 Should I get a gas card to improve my fico score? |
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 Can a mortgagee"buy" their own loan from a bankrupt lender for less than is owed ? |
| Our mortgage lender has filed for bankruptcy protection. We assume that our mortgage in the bankruptcy proceeding will be sold to another lender at a greatly reduced price. Example: We owe $200,000 ... |
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| I have a $2500 collecton acount that's schedule to hit Equifax bureau at the end of this month. i recently check my credit score and it's currently 729 with Equifax. I can't afford ... |
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 Do you think I would qualify for a $100,000 home loan with a 685 FICO score? |
Additional Details
My credit score is 700 I dont have bad credit! I have a couple things paid off that are in the thousands, like my wedding ring. I only have 2 credit cards with ... |
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 If I have a downpayment of 25000 and a credit score of 580 can I get a home loan? |
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| I have a outstanding CC and I got a thing in the mail from Maryland and some law firm that says its an arbitration that says I have 30 days to respond or they will go to court without me. That they ... |
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 Should I consolidate my debt? |
| I own a small business. I am $75K in debt across 8 credit accounts. My credit score is 698 and my credit history has no faults (I do not have a history of late payments, etc.) This money though, is ... |
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 Have I done the right thing? |
| So I called GC services and the same guy I talked to and I had a more pleasant conversation. I agreed to pay $25 to promise that I would then pay $500. I got another loan, so I can pay it. He agreed ... |
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 Can a collection agency garnish wages on a credit card debt less than $3000? |
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 My credit score is a 686 can i finance a car? |
| ok so heres the deal im 18 with virtually no credit..i have a macys card which i have had for over 3 months...i pay it in full every month and now im getting a capitol one in the mail sometime this ... |
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 How can an A/C PAYEE check be Encashed? |
Additional Details
I dont have an account or wish not to also...... |
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 How long does it take to receive a second credit card if you lost the first one? |
| I reported my card stolen yesterday (aug. 30th). They said they were going to send out another card. How long does it take to receive aa second card if you lost it. Im currently with Visa. And I live ... |
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 Im 19 and dont have credit yet and cant get aynone to cosign or dont have any money saved up and i need a loan |
for a vehicle ive tried banks and they dont wanna help. any advice?
Additional Details
for a vehicle, the truck i have now is falling apart and i have to drive an hour to get to my ... |
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 Copy credit card (front and back)? |
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T... |
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 IS it possible to buy a house? |
TO BUY A HOUSE WITH BAD CREDIT? I WANT TO BUY A HOUSE IM SOOO TIRED OF RENT ING BUT I HAVE BAD CREDIT. IS THERE ANY COMPANY THAT WILL HELP ME?
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 Does disputing an unauthorized charge in your credit card affect your credit score? |
I heard from someone that disputing a credit card charge affect one's credit score score. Is this true?
Can you provide a website where I can get more information about this?... |
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anadali | How can I payoff a 180,000 student loan debt with a 30,000 per year income? |
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 |
 
ropman1
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It all depends on your personal situation. Do you live at home? Do you rent? How much do you need just to survive each month? Are you paying interest yet on the loan? You also need to consider your future - saving money and making contributions to an IRA and 401(k). You can deduct the interest on the loan against your taxes (reduce your taxable income.) Pay off what you can each month without having to starve yourself. |
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Behaviorist
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If you paid 180K for your education either you have advanced degrees or you went to expensive private schools, right? Keep looking for higher paying jobs! The credentials you have should support that.
What options do you have to make more money? What field are you in? $30K is barely enough to live on, much less pay off a massive debt. Consider this job just an experience-getting job, not a career- keep your eyes open for better paying alternatives- self-employment on the side might be worth considering.
Check this out: http://www.soyouwanna.com/site/syws/loans/loansfull.html
Often it takes an entrepeneurial spirit to cash in on a good education with good annual salaries. Consider doing public speaking and writing to augment your salary.
This book is excellent: How To Position Yourself As The Obvious Expert: http://www.obvious-expert.com/
Also this one: How To Make A Million As A Speaker. http://www.amazon.com/Money-Talks-Make-Million-Speaker/dp/0070696152 |
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stopccdebt
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You can't. You must earn more income to have a reasonable chance to pay this off.
You can request a forbearance, but you ultimately will need much higher income to be able to make the minimum payments on that amount of student loan debt. |
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Maggy G
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It all depends on the interest rate you're paying and the length of the loan. That's why I can offer you no definitive advice. The best thing would maybe to comparison-shop for a debt consolidation loan, at the below website |
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Sal
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Since you can't discharge this debt in bankruptcy you will need to find a way. If you have not already done so, look into a loan consolidation. Sallie Mae - a former quasi-governmental agency - has a web site chock full of information on low cost consolidations as well as forebearance, forgiveness, etc. It is the biggest student loan lender in the country.
You obviously either need to earn more or get some of the debt reduced. Service in certain governmental agencies like the Corporation for National & Community Service
AmeriCorps & VISTA or the peace corps can reduce your total indebtedness.
Otherwise you are going to have to go on a very strict budget and perhaps get a second job until you get a handle on the problem. |
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mstow_n_repo
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Live with your parents, and send all your money to them... have it paid in about 6-10 years depending on interest!!!lol |
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jimko k
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Going for online debt consolidation is a good option, you need to take into account the fee charged by the debt consolidation companies.
When you gets into a debt trap it becomes difficult to get out of it. Taking more loans to repay the debts leads to more stress and financial crisis. Finally, there is no option but to adopt debt consolidation, which leads to a new llease of life. Many people receive abusive calls from debt collectors and are stressed. Hence opting for debt consolidation is the number one solution and helps to overcome abusive calls and be free from mental stress. |
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novansa7
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You must choose to live a bit frugally for a period of time, till you get a higher paying job. There are ways to increase how much you pay towards your debt every month and if you use the same formula on the webpage below, you can calculate how long it would take to pay it off, and cut many many years and thousands in interest off of your repayment. |
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Mr Chris Peters
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Hello there, I am Mr chris peter.A legit loan lender.Are you into debts? Do you have a bad credit?Are you financialy down.I give out loans at low interest rate of 3%.I give out loan to Business,Auto and personal loan to Men and women who are into Business transaction, I give out long term loan for three to five years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US and SGD the maximum I give is 5,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ and SGD so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem and for your information if you should more loan like $10,000,000m I can give only if you are one of these cartigories: Manager of a company A private Holder A broker in banks A director in any office or company A high investor of and compay If you are one of the following you can get $10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon. NAME:............................ PHONE:........................... COUNTRY:.........................
LOAN AMOUNT NEEDED.....................send these info it is important. Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now at cpc_consultant@yahoo.com |
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