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 Bad Credit at the age of 16?
Okay, when I was 14-15
My brothers used my social security number and I blv my name aswell to get cable, cellphones and stuff. Since they had bad credit.

And they did get those ...


 I ran out of cash and I need to make a payment today for 7,000 dlls.?
My customer is paying me on Monday. How can I get a quick loan ?...


 Can a 15 year old get a credit card?
i mean i heard of the 7 yr old getting a credit card and my friend actually got a letter in the mail that said kitty (his BIRD!!!) was approved.....
Additional Details
ok then what ...


 A im 10,000 dollars in debt and all my stuff has went to collections how should i pay this debt off ?
i have a loan that is 2,000.00 and the rest are credit cards. how much should i pay on them each week and how do i rebuild my credit because i want to buy a house in the next 2 to 3 years?...


 Credit Cards.?
Why do Credit Card companies allow so many people to get into debt?? People nowadays are using them as if it were there own cash. Then when its too late, they realise they're in big trouble and ...


 What does POS stand for?
Bank T...


 Do you think it is necessary to view ones credit information when applying for job?
In my opinion it is not. I don't have horrifying credit but I have a few items on my credit report. I think it is unfair because they could turn down a very qualified candidate because of ...


 What is the best credit card to apply for if you have good credit?
Which credit card do you think it's best for those with good credit? Chase, American Express, Citi, Capital One?...


 Can u go to jail for not paying on a payday loan? Or does it go towards ur credit?
I do not have the cash in my bank account to pay anymore. I do not want to do this, but i would rather have the cash to pay food and stuff than just go to a loan....


 Will the amount of purchases I make on a credit card make my credit better if I just got a credt card????
will the amount of purchases I make on a credit card make my credit better if I just got a credt card????...


 Is there any way to remove bad marks from your credit report once youve paid the creditor?
I have paid my debts off over two years ago and would hate to wait 7 years....please help!! T...


 Paypal??????
when selling items on ebay when someone buys something from you does the money go into your bank account or your paypal account? if into paypal account is it easy to get back into your bank account?...


 Is it better to close a credit account or leave it dormant?
i am working to pay off my debts, and i am unsure if it is better for you credit score to close those accounts i will no longer be using, or if i should leave them alone. i am also concerned about ...


 How can I raise my credit score? I have $2500 worth of debt and my credit score is 590.?
I just applied for a loan for $1500 to pay some of this debt. Any suggestions?...


 How much can I go over my credit card limit?
My credit card has a limit of $1,000. How much can I go over the limit?...


 Is it a good idea to add my partner's name onto my credit card?
I have good credit and she has fair credit. Will it affect my credit score by doing so? I want to help her raise her credit score....


 Help - i'm scared, scottish power are gonna cut me off?
i cancelled Direct Debit for 15th March cos it was gonna make me OD. i told them i could make payment of £65 on 5 April which i did and could i get new DD for 15 April. They said no.

I...


 How do I improve my credit score?
I just checked my credit score - it is (embarrassingly) in the high 500s. Yes, it sucks.

There's nothing really terrible on my credit report - no bankruptcy, no collections. I was ...


 What kind of intrest rate can you get with a credit score of 800?
I am wanting to get a car and have a credit score of 800. What kind of APR should I expect at the dealership? ...


 Anyone had bad experience with HSBC Credit Card?
...



justellemJimsaidhell...
How can I improve my credit score quickly?
I have a 479 credit score. It sucks. I can't do anything I want with my life to really improve a lot of things. How can I improve this quickly?
Additional Details
Oh, I am 26 yrs. old....
                     
 




ary
Rating
Sorry, but there is no quick way. First, pay anything that is past due (such as collection accounts) and get yourself current. Then, try to pay MORE than the minimum balance on what you owe. Rather than open new accounts here and there, establish what you have. Creditors will look at your financial relationship somewhere and take into account the length of time you maintained your account as well. Keep it up and your interested rates may lower too. DON'T FALL BEHIND ON PAYMENTS! DON'T JUST PAY THE MINIMUM BALANCE-PAY AS MUCH AS YOU CAN! Instead of splurging on those shoes that you don't need, splurge on a credit card payment! Good luck!


Alletery
Do this credit score test in link below. It gives you different scenarios on how a credit score rises and drops.

http://www.truecredit.com/help/learnCenter/welcome/scoreSimulator.jsp


credit_and_scores
Rating
I assist people in getting their credit and credit score improved. Your right, 479 is nothing to brag about. BUT, the only way to go is up! There is no QUICK fix, but working together, I will help you improve your credit, improve your score and soon, all the things in life that depend on good credit will be within reach. If you wish to discuss specifics like, what the credit damage is, what your short and long term goals are and how dedicated you are to fixing it, feel free to email me.


timpoli
pay your bills on time, and a consolidation loan work, I found interesting information about your answer & options here. Goodhttp://all-debt-consolidation-loan.blogspot.com/2007/07/loan-consolidation.html Good luck!


clmsngrl82
Pay off any debts owed. If you have collections on your credit you need to pay them too. If you have collections or you have been late on a lot of payments there is no quick way to improve your credit Quickly...it will take time, but if you keep it up you should see it improve drastically over the next 2 or so years.


Noah_Bodie
Rating
Some things can happen quickly, but others take time.

Stop in MyFico forums and feel free to ask a question.


julia
Rating
pay all your bills on time, everytime


Deliah
You simply can not improve the score overnight people just fail to realize that what they can do to themselves financially in just a few months will haunt them for many years.


khalilkyd
Rating
Hi ,

Try to borrow money and pay it back quickly. The easiest
is to open a mobile phone account.

Rgds................


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