getting letters saying i must pay for 6 years now, but i know my credit rating is bad so what difference wud filing for bankruptcy make, ... |
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 What should i do get a loan or a credit card? |
I need about 800-1200 ASAP to pay off college buy books and other things.
what can i do to get the money fast with less fees ect.
what do you ... |
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John H | How can I improve my credit rating? |
I owe lots of money toward bills(such as utilities) and credit cards. I just got a nice chunk of change from my tax return. How do I get my credit rating up without going broke? Or is it wiser to just pay off my bills all at once? |
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Laissez-Faire Guy
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First, pay all your overdue bills and make them current.
Then, whatever money is left over, put towards your highest interest debt.
In your case, two factors make a big difference in your credit score.
Paying bills on time is the most important factor in your credit score.
Next comes your overall credit debt ratio to total credit available. Paying down debt will reduce that ratio. That too will quickly improve your score.
Anna Banana gave you really terrible advice. First Freecreditreport.com is no such thing. You'll have to sign up for some credit monitoring crap. www.annualcreditreport.com is the only true source to check your credit reports for free, once per year.
Secondly, disputing all items on your credit reports is called FRAUD if they are legitimate items. You want to be a criminal? From your question, it sounds like you want to get on the straight and narrow, so don't listen to her. |
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SPIFIMAN1
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The only one here who knows what they are talking about is laissez-F...guy. Ignore everyone else. |
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chelebeee
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Pay off whatever you can and cancel the credit cards as you pay them off. Keep one with a somewhat low limit in case of emergencies. |
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D.J.
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Pay off your bills first. Start putting something in your savings every week after that for emergencies. Then take out a small loan or finance something and pay it off early. Get youself a budget and stick to it.... |
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chief_eagle_wing
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Your credit rating is based in percentages on the amount of debt you have. http://www.daveramsey.com/ |
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Mopar Muscle Gal
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pay off all the bills to improve your credit rating |
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r p
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put all of your tax return into a savings account.pay off 1 bill then replenish the account.when balance is back to original number pick another bill and do the same thing until all bills are paid (extremely hard to do but will get you from a 450 score to an 859 if you stick to it) no new cards or debt. you didn't have the tax money all year so you don't really have it now!!!! |
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Jake S
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pay your bills and cut up the plastic. it wont go up overnight but keep paying your bills and avoiding credit cards and itll be back up eventually. |
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june e
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Step-by-Step Credit Repair Guide: Bad credit can frustrate your efforts at getting a credit. Hence ensure you keep your credit report clean. If there are any errors in the report, undertake credit repair to clear out any errors. This can be tiring and frustrating, but highly rewarding. Though law recognizes and protects your rights, it is your duty to remove any anomalies in |
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Anna Banana
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(1) Go to freecreditreport.com and download your 3 bureau report;
(2) Dispute EVERYTHING negative on the report with ALL 3 BUREAUS;
(3) Some things will stick, but you'd be surprised at the number of crap that will be removed from your report.
(4) begin paying off what ever is left on the report after they investigate.
Good Luck! |
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lifetime rocker
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Get your bills paid up. Good credit means you keep every thing paid up on time and never late. My credit is no good and I like it that way because I am never in debt and never have late fees or overlimit fees. This has saved me a lot of money and make my money go further. This way my bills are never late and always paid. I love this type of freedom. |
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