 Is it best to ring debt collector companies? |
| When it isnt your debt.I keep getting debt collector letters sent to my address,they are not for me,its not even for a previous tenant and I have lived at my address for 4 years.after the first ... |
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 I have some old debt on my credit should I ...........?? |
| just let the 7 year period run out on them since they're so old or what? I don't use any of my credit anyway as I pay cash for everything and my husband's credit is excellent. So we ... |
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 Fired from credit union, bad credit? |
| Okay i accidentlaly gave away 3000 dollars and got fired from a credit union - it was a complete accident but im trying to get a job at flagstar and not only did that happen but i have poor credit. W... |
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 How will this work? |
| My husband and I are considering bankruptcy. We have about 50,000 in debt and he recently lost his job through no fault of his own. We want to keep our vehicles that have financing out there as ... |
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 Bad credit home loan? |
| My husband and I have bad credit well I should say I have bad credit he really has no credit, we thought we had a loan even had the house appraised and a closing date a day before the closing the ... |
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 Debit card payments? |
| is there a time limit of which a company can take money from your account when you have paid by debit card - i.e you pay for something but they dont take the payment out until 5 months later!... |
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 Is it a good idea to get an unecured loan to pay off credit cards? |
| So I've got some credit card debt - not a lot, but enough that I want to pay it off ASAP. Is it better to get a lower-interest unsecured loan to pay off my higher interest cards? What does doing ... |
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 Collection Agency Phone Disconnected? |
| I have a medical collections account from 2002. Today I tried to call the collection agency to set up a pay for deletion agreement. The phone number is disconnected. I tried to google the company but ... |
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 Question about overdraft fees on checking account? Please help answer? |
| I was told that I didn't have enough money in my checking account by my bank, but before I knew this, I used my card to purchase things. I looked at my statment, and I spent 4 dollars on ... |
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 Does Anyone know about pass due bills, what I mean is I heard after 7 years they are cleared, is it true? |
| I'am asking for a friend, she's a big fan of Susie Ormen I think that's her name she's a Financal adviser, well I just want to know is it true.... |
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| Is this a violation of the Fair Debt Collection Practices Act? |
| I made arrangements with a debt collector to pay off a balance in 3 monthly installments. The arrangement was sent to me in writing by fax. All payments were to be taken out of my checking account ... |
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 How do i get a credit card? |
| how do i get a credit card like mastercard visa and ... |
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 Crdit report? |
| Where can I get a copy of my credit report on line that is really FREE?????... |
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 Visa gift card??? |
| i bought one, used it, and dont know how to discard it? there is no more money on it jus want 2 kno how to get rid of it.... |
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 Can anyone help me or tell me where i can get a bad credit loan with out first paying money up front? |
| I borrowed money to get a loan for a friend who needed medical care,i became ill myself got behind on my payments,not hard to catch up.... |
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 Is this a high interest rate on credit? |
16.24% variable APR, on an Amazon card.
Is this really high?
We have no credit cards but we are shopping around right now.
Thanks
Additional Details
Can you suggest a ... |
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usermma | How can I settel credit card? |
I have applied for a 0% APR credit card until August 2008 from Chevy Chase Bank, the creditor is USA First. I have been told my minimum monthly payment would be $18.00 which It nebver happened. Now I have $6981.65 balance on my card. As a matter of fact i have applied for this card to pay my tuition and I was busy with my study and did not check the changes happened to my rate. Now the interest rate is 28.99% and I am getting hit with major amount of finance charges and late fees. Any advise will be appreceiated. Thanks |
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hot_stuff_244
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You need to contact your credit card and tell them you want to freeze your debt and start paying a certain amount each month. Then try getting another credit card with a longer 0% APR. then move your amount around. |
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stephanickety
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You obviously didn't read the fine print. If you are ever late with a payment, or over the limit, they can drop the 0% and move to a very high interest rate. And the payment is based on the balance, so the higher the balance the higher the payment.
You are setting yourself up for some bad credit. You need to pay on time every time and the minimum payment or you will have bad credit on your credit report for 7 years, this will cause problems for buying a car, a house, even getting insurance.
Do not EVER use a credit card to pay tuition, get a student loan. They aren't due until after you graduate. |
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Anjell
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Oh my.....you're gonna get hit with the interest hammer. Your intro rate is expired and you have a mega balance.
Call the card company and don't allow anymore charges..ask them what the monthly minimum is and start paying it...if you can afford more do it....whatever you do don't let it default and go to collections.....you'll be so sorry. |
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Don't cha?
 |
Just cause the BOLD print said that, doesn't mean the fine print stated the same. It depends on what is owed, what your income is...many factors and they are all stated in the fine print. Do you have a checking account? If so, check with them to see what they have available as far as low interest rates. You may be able to refinance college loans and add the credit card in to pay everything off.
From now on, read EVERY single line in the offer. Most I have read clearly states that 2 late payments automatically get you the higher interest rate---which is Prime plus whatever they want to charge--usually 2%. |
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snape4good
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Talk to them right away! If you don't pay and avoid them, they might ask for the amount in FULL! Call them and ask about their payment assistance programs. Tell them you are a full-time student.... If that does not help, get a student loan through the government to cover this. It is for school after all. Their rates are A LOT lower and if you can't pay you can get them "deferred".... And they aren't due until after you are out of school. |
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ht98
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maybe you can get a different credit card with a lower interest and transfer your balance. some companyies even offer stuff like 0% apr on transfers for so many months. sometimes you can call the company and tell them you want to settle and you are ready to send out a check today and sometimes they will deal with you. i had to settle a 1500 debt with sears for 750. half of what i owed |
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Dawny
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change to another 0% interest card for 12 mths, some have small balance transferes, that will keep the interest payments off, some cards offer 9mths or 12 mths free balance transferes, you can go on line and choose the best credit card company to use |
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arrrrrrrrrrr
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RUN AWAY |
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