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 Isn't it embarrasing?
To pay with all change? I have nickles and dimes and I have to go pay for something worth like $2.30. I dont know, I just think it's embarrasing....


 Do you use cash or credit cards?
...


 Who is more evil Saddam or Hilter?
...


 ?????? Answer something for me ?????????
Why are people so mean when you ask a question about things they have made mistakes with. I don't think people need to get ragged on when they are going through a crisis. They are asking for ...


 Can I return a car to the dealership and get my full money back?
I bought a brand new (2008) Kia Rio from a dealership just a few hours ago, but I don't want it (long story). It has a warranty and everything. There is absolutely nothing wrong with it; I just ...


 My housemate is in debt. would bailiffs come round and my stuff, just because we live in the same house?
My housemate is in excessive debt and i've just found out a debt recovery company is demanding repayment or the bailiffs will turn up. I know they cant take my stuff as it's theft, but ...


 What's the best and quickest way to get out of debt.?
I am trying to turn over a new leaf-financially speaking.What are some good money saving,debt. reducing strategies?...


 Does anyone know what credit card i would be able to get even though i have bad credit rating?
...


 My Bank has paid me too much money, can I keep it?
Moral issues aside, the bank had refunded my bank charges, but not the statutory interest. After filing in court etc they have now paid the charges again plus the outstanding interest. I believe that ...


 Why do people ask questions that they can easily google?
...


 I dont have any credit history at all and just turned 18. How do I start establishing a credit history?
Also no of any credit card companys that offer younger students a credit card to start getting a credit history?...


 Has anyone recieved a loan with Canadian Loan Group? I want to know if this is legit or a scam!?
I applied for a loan with Candian loan group and sent in a 10% deposit via money gram! I was guaranteed a loan but have yet to recieve it, it has been 2 weeks. I was told my lender had backed out at ...


 Credit cards-whats best?
where is and what is the best credit cards to get?...


 Is it wise to use a credit card for the down payment on a car?
or would this cause me financial troubles on down the line?
Additional Details
I don't have much income, and have a credit card i need to pay down. I also need a car. So i was ...


 Is credit repair worth the money?
I need to improve my credit a little faster than just paying what I have now on time. Is it worth it to pay someone to improne my credit? Is there somewhere recomended?...


 How can i make money quick?
...


 Can a collection Agency get into my bank account?
Is it true that collection agencies can get into your bank account and w/draw money with no authorization? I am concerned about this and want to know if a collection agency has gotten into your ...


 Am in debt only 25 18000 how do i get out of it?
...


 I need a loan badly, how do I get one with terrible credit?
I'm in the process of paying off a loan now (I haven't missed one payment and will be paid off soon, but not soon enough), but I need one asap ligit though. HELP :-(...


 Im 19, i have no credit history, but why can't i get approved for ANY credit cards?
My mom seems to think it's because I've applied for some and been turned down too many times. Or because i have a library card that has an unpaid balance from over a year ago!!...



cejones345
How can I live on $500 a month?
If I am sued by citibank and the court orders wage garnishment, massachusetts law dictates that I am allowed to keep only $500 a month. In the event that this happens, and I pray it doesn't, how can I live on such a small income?
                     
 




♥Stranger In Maine™♥ (Thriller)
I've lived on much less!


Johnny
That's what happens when you don't pay your bills,
Move back home (if you're not there already)
I trust the law suit is legit. It would have made more sense to pay a portion of the amount owed instead of nothing at all.


johnnywentinsane
Rating
Well it's entirely possible.....depending on where you live....the benefits for people on low income are amazing if you know where to look. Try taking public transit....dump the car, food stamps are really easy to get ahold of, get rid of the things you don't need like cable maybe? Or try not eating out...it's cheaper to buy food and prep it yourself.

If not maybe you should just marry rich or counter sue city bank and turn it into a bigger messy law suit.


G-Lanz
Rating
Get roommates, start living off Ramen, and cut cable.


Akbar B
Rating
Dont you think you should have thought about this when you were running up that debt? why dont you try talking to Citibank and work out a payment arrangement before they take you to court. Nobody likes to sue and they like to settle fast. Try it. Good luck.


Sweetgirl
You can't live on this..
I don't know what the solution is this is horrible.


tomaso
file for bankruptcy and your problem will disapear, 100 % sure.

tom


cpaige517
Rating
Ok, first of all it is going to be next to impossible to live off that amount of money. While an under the table job may not be such a bad idea, do your research. Find out if they can really garnish you for that amount.Sometime we get railroaded as individuals because we do not know any better. But seriously, pay the money you owe. Face the responsibility of the debt. I t may not be as bad as you think. Maybe you will have to move in with family members, friends or get a room-mate. But what ever you choose, choose wisely. There are some things far worse than being garnished a few bucks. Keep your head up! Things will work out! Good Luck!


