 My first credit card? |
| I am 25 and I have virtually no credit and I am looking into getting a credit card. what do you think is the best card to start out with?... |
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 How long can bad debt chase you for owed cash? |
| have a ot of bad debt from two years to ten years if one catche s up with will the ... |
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 No credit, How do I start and what is a good credit card for a beginner\r? |
| I am 20 years old and after trying to get a card for a store I find I have 0 credit history. I have never owned a credit card and want to pick a good one to start bulding credit. Does anyone know a ... |
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 I've been told that after so many years, credit card debt goes away. Is this true? |
| A company that will go unnamed wants to settle with me at 11% of my original debt. This is over 5 years old.... |
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 ANSWERS QUICKLY!!!! What should I do? |
| I recieved a letter in the mail followed by a check for 2,850.00. They said I won a lottery for $56,000. They said I have to deposit the check, and send them back the check and they will send me ... |
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 How can my ex get loans and credit when he doesnt live here anymore? |
We jointly own my house, we separated nearly two yrs ago. Only morg and council tax had his name on everything else was in my name. Yet he has been able to get cards and loans.
How is this ... |
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 I am trying to improve my credit after a really bad year. I can't even get a secured credit card.? |
| I had a really bad year last year and don't know what to do. I've never had a credit card, but I have a defaulted student loan and line of credit on my report. I am paying both of these ... |
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 I need a loan, but have not so good credit.? |
| Something came up today that I'm going crazy about. Well, two things. First of all, my whole pay check for the next two weeks is gone. Second, I need to get a loan badly. As in... Either if I ... |
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 I loaned money to my brother and he isn't paying it back. I live in PA, how do I go about getting it back? |
| I leant him money to pay his mortage because his house was going up for sheriff sale. I took a cash advance on my credit card but he has not giving my anything to me for the payments. He agreed to ... |
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 Ok u have bad credit adn well need to pay ooffbills but cant afford to pay them how can u pay? |
| biulls are at least 300 too 1000 doesit hurt to jstu payu oen atat itime when u needd exta money how canu fix ... |
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 Is it ellagal for my bank to charge me everymonth even if i'm overdrawn by one day. i have no overdraft .? |
| i am consistantly being charged by my bank. i don't qaulify for a overdraft facility. i am currrently working two part time jobs, i also recieve ema of £30 a week. my ema payments always arrive ... |
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 I don't have great credit, but would really like to get a credit card to start building some revolving credit. |
| Any suggestions? I would like to get the best possible card to start building some credit. But they have to accept almost anyone because of my bad credit.... |
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 Should I file for Bankruptcy? |
| I have about $9,000 in cc debts. They were back in 2000. They are still coming after me. I am currently wokring but helping my husband pay the home bills *all under his name* since i have horrible ... |
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 Joint Bank Account Gone Fraudulent, Need Help! =)? |
Hello,
I opened my Chase Checking Account when I was 15 years old (a minor at the time) with my dad as a join account. Well I just graduated from college and found out my dad sent the ... |
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Anonymoose | How can I take advantage of having good credit? |
I live in SoCal/housing is too expensive to consider purchasing at this time but I have good credit- what else can I do to take advantage of this and remain responsible? |
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luv2bfit
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My conservative answer is this: open credit lines with the lowest rate you can negotiate now. They will be there for you in the future when you need to borrow money. In the meantime, save as much money as possible and when you do use credit, use it only to buy things that are either investments or necessary expenses. Resist the temptation to run up your debt to "build your credit" or "because you have good credit." Pay off high interest loans with cash or transfer them to lower interest accounts. |
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baserunner316
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dont ruin it! get rid of any plastic debt you have and keep asking for the increases every 6 months. keep paying your bills on time. also living in an apartment is still great! you only pay RENT. with a home you pay 1) a mortgage 2) insurance 3) taxes
now's the time for you to be saving your butt off! |
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Robert C
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Get a credit card that has 0% interest for a year, then deposit that money in an account. Don't touch the money, just pay it off at the end. If it calls for a monthly payment take it out of the deposit each month. Make money on their money for once! |
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frangipani
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Just keep the credit rating good and relax!The housing market always goes up and down.Who knows , in a years time you may be ready to enter the market and will need all the help you can get! |
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XoxoxoxoX
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Definitely do NOT co-sign a loan for anyone...keep your good credit and build it up to an excellent credit by paying off your debts on time, and start saving for a down payment. Since you are waiting a good time to purchase at this moment any way. Good luck in purchase a home in a short future. |
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Chunky Monkey
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better rate on car leases umm no deposits for say.. cell phone service |
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Johnny N
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Sadly, the advantage of good credit is only an advantage when you don't have any money. The system was built entirely for America's high consumption lifestyle and only encourages spending which never leads to any real advantage in life. So in other words, the only advantage of having good credit now means that you can spend it and get poorer even faster.
Other ways to use your credit? Well, it can help you land a good job under some conditions. |
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Layne P
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rent and buy in an underdeveloped area |
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Ale_beer
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co-sign other peoples loans for them.
try and negotiate a better interest rate on your deposits
be happy that you have achieved what some people find very difficult to do.
get better credit |
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drew-gone
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co-sign on a car for me tomorrow :) Chevy Colbalt baby! |
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teeveejunky
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Co-sign a car loan for me. You won't be sorry. |
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