 Is 761 a good credit score? |
| how do i know if i have good credit?... |
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 Credit card question? |
| I have zero credit and this credit card is for zero credit people and it says annual fee is $49. What does that mean..just to get it the card or every month or what? thank you.... |
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 How to get a co-signer off a car loan? |
| So back in 2006 I got a car. I asked my mom to go along with me because I didn't know anything about buying a car and I didn't want to get ripped off. So I picked out the one I wanted and ... |
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 Ebay selling? |
| how should I accept payment on ebay when selling something? I don't want to get a personal check because I don't want to chance it bouncing. I have NO idea how a money order works, and the ... |
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 Is the account number the first 8 digits on your credit/debit card? |
I'm just a little confused, new to the debit card, trying to create a paypal account. Thanks! x
... |
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 What company will give you a credit card when you have no credit? |
| I am 19 years old with little to no credit history. I was able to get a credit card through a department store but was declined for a credit card through the bank (where i work none the less!) and ... |
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 Should I apply individual or co-sign? |
| I'm using my credit to get my son a car. My question is will the chances of approval decrease if i list myself as a co-signer and him as primary (he has terrible credit) or should I just put the ... |
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 Is there a way to get out of paying student loans.? |
| Student loans is their ever a way out of paying,besides pay pay and pay ... |
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 We are about to loose our house to rising rates . credit is bad . what do i do? |
| Our credit dropped because we can t keep up and our other bills are being paid late.... |
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 I am trying to raise my credit score...? |
| Are there any suggestions of how to do so, drastically within a short period of time? I am currently between 530-560. I have been paying off my debts over the last 5 months, but I only have 2 doctor ... |
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 How many years in jail will i do for using my mom's credit card? |
| I used my mother's credit over the summer, it just seemed so easy and i was having fun. i had and still have every intention of paying it all back. the back of the card isn't signed and ... |
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 Where can I get a loan with bad/no credit history? |
Personal Loan Requirements
---About $2,000
---No cosigner
About Me
---18 Years Old
---Have had credit card for 4 months
---No delinquencies
---Not much credit ... |
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 I need a personal loan right now but i have bad credit is there a place where i can get it right now? |
i have tried a bunch of places online and i can't get it it keeps taking me to other web sites i just need a website that will get it no questions asked
Additional Details
i just ... |
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 Do credit cards have a minimum purchase amount? |
| I just got my first credit card and I wanted to try it out so I went to the grocery store and bought a soda. However my credit card was declined. The card is activated and I'm certainly not over ... |
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 Bank Account and Routing Number - Should I be worried? |
If you gave out your name, bank account number, and routing number, can the person use this for identify theft or stealing money from your account?
Can they use it for anything bad?... |
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mal735 | How can I increase my credit score, which is 490, if no one is willing to grant me credit? |
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 |
 
Rachael
|
First thing that you can do is go through the online dispute with Equifax, Transunion, and Experian and dispute everything. You should see instant (3-4) weeks results with this move as a lot of your creditors may actually remove their listing. ( Dispute by saying you have no knowledge of the account )
Next, get a secured credit card through a company like Orchard Bank and pay your bill every month ON TIME.
Other than this, time is your best friend. |
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polishedamethyst
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You can start out by getting an in-store credit card (jewelry, clothing or otherwise). They will start you out at a very low limit on your charge, but charge something small - pay it off quickly. Keep doing this, and MAKE SURE you always make your payments, and on time. Eventually you'll get your score where you want it, but it will take some time. |
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OPM
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If your score is low because of slow payments, stop borrowing and pay off the slow payments. Save up money and after you have paid down existing debts borrow from either secured lenders or from stores.
If your score is low because you are young and have little outstanding debt to rate, apply for store credit or a small credit card. Borrow small amounts and pay it in full.
The score is based upon constant good timely payments to a number of different lenders. A poor payment history has a large impact. Owning a home and stable employment help a lot. |
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sunpekes
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Depending on your age and ability to pay.
Sometimes buying a car and paying for it on schedual will clear things up. Another way is to try to borrow money from a bank and leave it in a saveings account. Tell them what your trying to do. Since the money isn't leaving and they are earning money directly from you, they will allow it. |
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SmartyArty
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You should get a secured card and pay your balance in full and on time every minth. Don't go over your limit. You should make arrangements to pay whatever outstanding bills are on your credit reports. Have them marked as "paid in full" by the creditor. Give it some time. |
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jannie
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someone must have given you credit at one time, you should've been more conscious of your bills and paid them |
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swimma_4_life
 |
IDK... sry.. |
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D C
 |
If you have the available funds in a saving acct or CD, you can use that to secure the loan and then credit score isn't really used. If you don't have the funds, try getting a loan with a cosigner until you can prove you are credit worthy on your own. |
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scottFL007
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The best thing is TIME. After 7 years from the last bad credit mark, your credit score will jump higher.
Another thing that might be holding you back is if you're applying for a bunch of credit cards all at once. It's frustrating, because they don't tell you this, but having a lot of new credit applications actually lowers your credit score.
Best thing you can do is be patient and allow your score to recover on its own. Meanwhile, it wouldn't hurt to apply for a SECURED credit card that can help you build your credit back up. But try not to apply for more than one credit card every 7 or 8 months. Best of luck to you. |
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