 I need a loan for $700 that's not a payday loan and i need it asap can someone help? |
| i had posted a question yesterday about getting a loan for a banshee for a b-day present but i came up with some money now i need a loan for $700 and i dont want to go to a payday company it cost ... |
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 How long do i have to wait to claim bankruptcy after getting a new credit card? |
| Long story short I do work but work has been really slow for me and I have 2 kids to support and have been using credit cards to supplement my lost income. I just got a credit card about 2 months ago ... |
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 If i have a debit card with a mastercard logo on it is that considered having a credit card? |
I'm pretty sure that i don't have any credit score because i have never had a credit card but i have a debit card with a master card logo on it and i use it as credit on purchases,
i ... |
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 Is it bad to cancel a credit card after 2 months? |
| I already have 6; want to cancel the bad ones. I just got that one because I wanted the money. But, I m planning to cancel 3 out of the 6. And it so happens that the latest one I just got sucks. Does ... |
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 Where can I find out my FICO score for free with no hidden fees?? |
| and does being negative in a regulare checking account effect your credit?... |
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 How do I rebuild credit after a bankruptcy with a credit card? |
| I had a bankruptcy three years ago, I need to rebuild credit with a card but have heard a lot of different opinions as how to do it. Secured or unsecured? How much of a percentage do you charge? and ... |
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 What credit card can I get that has a 10,000 limit? |
Additional Details
I have excellent credit, I just have only had one credit card that was a 500 ... |
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 Im in a debt management plan but have fell behind.? |
| im really tempted to just stop paying it all together i only owe about 2 grand and my credit rating cant get any worse so im not worried about any ccjs they might put against me? what will happen if ... |
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 Please help!!? |
| ok i have not so good credit, i have no bank account and i hate those pre paid cards oh and them ones that send you a card but its only for there catalog and you gotta pay this before you can even ... |
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| Are there any credit cards available for 17 year old college students? |
| i got a debit card when i was 15 since i was a college student. now that i will be moving out soon, i want to get a credit card to build up my credit. i know that most credit card companies require ... |
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 Can my 80 year old mother, who is on a fixed income, just stop paying her credit card debt? |
| She has about $20,000.00 in credit card debt. Most of the debt is medical related (prescription co-pays, deductibles), and some of the debt is very old.... |
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 Cant pay my auto loan, bank won't help.? |
| I am struggling to pay a financed vehicle, it is now 2 months behind on payment. I called the bank(Wells Fargo) and asked them what my options were like if I could pay a small amount or something.. ... |
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 Should I work something out whith the Credit company, or let it go to a collection agency? |
| My credit is on shaky ground as it is. My boyfriend thinks that I should just let it go into collections, but I feel like I should work something out with the creditor. I think he's worried ... |
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 My mom used my social security number and i dont know if it will affect me? |
my mom and i applied for a credit account at macys AND victorias secret. the accounts were approved. howeve i am scared if it can affect any of us
Additional Details
i am 16 years old... ... |
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 How do you remove a bad credit from your credit report after paying it off? |
I have a credit card that has given me bad credit since 6 years ago. It has accumulated more finance charges since then and has been sent to a attorney.
I would like to pay it off (or settle), ... |
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 New credit card but no pin yet ! How do i go shopping? |
help!
Additional Details
YOU DO NEED A PIN FOR THE NEW CHIPPED ONES... |
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mallard guy 2 | How can furniture companies offer no payments and no intrest until 2010? Is there some "fine Print? |
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calmlikeatimebomb
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Yeah! Outside of a set that cost you 1,100 cost them 300 or 500 to get. By the time you finish fiancing it would have cost you like 5,500 and some change. In the fine print is the higher interest rates and the fact that it usually doen't include taxes, and delivery plus automatic extended warranty (which is very useless in certain situatiions.)
Bottom line: Any deal that you enter with no payments til so and so is not making you a rich person it also is a scheme to lully you into purchaing more furniture then you can afford thinking that the payment would be far away. |
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BabyG R
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Yes, If you do not pay in full by 2010, all the interest accrued from the time you bought the furniture will be added to the new balance. Make sure you pay in full on time, don't be a day late if you can help it. Most time that interest is 30-31%, do the math if the furniture cost you 1,000 if you have not paid that in full it would almost triple in cost! |
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Mike B
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They offer it, becuase they let interest accumulate during the time period hat payment aren't made. So in 2010, not only do you have he original balance, you have 3.5 years of interest building up.
Unless you may payments during the 'free period", and have it planned to be payed off before the 2010 deadine-- itis not woth it. |
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unclejesse1
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it may say no interest until 2010? What that typically means thoug his you will be accumulating interest during the next 4 years if you do not pay on time. There will be lots of fine print. It is best to use one of your own credit cards. There are several 0% cards out there for folks with good credit try one of those. |
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queendenisha
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I just bought some furniture with deal like the one mentioned, so I am glad I read this. I had planned to pay it all off before the "free" period was over, but now I will make sure to! |
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â–‘BigBullâ–‘
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They offer you no payment or interest DUE until 2010. If you wait until then to start making payments, they will ADD ALL THE INTEREST to the final loan amount. Offers like these are another way of saying 'if you pay us the cost of the furniture BEFORE 2010, you pay only the price of the items, if you wait until 2010 to start paying, we will charge you interest for the loan plus the interest from now until 2010'. So, in essence, it is a great way to buy if you REALLY plan on paying off the loan BEFORE 2010. That's how I bought mine. |
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jjjjjjjjim
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The fine print is that you have to have good credit to get it - then you get slammed with interest - high rate in 2010 and if you miss a payment the fine print often reads that you then have to pay interest for the time you had payments defer (like retroactive back to 2006) |
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oddyerdy
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some things never change if it is to good to be true ( or without catches ) it is! |
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David H
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Think of "0 % and no payments for..." as a form of Russian roulette. As long as you pay off the balance within those terms, you have survived the loaded chamber.
Statistically, you will lose. Everyone who takes advantage of an offer like that plans to capitalize on it, but than, life happens.
My advise is, set up an automatic bill pay to this account, calculated to pay the balance off a month before the end of the term. Beware that some "fine print" could back charge you all the interest accrued during the life of the contract on the entire beginning balance |
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trebor h
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yep a very high intrest rate |
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