Geeeyaaa
Rating
Move to Mexico or a 3rd world country. Dollar still goes a long ways in poor countries.


bubba
Rating
move back in with mom and dad


Katetrinity
You should speak to Citibank and try to work a deal with them to protect your wages. I wouldn't waste any time. Evidently you owe them the money, why not just make payments. Don't sit on your butt and wait for a garnishment.

Your employer will love you for that. You should have thought of the consequences before you quit paying them on time and monthly as you agreed when you signed the contract.


Dessert
Rating
Keep a budget...write on a notebook everything you spend money on....Good luck!


zshark272000
Rating
I hate to say this but besides engaging in illegal activities, You better take on a secondary job that pays under the table. If your earnings are unreported they won't be able to garnish them,You would not be the first person to get their income reduced to far below poverty level . I hope somebody can give you some solid advice.


Unknown
Rating
move upstate new york, buy a house if your check the price for house there it's very cheap trust me you can buy a house for 85,000 yes you see right eighty five thousand for two family. rent go for about 500 a month. with a two family you live one part and rent the next for 500. now you got 1,000 about 600 will go to mortgage and you got 400. food is very cheap there not the city. 100 will go for food and you got 300 for bills witch is also cheap. don't believe me check the site for your self.

go to http://www.realtor.com

look up the zipcode 12303 this is a very good area and see i am 100% right


boo v
Rating
i hope this will helps u.....


Click
I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you.


Macgyver with Crosby
Rating
rice and beans diet


mumofnoneyet
Good God that would be hard but possible??? you would have no luxeries and only the essentials, id hate to have to do it but i recon i could!!!

Good Luck!


jae_t123
Rating
Never eat out
Drive little
Pull money from savings or equity in a home if you have it to pay other expenses
Do work under the table so the state doesn't know about it and can't garnish you..
How long do you have to live like that?
Simply put cut all your expenses and increase your unreported income perhaps waitering or something of the sort..


bob shark
Pretty impossible unless you live in your parents basement.


Audrey
well you just have to really catch those bargains at the market and try not to buy unnecessary things such as extra clothes. try not to be tempted.start saving electricity and turn off unnecessary light and recycle! (you get 5 or 10 cents)!


mmclain68
The situation that you may get into is a very challenging one to say the least. There are "important steps" you can take right now within yourself to improve this situation.

You mention prayer and that action alone is important and a good one. I would recommend addressing this situation through a different mindset and different vision to achieve the best outcome for you. By that, practice the habit of placing a mental focus on a positive outcome for you.

Instead of focusing on a possible garnishment or possibility of living on $500 per month, focus your energy on "how can I achieve abundance"? You are like a radio transmitter in the sense that what you focus on is what is what you are going to "receive" in your life. You don't want this bad situation to happen to you, so it is to your benefit not to focus on this situation in a negative way. Instead focus by visualization, positive affirmation and prayer a beneficial outcome for you and the companies you owe. Instead of focusing on debt, focus on abundance. I realize that I did not give a specific answer to your question, but the answer given above is very, very powerful.

I went through a similar situation and ALL my prayers were answered. They were answered because I chose a different way I communicated with "the universe". You are welcome to go to my website for some more details that I have discussed: http://www.myspace.com/stress_free_living

Now is the time to "seize the moment" with this challenge and turn it around to a victory for you. The opportunity is there for you to rise above this.

My personal best to you!


roy_glen2003
Rating
You may exist but as far as living. it would be impossible for any length of time, unless you can get a part time job and work under the counter.


Tiffany C
you cant!!!unless you move in a little efficiency untill youre done paying or move in with someone that will take you in until its payed for.Where i live(i dont know if its thje same by you)if youre under the pverty level which i beleive is like 15-20 thousand a year they legally cant garnish your wages.They might just be trying to scare you saying you HVE to pay this.Try to fight it.Tell the judge you wouldnt beable to live properly.My moms a paralegal and she handled the people who tried to garnish my wages.


Floyd M
Rating
You need to visit a bankruptcy attorney immediately. End of discussion!

If you take any other advice, that would be a foolish move and probably would explain why your in this situation.


pandjnewton
Take on a roommate. Take advantage of government programs for low income individuals. Move back in with mom and dad. Get a better job.


blackheart452
Rating
move to another state


mojo
listen up im 15 and i can do better than u 500 means legal money get an under teh table job that pays cash. last time i made 120 dollars in 45 min playing poker but i rigged the game so that proves tehre is always a way aroubnd teh system and pay ur bills so u dont get sued and dont buy crap from ur creditcadr


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