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 Balliffs? Can someone help?
I had a bank account and got stung for overdraft charges.
To cut a long story short, it has now been transferred over to a balliff company. Now because of all this unfair buisness with ludicrus ...


 I have just paid off all credit card debt that I had...........?
So where do I take it from here? I have no debt other than a carpayment. What is the best way to build strong credit with out using credit cards? Any really good suggestions?...


 What is 19% interest rate?
...


 Which is best credit card to own? and y?
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 Do you use a credit card?
if so have you hammered it?

Did you learn your lesson?

Or did you go out and get another one before your credit rating sank like a lead balloon?


Me... Been ...


 Has anyone used provident?
My friend told me about a loan company called provident. Someone calls at your house every week/month to collect the money.Has anyone used this company?...


 How can I get a loan to start a home-based business if I have horrible credit?
I have been given the opportunity to start a home-based business that will help me repair my finances and get back on track. Are there any programs out there for people with really really really bad ...


 What goverment web sight can you go to for a free annual credit report?
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 Can we use debit card information online where credit card information is asked?
...


 Is it a fact that checking your credit history decrease your score or effects it? if so fact or myth.?
...


 Please help with credit card problem?
i have just recieved a credit card from capital one,and they have just asked me to pay £49 to cover me for 3 years for theft and money loss of total up to £70.000 am i covered any way or should i ...


 Is having 8 credit cards a GOOD idea?
Because I don't think it is. I have my debit card, which I'm working on getting A credit card.....Wrong attitude?...


 I am poor i live in country pakistan from which charity i get money for liveing?
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 Is paying through paypal is safe..? Anyone experienced...?
...


 I am being chased by debt collectors for a debt that i paid off 14 years ago! Is this legal?
I was a cosigner in an apt. We had to break our lease so paid the $540.00 reletting fee and moved. Instead of actually subletting the apt, the apt complex left the door open to squatters and they ...


 Is it bad to charge items on a new credit card and then pay the bill the next day?
I just got a card that is issued to people considered "high-risk". I do not need the card, but I am trying to help my credit score, etc. What is the best way to treat this situation? Should ...


 I am in debt up to my eyeballs, I have nothing to use as collateral, what is my best bet? I have not used a?
credit card scence x-mass, but I can make only the mim. amount due..any suggestion..I have already consloadated my bills once, but at that time I used my car as collateral..I dont have that car any ...


 Does anyone know who to speak to about help with paying electric bills.?
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 What happens when I overpay my credit card balance?
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 Best way to pay off credit cards to improve credit score?
As a college student, I've racked up some credit card debt. I have never missed a payment, and have always paid at least $5-10 over the minimum amount.

My grandfather recently ...



Sabin
How can I obtain someone's financial records?
I rent out property in a college town and would like to do a check into a tennants credit/financial history to see if they have any serious debts before they sign the lease. How can I do this?
                     
 




avasmava
make them sign a waiver with their info for a financial check. businesses require that of people all the time before renting, buying, or selling stuff to them. call a free legal advice place and see how to go about doing this. it should be fairly simple and the people who want to rent the place should be willing and prepared to prove their solvency. you can't buy a car or get a credit card without a credit check and apartments won't rent to you either. you are well within your rights to demand this condition.


bianca
you need permission from them in writing to check their credit report .


annathespian
Have the prospective tennant fill out the proper forms and run a credit check... that's the only legal way to do it.


schulteraffe
Rating
It sounds like you are the property owner. Is that correct? You do have the right to ask for a credit history before renting in most if not all states but getting this kind of information comes with certain responsibilities and you can be held liable for its misuse if you are not careful and it falls into the wrong hands. The best way to do this is to rent your properties through an established real estate agency. You can have the tenants pay all or a part of their fee and they will have the systems in place to accomplish this for you. They will let you see the information but if you never take possession of the information then the liability will remain with the agency. Much safer I think, and more efficient for you.


JuJitsu_Fan
You want to run a credit check on your tenant. He needs to sign a waiver to release information to you. It will cost you $20-30 to obtain this information. You can call any one of the 3 major credit companies and that should be it.


karma is a *****!!
You will need to have the potential tennant sign a disclosure stating that you can pull their bureau. Otherwise, you are commiting an illegal act.


techno_geek
Rating
A person is eligible to obtain his/her own credit report atleast once a year. Besides this there are certain companies over the net that provide free credit report (Dont know how true that is). Well but in other words you can ask them to submit their latest updated credit report and it will have each and every details you want.


Nick Nick
Rating
Purchase them through Dunn & Bradstreet.


humorme!
Lots of apartments do that also. You should call one of them to see if they will give you the info you need. Or if not you could, tell the tenant that with their permission you would like to run a credit report. If they say no then theres your answer, if they say yes ask if there is anything you should know about. If they tell you bad stuff dont rent to them if they say no then thumbs up without ever having to run a report at all. It may not be completly accurate but it wouldnt be illegal and your chances of getting better renters may increase. Good luck. Also ask a realtor company that handles rentals.


luckistrike
Rating
They'll need to sign a waiver for you.


don a
Rating
There are lots of websites that do that, do a google search.
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http://www.bestcreditrates.net


Spaghetti MY
Employ A Good Hacker


plutoniccatgirl
Why would you want too... it would be SSSSSSSSSOOOOOOO boring


jennifer
sounds illegal to me


theturbolemming
Good luck. You'd need them to release the documents to you, otherwise it's illegal.


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