 How badly will one missed cell phone payment affect my credit? |
| Paying my phone bill completely slipped my mind last month... Will I suffer for it?... |
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 I owe about 13000 in credit card debt. I earn about 300 a week and my rent is 600. Should i declare bankruptcy |
| Hi. I have owed my creditors money for 6 months. I owe about 13000 and my monthly rent is 600. I have a total of 9 creditors. Two of them, CHASE and Bank of America, have offered to forgive about 3000... |
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 Nearly 8 years old debt - is it still on my credit report? |
i have 3 ccj's and a few debts that at default. i havent paid any of them and they about 8 years old. dont they just come off after a certain amount of years? or do they stay on forever?
A... |
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 Pre Paid Debit Card? |
How do I apply for one of these cards without already holding a credit card with which to pay the initial fee
Additional Details
It is a DEBIT card i need not a CREDIT card. All of those ... |
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 An ex has really ruined my credit rating and now nobody will look at me for a cred card, any ideas? |
| I didn't know the extent of the damage she had caused until it was too late but now even those really high interest cards won't even accept my application. Prepaid cards are not what I am ... |
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 I need a $5,000 deposit,but my credit cards are maxed.I was denied a loan 2x. what's my best option/s? |
My credit score is around 650-688 the last time I checked.
I need to make a downpayment on an investment in real estate for a vacant lot in an area that is going to flourish in the next couple ... |
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 Help i need an answer.who are these people? |
| hope someone can help me,on my bank, statement, for 2 months now ,someones deducting $24.95 from my account, all its stating is ac cs.online serv-ice0607 does anyone have any idea who they are, i ... |
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 How do u apply to start gaining credit? |
| I have no credit right now. How can i gain credit?... |
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 So a cop is looking for me due to unpaid credit cards? |
| an old neighbor (were we used to live about a year ago) called and said that a cop??( had a badge and a gun) was looking for me for a debt unpaid. he said a warrant will be issued for my arrest. i ... |
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 Capital One? |
| My partner has an arrangement with capital one to repay his credit card at x amount a month. Although this is in place he is getting phone calls constantly pestering him for the full amount. He had ... |
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 Washington Mutual? |
| Has anyone ever heard of the credit card company "Washington Mutual?" Are they a good campany? and how long does it usually thake them to get your credit card to you?... |
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Chulita | How can i build up credit? can i get a credit card? |
i started my credit with my cellphone but i've only had it for 6 months now and me and my husband are looking forward to buy a house but no one won't even rent us an apartment i was thinking of getting a credit card but i get rejected, i even tried bank card, and store credit but nothing works!!! WHAT CAN I DO?????!!?
Additional Details
My husband doesn't have a credit history either |
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Richard H
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Does your husband have a credit history? Get a co-signer who has a credit history that can be referenced when you apply for a credit card - you may get a small credit limit ($500) - make small purchases on it, and pay it off each month |
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hellomyfriend
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I used to work at a bank. What you could do is apply for a secured credit card. What that means is, you apply for the card, YOU put how much money you want into the account...lets say anywhere from $200.00 to $500.00. Then, you use the card like any other credit card, not going over your limit, of course, and make payments ON TIME. and THAT will build your credit. Eventually once you have created that credit, you will then be able to apply for regular credit cards, and get approved...and eventually get the house. I'm not sure which bank you have, but I used to work for Bank of America and all you have to do is go into a bank and ask for a "secured credit card application". Good Luck to your future! |
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Rigo
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You could try getting yourself a secured credit card. In which the amount you pay them is what the balance limit you'll have on it.
And you'll need a few if not at least several years of a stable good credit history before you'll even get a chance at larger purchases, much less a good deal on one.
Or you could also try buying a used car. Dealers usually can finance you, but you'll be reamed by the financing terms so you need to be good at negotiating. But paying off the loan on a car (even used) will greatly boost your score.
Also don't go trigger happy at applying places. The more they have to pull up your credit report, the more your score will drop. |
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John G
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First thing to do is get a Capitol One credit card..Then when you have one apply for other cards and they will see you have a credit card and approve you..But be sure to pay them and you will have good credit. |
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Will
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One of the easier ways to build up credit is to get a credit card from some gas station such as Shell. Just use it for gas and over time it adds up. It's not a quick fix, but I have know people that have been able to recover using that method and some others over period of a few months. |
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men t
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Step-by-Step Credit Repair Guide
Bad credit can frustrate your efforts at getting a credit. Hence ensure you keep your credit report clean. If there are any errors in the report, undertake credit repair to clear out any errors. This can be tiring and frustrating, but highly rewarding. Though law recognizes and protects your rights, it is your duty to remove any anomalies in ........... |
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mark j
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Well, if you have no previous credit. Do you have a bank account? If so, then how long have you had this bank account? If you've had it for a while, then apply for a credit card through your bank. They shouldn't have a problem issuing you one. Also you can apply for a gas card, that's another form of credit. I know if you buy a house, they require you to have several forms of credit, at least three if I remember correctly. Also, once you get a credit card and other forms of credit, you have to have them for a while and build it up before you can even consider buying a house. Don't even think about trying to buy a house right after you get these. I got my first credit card when I was 18 through my bank which I've been with since I was 16. I also have a gas card, an account that i'm using to pay off my computer, my truck payment, a Sears account. And a few more that I can't remember right off the top of my head. I'm 26 now, bought my house when I was 25, so I've been building credit for a while. You can't do anything without credit. Good luck. |
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harley w
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don't get a credit card it only leads to trouble if ya cant afford it don't buy it |
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Rod
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Try getting a "secured" credit card. You will have to deposit some money and they will give it to you. That is a great way of building credit! |
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YouTube
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start by erasing bad marks on your credit report, then use credit cards for purchases and pay the balances off in full every month - will work like a charm |
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