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| i 've taken a loan 5 years ego and i wanna know how much left to ... |
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| I would like the credit card to approve a few thousand dollars or at least one thousand so I can buy a laptop.... |
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They said it would be marked as "paid" but once I agreed to their payment plan, they said it would be marked as "settled."
I did settle for half of what they claim I owed.
... |
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 Does Bank of America have a right to close my credit card without a notice? |
It was my first credit card, and they closed it due to inactivity. Now my credit score will fall because of it. Is it legal to do? The card was in good standing.
Additional Details
They ... |
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there wore 48 instalments ipaid 20.my son given car to his friend, he is not paying
Additional Details
i have taken loan in ... |
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 Let's say i'm negative in my account...i know i cant use debit...can i still use the credit on my card? |
| i have to pay for some important things...my debit card has debit and credit...can i still use credit even though im negative?... |
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 If I cancel/close my credit card...? |
| I have a couple hundred in my balance on my MasterCard. Can I close it? I mean, I don't want to use this card anymore for other purchases, but even after I close it, I'll pay it off. I just ... |
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| at work i got offered a 7.99% fixed apr on a discover card should i take it or leave ... |
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 So how will everyone be spending their checks? |
How will you guys be spending your rebate checks from the government? Paying off debt? Shopping? Saving?
Additional Details
Oh debt! oh debt! how we love our debts!!... |
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 Credit.......? |
| Does any1 know how to get yr credit rating up (I want to get a lapttop on credit) as to get a credit rating you have to get something on credit but you cant anything on credit until you have a credit ... |
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| I have really bad credit, from a divorce three years ago. I aquired all the bad debt, and non of the stuff! I have a repo, and a ton of old dilinquent accounts. Can I just wait them out, or should ... |
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 Cosigning for a loan? |
| ok, my wife went to apply for a personal loan of only $1000 dollars. Was told she needed a cosigner because she has no credit. my mother cosigned for her, and she has awesome credit. Between the two ... |
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| Paypal???? |
| do u trust it? anymore online accts like this?... |
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 No income but need home loan? |
| My husband and I are preparing to buy a home. He has an income, but I don't. Can I still be listed on the loan as a Co-borrower?... |
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B | How can I raise my credit score? I have $2500 worth of debt and my credit score is 590.? |
I just applied for a loan for $1500 to pay some of this debt. Any suggestions? |
 |
 
OC1999
 |
The debt by itself has nothing to do with your credit score. It is the management of the debt that matters.
If you keep your Credit Card debt under 30% of the total limit that will help your score. The closer you get to 100%(Maxed out) the more it hurts your score.
Pay your bill on time, every time. Payment History is 35% of your score. So doing this will help you the most
If you have any accounts in collections you need to take care of them. They also have a very negative impact on scores.
Don't keep applying for Credit, the more inquires over 1 or 2 every few months the more that hurts your score. This is a minor part but it still accounts for about 10% of the total.
Also, with a 590 score not sure if you will get the loan you applied for. But if you do pay off as much as you can and don't charge any more. |
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fcardaci
|
How will borrowing $1500 to pay off $2500 help? Unless the interest rate is so much better... Best way is to tighten your belt, save more, and pay down that debt. Good luck. |
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indronil s
 |
You can go for a loan to pay off your debt. After that slowly you can repair your credit
You can also make some search on yahoo or google to find some who helps in debt consolidation.
To know more you can visit
http://geteasyloans.blogspot.com
and
http://creditcardbiz.blogspot.com |
|
iceman
 |
How much debt you have does not effect your credit score much.
-Pay your bills on time.. ALWAYS
-Establish a lengthy history with your lines of credit
-dont go over your limits or keep your balance close to your limit
These 3 are the keys to a good credit score. I have had a good amount of debt my entire life but still have a great credit score because I have never screwed up a payment before. |
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vanessa w
|
I can get rid of your debt email:cyprianassociates@yahoo.com
Cyprian Associates is a
Credit repair agency for low income families |
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twv706
|
First, make sure all the information on your credit report is accurate.
Second, try to pay off all or any accounts that are currently in
collections or make payment arrangements with the creditor to pay off the balance monthly.
Third, any credit card that is over 50% of the available credit line should be paid down to under half of your total credit line. Your credit score is lowered when your available balance is over 50% of your total credit line.
Finally, if you have bad or no credit and have no credit cards try to obtain two credit cards and make sure all of your monthly payments are made on time. This will help increase your credit score. If you cannot be approved for a unsecured credit card, obtain a secured credit card.
Repairing your credit and improving your credit score is a slow process that takes time. Just be patient and follow these steps and you should be on the road to better credit! |
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bamafannfl
|
Most times no credit record or debt record is your worst enemy. A credit record including things like buying a car, house or some kind of a long term payment plan. |
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beauty s
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pay your bills and soon your score will go up it will take time |
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harish
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Small steps like paying your bills on time and using only part of the credit available to you. Also use your credit cards for making small payments regularly, so that it is reflected in your credit record. More tips available at http://www.acreditlibrary.com/buildcredit.html |
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sanbox69
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pay your bills on time consistently |
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