 When is the appropriate time to use credit cards? |
| To keep from going into debt, when should I use credit cards?... |
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 Is this a scam or real. I need to know? |
UNITED STATE PARCEL SERVICE BENIN .
Rue 105 Akpakpa Way,
Cotonou Bureau Office
Republic of Benin
Tel/Fax +229-93-046-557
E-mail: uspservice2003@yahoo.fr
web: www.... |
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 I NEED Credit Card Advice? |
| I already have 1 credit card w/a $500 limit, through my bank. which is helping me re-establishing my credit now. I got it this past June. I pay way more than the minnimum payment. I have ... |
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 Has anyone here maxed out a credit card on purpose? |
| In other words, spend left and right knowing that you were maxing out?... |
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 Do you think i could build my credit in 11 monthes? |
I'M not looking for my credit score to be perfect but at least 600-650 can any one help me
Additional Details
I have no credit but just got my first credit card need to build my ... |
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 Can i be held responsible for a dead persons debt? |
| i used to drive the car under someone elses name, but i gave it back and now the repo man wont leave me alone. the owner has passed and they cant find the car.... |
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 If I just opened a bank account and I have like only $5 in it and I overdraft $3000 from an ATM, can I do that |
| If I just opened a bank account and I have like only $5 in it and I overdraft $3000, can I do that, and if I do how long do I have to pay it back before I go to jail?... |
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 What credit card should I get? |
This is what I want:
1- Low interest rates. (although I plan to pay it off every month- so does everyone else)
2- Low credit limit. (I don't plan to spend much, and I don't want ... |
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 Garnish Wages? |
| I was just wondering if you have your wages garnished can that be undone or are you stuck with it until its paid off. My friend said hers was undone. I was just wondering if that was possible?... |
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| When a parent dies are the children responsible 4 their debt if no co-signing was done?? |
| mother passed away with debts (credit cards, personal loans) she did not leave a will, she had no assets to her name (home, car) lived with me for awhile now creditors are calling me to pay off her ... |
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 I need $10,000. I'm behind in bills can anyone help me? |
| I need $10,000 because i been out of work for 3 weeks because of a knee injury. I don't go back to work until the begining of september. I need a loan to pay some bills until i go back to work. C... |
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 Credit Card or Debit? |
So im ordering a pizza online, and they ask for a credit card, or cash. can i still pay debit?
... |
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 Credit cards for people with bad credit? |
| I want to know the websites of places where I can apply for unsecured credit card for people with bad credit. I know about tribute, salute, rewards660, continential finace, orchard bank, and first ... |
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 Having a really hard time. Finally got out of debt 2 months ago and the urge to? |
| spend again is immense! Just don't want to get back in debt. Sorry not really a question but need to tell someone!!... |
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EvilAngel | How can I stop compulsive shopping? |
I am in debt because of shopping, I maxed out my credit cards and now I borrow money to go shopping, and I buy things I don't even need, I feel better after shopping, it's like a high or something. |
 |
 
jynxx25
|
I went through the same thing. I listed a few things I did in helping me recover from compulsive buying. Keep in mind, beating this habit takes time. You will fall off from time to time.
First, agree that you have a shopping problem. Realize this problem is bigger than you can handle. Seek assistance. Family and friends are fine, but sometimes they can be enablers. Alcoholics cannot be around those who drink (even socially). Stop hanging around those who habitually shop. Friends that go to the mall every weekend for those one or two little things can be damaging to your recovery.
Second, see if you can put your credit card accounts on hold. Do not cancel the account as it can raise your interest rates. See if the credit companies can do this service without any fees or raising your interest rates. Even if you do not physically have the card, you can still use it through online retail (especially if your card is on file).
Third, get a productive hobby. Are you a student? Have you been meaning to finish college? This is the time to do it. If you are a part-time student, try going fulltime. If you dropped out of college, go back. Is your New Year’s resolution to lose a few pounds or have the perfect body for summer? Go to the gym or head to the local high school/college and run a few laps.
Fourth, make the transition from compulsive buying to compulsive credit payments. In other words, try to get your high from paying more than the minimal payment or paying your balances off.
Finally, look into getting another job. If your debt is as bad as your shopping addiction, you need to do more than just cutting back. A second job will not only generate more revenue for paying the balances, it will also keep you busy. |
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on tip toes
|
it's an addiction and our society is addicted to credit. cut up all of your cards as they will be the death of you, and seek credit counselling or even seek therapy. don't wait - do it now, you could ruin things for life. |
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Jeff S
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attatch an ellectrode to all your cards. everytime you swipe it, you get a nasty shock. You will stop spending all together. No more of those cute shoes, no more matching handbags, no more fast food restaurants. Hey, you might even be able to drop a size or two!!! |
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radiancia
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I know what you mean although my problems are not out of hand. You need to first settle all of your debt - go see a financial advisor and figure it out and stick to it - you may be unhappy now but you'll feel ten times worse if you get further in debt. Then you need to avoid temptation - no malls or stores for you except the grocery store. If you do not see it (and that includes online and flyers) you will not crave it so much. I completely understand the thrill of having something new but you know as well that once you have it a day or two you really dont feel that way anymore. Return all the things you bought recently. |
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Mimi
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I would cut up those credit cards and seek profesional help! You can start by logging onto shopaholicsanonymous.com Goodluck to you!! |
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Win
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Start a savings where there is a penalty for withdrawl. Get a financial manager. Get help for compulsive behavior. (shrug) |
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larylz
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pills the answer is ALWAYS PILLS |
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angel
 |
engage urself in a better task, task that consumes ur interest completely that u dont have enough mind to think abt any other extra pass time job to do, 1 like shopping. |
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coloradopsych
|
What you have described is definitely an addiction. This is something you need to get professional help for. I know it might sound strange but it is similar to other addictions such as gambling and drugs. You need to seek professional help. You can start by describing your problem to your family doctor or psychiatrist. They will lead you in the right direction and refer you to some specialists or a place to go for re-hab.
Good luck :) |
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PC Baby
 |
OMG!
Are you THE Sinnocence from Nashville???
I don't think you are.. but in case you are I'm your #1 fan!
Compulsive shopping.. that used to happen to me, what I did was buy everything I wanted.. be happy for a few days.. then return it since I really didn't need those things, then go on new shopping sprees, then return.. I'm sure you get the idea.
Eventually I got tired of waiting at the return lines every Wednesday and my compulsive shopping syndrome was gone! |
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NONAME
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cut your credit cards - shop with 10% of your earnings in cash only - make it a game to find the best deals possible |
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♪ ♫Jin_Jur♫ ♥
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lose the credit cards and tell your friends and family NOT to lend you any more money no matter how much you beg. |
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patmandaniel
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get rid of your credit cards and talk to someone close to you about helping you to overcome 'compulsive shopping'. |
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?
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get yourself a nice oral fixation instead,,, |
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