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 Where would I start first on repairing my credit? Should I get reports from all credit agencies?
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 Second Chance Banking or Best Prepaid Debit Card?
I've been on a quest to find the best prepaid debit card. I used to have one through Virgin Mobile that allowed you to pay a direct fee monthly and you could use the card as often as you liked. <...


 Will the fed be raising interest rates again?
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 Where to get a credit card for someone with very little credit?
I'm sure many of you have been in the same boat as me. I'm 24, not much credit to my name and I've tried about 5 different places (Amazon, Ebay to name a few) and all have rejected my ...


 I'm new to the USA, how do I start credit?
Hi, recently I moved to the USA, right now I'm seeking to complete my steps of the USMLE and hopefully getting into a residency program at a hospital near 'home'.

Thing is ...


 Cleaning up credit?
I am working on cleaning up my credit after some hard times. I have a few things that have been sent to collections. Is it better that I pay the collection agency or the place where the debt ...


 How do i get out of credit card debt?
I am being smothered by credit card debt please ...


 Is a 836 reasonable credit score?
I checked it with experian and that was the score is that good for a 24 years old guy?...


 Would i be able to get a pay monthly phone if i dont have a credit or debit card.?
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 I have 15 credit cards and I would like to close at least 5 cards ikea amex gold amex one capitol one and hsn?
what should i ...


 I am having trouble getting student loans because of a lack of credit history.?
I applied for an additional student loan for this coming school year, but I have been declined by every lender due to a lack of credit history. I thought I could get a credit card to help add to my ...


 What do I do? My mom ruined my credit.?
I need help!!! I'm 25 years old and have only held 2 credit cards in my posession that I always pay over the minimum amount or completely if possible and a student loan that in deferment till D...


 Debit card question?
once ive withdrawn the maximum amout from an ATM can i still use my card in the supermarket to make a payment? ( dont want to be embarrassed at the checkout!)
Additional Details
ha ha! ...


 IS IT LEGAL FOR A CARD COMPANY TO RAISE YOUR INTEREST RATE AND CHANGE YOUR ACCOUNT FROM FIXED TO VARIABLE?
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 Should I cancel my credit card?
I currently have 4 credit cards. I tried to cancel one not too long ago. It's the card that I've had the longest - but use the least. Anyway, a charge automatically got sent to the card ...


 Very poor credit and makes 50K--Fiancee has great credit and makes over 400K-Will lenders look at both scores?
I have very poor credit because of some embarrassing mistakes I made with credit cards. I am trying to rectify this, but am getting married in the next year to a man with fantastic credit. I make 50...


 My credit card bill was a few days late this month. Will this affect my credit rating/score?
I've heard somewhere that the bill must be 30 days late to matter.
Additional Details
Also, does it matter that the credit card is through my bank?...


 What credit card has the best rewards?
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 What's the difference between Chapter 7 or Chapter 13 Bankruptcy?
I'm filing for bankruptcy...I'm not sure which to file under. 7 or 13?...


 Do I qualify for the auto loan?
I am 19 years old. I am in USMC Reserve. I don't get paid much but I do get paid enough to make a $ 300-400 payment on the loan each month. I live with my parents. I can get a job after I get ...



570 score
How can I up my credit score 10 points - FAST!?
Im trying to get a mortgage, and FHA loan and my credit score is on 570. I need a 580 score to qualify. I have opened to credit cards and have been paying them on time, they have helped my score a lot.Should I get a 3rd card? What else can I do, I need those 10 points fast. PLEASE HELP!!
                     
 




Jim Q
Rating
Дredit repair workеd fine for me. They disputed and removed lots of bad items from my credit report. I used this service - buildcredit.ifastnet.com


Steve T
No, you don't keep getting credit cards. If your cards are paid off you could close the extra one. You want a good debt to credit ratio, but you also don't want too much credit out there.

The next thing you can do is go through your credit report and look for anything that doesn't look right. Then challenge it. Credit scores do not change overnight if that is what you are looking for. Do not use your credit cards at all for the couple of weeks before your application.


~J~
Rating
just pay your bills. Jeez, not that hard to figure out how to get better credit. you just have to pay when they ask you.


golferwhoworks
Rating
there is a reason your score is 570. There may be open collections that if paid will do it in 24 hours. Just get proof and submit it to your loan officer and have him or her get you re scored
I do this all the time for clients


Suzi
Here is a 9 page primer written by a loan officer, Boost your credit score and get the house you want: http://www.openhouseatlanta.com/Boost%20Your%20Credit%20Score.aa.pdf

How to dispute credit report errors: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre21.shtm


Good Luck!! ~ Suzi :)


bloozuL
Rating
No fast way to do it... pay your loans on time and you will get your credit up.


jack99skellington
Rating
Get a copy of your credit report from transunion. Look for the negatives, and dispute them. Good luck.


Joseph B
Rating
Take out a small cash loan. Somewhere in the neighborhood of $1,000.

Don't spend the money, and use that thousand to pay back the thousand and use your own money to pay the interest.


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