 How to get a loan if your credit history is bad? |
| I want to buy a property or mobile home, sell my property first but need a loan, mortage how can i apply if My credit is bad and who to go to who is reputable UK ... |
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 Should I...? |
| Should I...pay off both my credit cards a little at a time, at the same time, or pay one off, then the other? Which is better for my credit?... |
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 Is Walmart open on New Years? |
| I've looked around and couldn't find any answers. I was hopeing one of you guys might know.... |
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 What would you do if a credit card company sues you? |
| I have recieved a letter from the court that a credit card company sues me and had made a judgement about me. This is the first time that ever happened to me. I dont want to go thru all that messed ... |
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 Im feeling so helpless lately, borderline suicidal...? |
| Im not posting one of those whoa is me type questions but it seems like when it rains it pours - Ive never had just a couple of issues in life it either goes from good to very very bad or vice versa, ... |
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 Does anyone know of any website that you can get a free credit report? |
| no not creditreport.com they say its free but you have to put in your debit card information..and um no..im trying to look for a website that you can actually do it free the first time or something ... |
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 I want to buy a home. I need help!? |
| I need any loop holes to get a loan even with bad credit. My credit score is between 449-508 only a year ago it was 657! What do I do? i need a mortgage loan for $185,000. Help!... |
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 Has anyone heard of the Canadian Loan Group? |
| I was starting a loan file with them and I was curious to see if anyone has worked with this company before.... |
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 Why do people go in debt? where do they spend all there money? |
| is just that im asking because im very young and want to know that how and what takes peoples money i know for sure that i dont go spending money around so why do alot of people end up in debt it s ... |
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 Paying my credit card in full is good or bad? |
I am trying to rebuild my credit. I just got a hsbc secured card and I would like to ask a question.
I found out that my billing cycle is on every 14th of the month.
Lets say I ... |
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 I owe $3000 and I have a detective calling me with threats? |
Is this a real police officer? He sure sounds mean enough.
Can he arrest me? I'm trying to pay but money is tight. I don't want to lose my job.
What should I ask ... |
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 Just paid off my credit card... and I'm looking for new ideas of what to spend my new credit on... any ideas? |
Additional Details
Okay, I wasn't looking for a lecture, common people be creative... I've got $15,000 of money that I didn't even earn!! what should I do?!!!... |
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 Stole my moms credit card.? |
| and bought $47 worth of World of Warcraft gold and im also using it to pay for my World of Warcraft account which is $15 a month....is it really wrong to do that?... |
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 Can you ask to have your APR reduced on your credit card ? |
If your payments are always on time and never late, will a credit card company reduce your APR ?
Additional Details
Thank you to all who answered, for those who did it just for the two ... |
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Emilie | How can a teenager get a credit card? |
Additional Details
Can I shop online with a debit card?
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Hadji
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Have your parents call up the company and put you on their account, but with your OWN card. (your name on it and your SSN)
It will charge your card separately, but at the end of the month it will add the total you spent to their entire card statement.
You can then pay them back or they can pay for you.
After maybe 6 months or so, you can apply for your own card, and will probably get it. As long as it has a low spending limit, etc. |
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Wing A
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http://cards.yoll.net - try this one. I personally use their card for ebay and shopping in Internet.
It is also very good to build credit rating for first time credit card users. |
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drbarnum
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If you have to pay the bill yourself, don't do it. It's not worth it. If you really need to buy something, pay cash. If your parents are willing to flip the bill, go for it. Just remember if it is in your name and they miss or stop a paying it goes on your record. A good credit score means a lot. Any thing less then a 700 now a days and your are screwed |
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roderick_young
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1. Prepaid debit card.
2. Parents apply for a card, and put your name on one of them.
3. Have a bank account, and the associated debit card. If you're an older teen, you can do this on your own, but if younger, then your parents have to open the account for you as trustee.
Learn to use the above kinds of cards first. They will help you get a good feeling for how money works, without as much danger of getting deep into debt. |
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Jessica
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probably if their rich and spoiled and stuck up. strust me there are alot at my school. pretty much the preppy kids.-there parents think they deserve it. |
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Heather
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No credit card company in their right mind would give a credit card to someone under 18. A credit card means you have a legal contract with a company to pay your debt. Only people 18 and above can sign legal contracts.
However, your parents can add you as an authorized user on their credit cards and then you would get a card with your name on it. But your parents would be legally responsible for the entire bill so most sane parents would not add their child to their account. |
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CMA
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there parents have to get it and sign for it then its theirs |
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person
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teenagers can get a credit card, but it wouldn't be a good idea because if someone ever goes to the mall, they'll get tempted to spend because it's not their money, haha !
I wouldn't mind having a credit card, but unless your a goody-good person who spends his/her money wisely then yes you can have a credit card for emergencies. (: |
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Ricky
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You can't be allowed to be a credit card registered person if you are below the allowed age or credit score..
If you want to buy something buy it from local market,if from the net tell your elders,parents to pay it for you. |
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