 Can a department store, K Mart, refuse to accept payment in cash and demand that Sears credit card be used? |
| My purchase was @29.99, tendered a $20.00 Reward Certificate good at any Sears or K Mart. They accepted the certificate and refused to take cash for the difference, insisted it must be charged to the ... |
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 Credit card payment, which card do I pay? |
| I owe 4K on one card and 20K on another. I can payoff the 4K card now and pay a small amount on the 20K. Does it make sense to do that or evenly split the payment? What will help me with my credit ... |
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 Very bad credit rating? |
| my friend wants to get a mortage but has bad credit, shes pays her money to a debt management company which then pay of her creditors a certain amount each month would she be able to get a mortage ... |
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 Does how many credit cards I have affect my overall credit score? I.e. more cards = lower score? |
| Does how many credit cards I have affect my overall credit score? I.e. the more credit cards I get, the lower my score goes? I have 4 now, and thinking about getting a 5th, but I'm not really ... |
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 Can a 14 year old get a loan? |
| I am 14 and I want to get a loan for $3000 for a 4 wheeler.... I can pay it off in 2 years.. I don't work..... |
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 HElp!!!with something i bough on ebay!!? |
| ok so i bought a thing on e-bay nut at one point i decided to read all the description and i found out that it wasen't exactly what i wanted but i had already click on buy now and i want to know ... |
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 Can my 20 yr old son buy a car without me as a co-signer? |
| He has worked at Walmart for a year and has a down payment. He drives a junk truck to work every day and needs to buy a car soon. I can co sign, but would rather he do the purchasing on his own. He ... |
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 Why are you crazy people so terrified of credit cards? |
Every answer in credit seems to say credit cards are bad.
They can be used to get interest free money, to earn points, to defer payment so money remains invested, to improve security (sect 75 ... |
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 I need some financial help big time? |
| My checking account is overdrawn and I am behind on everything. I know that if I could just get caught up I could get back on my budget and start getting things paid off. Any suggestions.... |
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 I need a loan? |
| whats up. i want this truck right. it's 10,000 plus ttl. will 1500 be a sufficient down payment??... |
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 Is it legal for a credit card to deny you higher limit but charge you when you go over? |
| I pay off my credit card bill every month and usually spend right up to the limit- I called to ask for an increase and they denied me, but they didn't decline my card when I went over and then ... |
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 Please help me I am in so much trouble and there is no way out!? |
| Please help me I am in so much trouble and there is no way out. I need money to get out of this trouble but I have no job, and I cant get a job because the renewal on my drivers liscense is denied, ... |
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 Why do people get mad when I ask for an ID for their debit cards? |
| I work at a fast food restaurant, and we accept debit and credit cards. Whenever I ask for ID and someone is paying with a debit card, they get mad and say "Well,it's a debit card,why do I ... |
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 I am discharged from bankruptcy where can i obtain a credit card / loan from? |
| I was declared bankrupt in May2006 and discharged in Oct 2006. I would like to know where i can obtain a credit car or loan as no one will help me. I have sent for my credit reports and they are ... |
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 Anyone else been a victim of credit card fraud? |
Just found out my card details and alot of money has been taken to pay for some flight tickets. i dont know if ill get the money back yet, this happened to anyone else?, i feel so angry.
A... |
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Tripod | How can I legally erase my debt and improve my credit? |
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aybabtu
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Pay your bills. |
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dayna
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go to a debt consolidator. they can pay off your debt in around a year, and it improves yuor credit. they take control of your bills, and you pay them one monthly payment. they then dispurse it to your creditors. look it up online. you can do buy-downs with your credit cards, but that makes you look bad. there is no way to "erase it" without it ruining your credit. |
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Ultimate Guitar Hero!
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pay them off! |
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eliott v
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Legally? What about morally? You can't just run up debts and expect them to be erased. You shouldn't be worrying about a credit score. You should be worrying about your debt...and paying it off. |
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beauty s
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yea, by paying them off |
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Amberlee
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You can't erase debt but you can try to pay it back. |
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andrespb22
 |
DISPUTE THEM WITH THE BUERU |
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bic
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pay your bills. |
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Josh
 |
Work hard and make lots of money |
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blapath
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Yes, it is easy - just return the money! |
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th6231
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Legally a bankruptcy--but a bankruptcy declaration is a 7 year problem--No new credit--No mortgage--No new Car. And most people have that in their files at work and any creditors who have been searching for you. You are NOT invisible and the bankruptcy is not really a good idea--if it was--EVERYONE would do it. The thing to do is make an adult, big boy, grown up attempt to contact each creditor--have a real heart to heart talk--bring any and all bill stubs and pay stubs to show why you are falling behind and having trouble. DO NOT show up in a new car and wearing alot of jewelery. LOOK POOR. Then they may reduce the amount for an easier time--but YOU have to make the effort. Credit??? Don't ever use credit again--you obviously cannot handle it and will be in trouble again. IF YOU REALLY NEED IT__PAY CASH. Can't afford it?? Save up or don't buy it. Nobody gets the stuff just erased---you need to convince them that you are doing the best you can but would appreciate some help. Well---good luck |
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Alterfemego
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Simple my dear, pay your debt! |
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SCH
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You can legally erase your debt by paying it off which will in turn give your credit a big boost...
Or you can legally erase your debt by filing bankruptcy which will hurt your credit...
There isn't a way to legally do both. |
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twv23512652
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A credit bureau will not remove accurate negative information from your credit report before the legal time period has expired. Therefore, do not believe anyone who claims they can get negative information removed from your credit report faster than is legally required.
There are no "loopholes" or laws that credit repair companies can use to get correct information off your credit report.
No credit repair company can do anything you can't do for yourself. It is impossible for a third party to make changes in your file if the facts have been correctly reported. There are individuals and companies that claim they can fix a bad credit file. This is not the case. If a file includes accurate, yet negative information about your credit history, this information cannot be changed. Information will only be changed when your file contains an inaccuracy.
The only way to rectify a poor credit rating is to adopt sound credit practices for a period of time. |
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tim6298
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pay your bills down |
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Crazy Cat Lady >^..^<
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Wow so many people here can walk on water..Like any of the above have had a perfect life stuff happens nobody wants to be in debt..Yes we all know "pay your Bills" thats a no brainer answer thoes answers took alot of brain power..
Try going to www.fixmyuglycredit.com |
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petey00petey
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YOU CAN CONSIDER FILING BANKRUPTCY.. |
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salon tested, stephanie approved
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like everyone one else said pay it off, then start with small stuff like getting a cell phone under your name and making on time payments, or a checking account also looks good when your trying to raise that credit. |
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