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Ok soo...My dad doesnt trust his credit card number with
any internet sites at all! I believe amazon is a good site because my friends order stuff from it ALL the time. I'm not a big ... |
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| I opened an account and I want to know: if I keep putting money into it and rarely take any out, does this establish credit? If not, how can I? A person said something about purchasing something at a ... |
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| e.g., if your mortgate is 747. then you add property taxes, and homeowners insurance making the payment 1242. do you pay the 1242 or the 747?... |
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| I had a creditor contact me via mail regarding a passed due balance from 1990. to be honest I don't know if I ever even had an account with them.....They are threatening to attach my credit if I... |
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| It is my understanding that unsecured debt can not be passed on to your spouse or children when you die. I work in the credit industry and when assisting a client who's husband or wife has ... |
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| I just closed a mtg refi. My lender found a $3500 chargeoff on my credit report. I called the company who placed the item. They could not find anything with partial acct # provided on the report. ... |
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 Can a collection agency put negative marks on your credit report seven years after the origination of the debt |
I have a medical bill from February 2000 that I considered at the time, and still consider, to be illegitimate. I didn't pay it.
In 2004 it was sold to a collection agency.
... |
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| I am looking for a loan between $1000 -$5000. I have bad credit, and I'm afraid that I know for sure I know I'll be turn down for it. I wanted options where I can atleast get a thousand ... |
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| I just turned 18 about 2 months ago. I have a cell phone in my name which I had since I was 17. I applied for a credit card and was granted a $300 limit. I just received my second statement from ... |
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Douglas G | How can I pay off a $50,000 loan quicker than 15 yrs paying $583.00 per month? |
I need to get out of debt quick! |
 |
 
kurosaki-kun
|
On top of your regular payments, make extra. When you make extra payments, you can apply them towards the principal and actually reduce the amount you are paying in interest. You can make an extra payment any time you want. |
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DAS
 |
Pay more each month
Ask them if they can lower your interest rate
Pay on the principal of the debt
re-finance the loan at a lower rate, and then pay more on it. |
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Helen Scott
|
pay more money every month. |
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Appleman
 |
Pay more each month - it will reduce your interest and the length of time of your loan. Or, if your interest rate is too high, see if you can refinance for a lower rate and reduce your monthly payment. Good luck! |
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Steve O
 |
get a new job, i started one at herbalife and i am making $1000 extra a month |
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tickled blue
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you can pay half every 2 weeks....which will pay one extra payment every year.....which goes to principle. You can pay more than the minimum payment each month. |
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Steve R
 |
You should renegotiate the interest rate on the loan. You are paying about 11.5% interest on it. Most home equity loans are in the 6.5-8.5% range. |
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Mike D
|
Simply pay more then $583 per month. Paying $583 over 15 years is about $104,000 - so I'm not sure what's going. You should he able to pay off $50,000 over 7.5 years - not 15 years. Whatever loan you have your paying a disgusting interest rate. I mean 30% or something like that. If this a credit card debt, take out a home equity loan for some sort amount - and then immediately pay off some of the principal. Cause the interest is killing you. Hell, I would I look at getting another Credit Card that pays a lower rate and just transfer the debt.
Any amount you can pay directly toward the principal portion of the loan will help you pay down the debt. Look at other ways you can take a loan at your Bank. I used the home reference before and that could be an option down the road. I can see this being a student loan because the rates are generally low for those - at least the loans backed by the State or US Government.
Matter of fact - if this Bank Debt - I would call a lawyer or CPA and talk about the legality of the interest rate. I know there used to be some laws that capped interest rates - they were changed but a 45% interest rate still may be illegal. Again, assuming this credit card debt - I would talk to a CPA, Credit Card companies can be bullied - it may cost your a little bit on your credit report but in the long run it would solve your problem. |
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Master Ang Gi Guong
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Double your payments if you can.Write out 2 checks and make sure you notate that one is to be applied to the principal or they'll use it as a regular extra payment.Paying the balance down even$100 a month will reduce the over-all interest. |
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hello
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Pay more each month... |
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Tsunami
 |
you can by adding 100 or more that is all it adds up take care. |
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